INTERNATIONAL BANK OF COMMERCE

International Bank of Commerce (IBC) is a state chartered bank owned by International Bancshares Corporation headquartered in Laredo, Texas (United States). It is one of the largest banks based in Texas, and is the 83rd largest U.S. bank by asset size.[1] In addition, IBC is the largest minority-owned bank in the United States. The motto of the bank is "We Do More".

Use XTransfer for cheaper international bank transfers

INTERNATIONAL BANK OF COMMERCE SWIFT Code

Country

City

Bank or Institution

SWIFT Code

United States of America

LAREDO,TX

IBCLUS44

United States of America

LAREDO,TX

IBCLUS44XXX

Total: 2
1

About INTERNATIONAL BANK OF COMMERCE

Company type
Public
Industry
Finance and Insurance
Founded
1966 ; 59 years ago ( 1966 )
Headquarters
Laredo, Texas
Key people
Dennis Nixon ( CEO )
Products
Banking Investments Insurance
Website
ibc .com

currency converter

100 USD ≈ ？？？ CNY

USD100CNY???

Go exchange currency

What is a SWIFT code?

A SWIFT code is an 8 or 11 character code used in banking to facilitate transactions and identify the bank.

What is the purpose of a SWIFT code in international transactions?

SWIFT codes are used to route international financial transactions to the correct bank and branch. It facilitates the smooth and accurate transfer of funds between different banks and countries, ensuring that the transactions are processed correctly and securely.

How do I find my bank's SWIFT code?

You can find your bank's SWIFT/BIC code in the statements of your bank account. You can also use our SWIFT/BIC finder to get the right code for your transfer.

XTRANSFER
YOUR CHOICE FOR GLOBAL TRADE PAYMENT

World's Leading and China's No.1 B2B CrossBorder Trade Payment Platform

Get started

Simplify global payments with competitive FX rates

Enjoy seamless currency exchange here, available 24/7. Our market-beating exchange rates save more for you by reducing hefty fees. Start using XTransfer now for smoother international transactions!

Get started

Simplify global payments with competitive FX rates

RMB

****USD

Secure and stable

Experience top-tier security with our platform. We strictly adhere to applicable regulations and best compliance practices — no more account freezes! Your funds, transactions and data are safeguarded with leading industry standards, reinforced by AI-driven risk management.

Create account

Lightning fast send and receive

Enjoy instant payments between XTransfer accounts as well as swift global transfers and reporting to meet currency regulatory requirements. Our services are accessible 24/7, even outside traditional banking hours.

Have your account ready in 24h

Save Money, Effortlessly

Enjoy free transfer between XTransfer accounts and market-beating FX rates. NO account opening fee, NO maintenance fee. Boost your profitability by saving up to 10% in your deals.

Create your free account

Goodbye to hustle and bustle

Open multi-currency business accounts on our one-stop platform with just a click! Send and receive without amount limit — no more bank queues, no more lengthy paperwork. Transfer anytime, anywhere on your phone or laptop.

Getting started is just as simple

ReliableFastSaveSimple

Create account

Frequently Asked Questions

1. Why does INTERNATIONAL BANK OF COMMERCE have different SWIFT Codes?

INTERNATIONAL BANK OF COMMERCE operates differently across various countries, regions, and branches, with variations in business operations and clearing paths. To accurately identify and process INTERNATIONAL BANK OF COMMERCE's cross-border payments and other transactions, different SWIFT Codes are used for distinction. Many large multinational banks have unique SWIFT Codes to their headquarters, regional branches, and overseas subsidiaries to ensure precise and secure fund transactions.

2. How do I know which SWIFT Code of INTERNATIONAL BANK OF COMMERCE to use in a transfer?

It depends on the specific business scenario. For cross-border remittance to a branch of INTERNATIONAL BANK OF COMMERCE, you can log on to the official website of INTERNATIONAL BANK OF COMMERCE, or search the current page of XTransfer, or call INTERNATIONAL BANK OF COMMERCE to inquire about the SWIFT Code of the branch. For international business, you should first coordinate with the relevant branch in the target country and confirm the correct SWIFT Code based on the exact information provided by your business partner.

3. Is there any pattern in the composition of different SWIFT Codes for a multinational bank like INTERNATIONAL BANK OF COMMERCE?

Usually, SWIFT Code consists of 8 or 11 characters. For INTERNATIONAL BANK OF COMMERCE, the first 4 digits represent the bank code, which is the same for INTERNATIONAL BANK OF COMMERCE worldwide; the 5th and 6th digits are the country code; and the 7th and 8th digits are the region code, which will be different for branches in various regions. If the code includes 11 digits, the last 3 digits represent the branch code, which is used to distinguish different branches within the same region.

4. Will the SWIFT Code for INTERNATIONAL BANK OF COMMERCE be updated or changed?

Yes. When INTERNATIONAL BANK OF COMMERCE undergoes an organizational restructuring, such as a branch relocation, merger or split, or when there is a significant change in the financial system of the region where INTERNATIONAL BANK OF COMMERCE is located, its SWIFT Code may be updated and changed. INTERNATIONAL BANK OF COMMERCE will announce the changes in advance through its official website, mobile banking APP and other channels. Therefore, when handling cross-border business, customers should pay attention to the announcement of INTERNATIONAL BANK OF COMMERCE in time to confirm the latest SWIFT Code information, so as to avoid affecting the business.

5. Do different SWIFT Codes of INTERNATIONAL BANK OF COMMERCE support the same scope of business?

The scope of business is different. While the same bank can operate with different SWIFT Codes for the same basic types of business, there are differences for some specialized businesses or for businesses in specific regions. For example, the SWIFT Code of some branches may be specialized to support trade finance business, while the SWIFT Code of other branches is more convenient for cross-border e-commerce collection. In addition, for some emerging markets or country-specific business, only the SWIFT Code of a particular branch may have the authority to process it. When conducting international business, it is important to check whether the SWIFT Code of INTERNATIONAL BANK OF COMMERCE supports the corresponding business.