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WHO ARE WE?
  • XTransfer is a one stop financial and risk management service provider committed to making cross-border payment seamless and cost-effective for SME traders. We connect trusted financial institutions with SMEs worldwide through technology, enabling SMEs to access comparable financial services as multinational corporations.
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It all started with a wish to help
  • XTransfer was founded when banks were reluctant to provide cross-border payment solutions for SMEs due to compliance concerns and system constraints. SMEs struggled to access bank services, and paid hefty fees for international money transfer and currency exchange with yet poor service.
  • Our founder found it frustrating that SMEs, an important part of China’s economy, were so under-served by the traditional financial system that they had to rely on non-compliant channels.
  • The desire to help these business owners led him to leave his former employer and venture into uncharted territory. After zealous discussions in the office, over coffee and around the hot pot, he assembled a dream team of passionate veterans. This marked the start of the XTransfer story. Since then, XTransfer has grown into a unicorn with more than 2,000 staff.
Our mission
Making SME financial services simple and accessible

XTransfer today

XTransfer has built a full-featured global payment platform empowered by data-based, automated, internet-powered and intelligent anti-money laundering risk management infrastructure.
Our widely spread local teams now serve over 450,000 cross-border traders around the world.
As the world’s leading and China’s No.1 B2B Cross-Border Trade Payment Platform, we have earned the trust and support of visionary investors and world-renowned partners.
450K+
Global users
200+
Markets covered
30+
Receiving accounts
No.1
World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform*
$10Bn/Month
Total USD processed
450K+
Global users
200+
Markets covered
30+
Receiving accounts
No.1
World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform*
$10Bn/Month
Total USD processed
Our investors

Our licenses

UK

USA

HK

Canada

Australia

UK

USA

HK

Canada

Australia

Our milestones

2023
OCT
Joined the China Chamber of Commerce to the EU.
Number of customers hit 400,000.
MAY
Set foot in Hong Kong.
APR
Became a strategic partner of Bank of China Shenzhen Branch.
MAR
Went global.
2022
JUL
Fulfilled the first five-year plan.
MAR
Number of employees exceeded 2,000.
2021
SEP
Completed Series D financing.
JAN
Completed Series C2 financing.
2020
OCT
Completed Series C1 financing.
2019
OCT
Completed Series B financing.
SEP
Registered as an RSP in Australia.
2018
DEC
Launched multi-currency business account.
OCT
Completed Series A financing. Obtained API license in the UK.
AUG
Registered as an MSB in the U.S. and Canada.
2017
OCT
Obtained MSO license in Hong Kong.
JUL
Founded in Shanghai, China.
2022
JUL
Fulfilled the first five-year plan.
MAR
Number of employees exceeded 2,000.
2021
SEP
Completed Series D financing.
JAN
Completed Series C2 financing.
2020
OCT
Completed Series C1 financing.
2019
OCT
Completed Series B financing.
SEP
Registered as an RSP in Australia.
2018
DEC
Launched multi-currency business account.
OCT
Completed Series A financing. Obtained API license in the UK.
AUG
Registered as an MSB in the U.S. and Canada.
2017
OCT
Obtained MSO license in Hong Kong.
JUL
Founded in Shanghai, China.
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