MILLENIUM BCP

Banco Comercial Português (BCP, lit. 'Portuguese Commercial Bank') is a Portuguese bank that was founded in 1985 and is the largest private bank in the country. BCP is a member of the Euronext 100 stock index and its current chief executive officer is Miguel Maya Dias Pinheiro. BCP is based in Porto, but its operations are headquartered in Oeiras, Greater Lisbon. It operates a branch brand-dubbed and restyled in 2004 as Millennium BCP as well as Banque BCP and ActivoBank.

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MILLENIUM BCP SWIFT Code

Country

City

Bank or Institution

SWIFT Code

Portugal

LISBON

MIBPPTP1

Total: 1
1

About MILLENIUM BCP

Company type
Public ( Sociedade Anónima )
Industry
Banking, Financial services
Founded
1985
Headquarters
Porto , Portugal
Key people
Miguel Maya ( CEO ) , Nuno Amado ( Chairman of the supervisory board )
Products
Retail , corporate banking , investment banking , insurance , fund management
Number of employees
15,688 (end, 2023) [ 1 ]
Website
www.millenniumbcp.pt

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What is a SWIFT code?

A SWIFT code is an 8 or 11 character code used in banking to facilitate transactions and identify the bank.

What is the purpose of a SWIFT code in international transactions?

SWIFT codes are used to route international financial transactions to the correct bank and branch. It facilitates the smooth and accurate transfer of funds between different banks and countries, ensuring that the transactions are processed correctly and securely.

How do I find my bank's SWIFT code?

You can find your bank's SWIFT/BIC code in the statements of your bank account. You can also use our SWIFT/BIC finder to get the right code for your transfer.

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Frequently Asked Questions

1. Why does MILLENIUM BCP have different SWIFT Codes?

MILLENIUM BCP operates differently across various countries, regions, and branches, with variations in business operations and clearing paths. To accurately identify and process MILLENIUM BCP's cross-border payments and other transactions, different SWIFT Codes are used for distinction. Many large multinational banks have unique SWIFT Codes to their headquarters, regional branches, and overseas subsidiaries to ensure precise and secure fund transactions.

2. How do I know which SWIFT Code of MILLENIUM BCP to use in a transfer?

It depends on the specific business scenario. For cross-border remittance to a branch of MILLENIUM BCP, you can log on to the official website of MILLENIUM BCP, or search the current page of XTransfer, or call MILLENIUM BCP to inquire about the SWIFT Code of the branch. For international business, you should first coordinate with the relevant branch in the target country and confirm the correct SWIFT Code based on the exact information provided by your business partner.

3. Is there any pattern in the composition of different SWIFT Codes for a multinational bank like MILLENIUM BCP?

Usually, SWIFT Code consists of 8 or 11 characters. For MILLENIUM BCP, the first 4 digits represent the bank code, which is the same for MILLENIUM BCP worldwide; the 5th and 6th digits are the country code; and the 7th and 8th digits are the region code, which will be different for branches in various regions. If the code includes 11 digits, the last 3 digits represent the branch code, which is used to distinguish different branches within the same region.

4. Will the SWIFT Code for MILLENIUM BCP be updated or changed?

Yes. When MILLENIUM BCP undergoes an organizational restructuring, such as a branch relocation, merger or split, or when there is a significant change in the financial system of the region where MILLENIUM BCP is located, its SWIFT Code may be updated and changed. MILLENIUM BCP will announce the changes in advance through its official website, mobile banking APP and other channels. Therefore, when handling cross-border business, customers should pay attention to the announcement of MILLENIUM BCP in time to confirm the latest SWIFT Code information, so as to avoid affecting the business.

5. Do different SWIFT Codes of MILLENIUM BCP support the same scope of business?

The scope of business is different. While the same bank can operate with different SWIFT Codes for the same basic types of business, there are differences for some specialized businesses or for businesses in specific regions. For example, the SWIFT Code of some branches may be specialized to support trade finance business, while the SWIFT Code of other branches is more convenient for cross-border e-commerce collection. In addition, for some emerging markets or country-specific business, only the SWIFT Code of a particular branch may have the authority to process it. When conducting international business, it is important to check whether the SWIFT Code of MILLENIUM BCP supports the corresponding business.