Website Terms of Use

These terms of use, along with any documents referred to herein, tell you the terms on which you may make use of our website https://us.xtransfer.com (the "Website") as a visitor.

We recommend you read these terms of use carefully before using the Website. You are making use of the Website if you access, browse or register on it and therefore indicating that you have read and accepted these terms of use.

If you do not agree to these terms of use, please refrain from using our Website.

All of our services are also subject to additional terms and conditions which you may find on the Website:

• Our Privacy Policy sets out how we process, hold, disclose and use personal information we collect from you;

• Our Cookie policy details how we use cookies.

In the event of a conflict between the terms and conditions of our other agreements and these terms of use, our agreements shall prevail.

About Us

XTransfer Inc. (“XT USA”) is a company incorporated in Delaware, the United States. XT USA is part of the wider XTransfer group, consisting of XT USA and other affiliated companies in different jurisdictions under the XTransfer brand (“XT Group”). We offer a cross-border B2B payment solution, specializing in payment collection, funds pay-out, and ancillary foreign exchange for businesses in international trade.

Accessing the Website

We cannot guarantee that the Website, or any of the content on it, will always be available. We reserve the right to withdraw or amend the Website without notice.

We may also restrict access to some parts, or the entirety, of the Website . We will not be liable for the Website being unavailable at any time.

If you choose, or you are provided with, a login, password, or any other piece of information as part of our security procedures, you must treat such information as confidential. We reserve the right to disable any login or password, whether chosen by you or allocated by us, at any time, if we believe you have failed to comply with any of the provisions contained in these terms of use.

As the Website visitor, you are responsible for making all the necessary arrangements for accessing the Website. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of, and comply with, these terms of use and other applicable terms and conditions.

Our Liability

To the extent permitted by law, we exclude all conditions, warranties, representations and other terms, whether express or implied, which may apply to the Website, or any content on it. You therefore use the Website at your sole risk and XT USA will not be liable for any loss or damage direct, indirect or consequential whatsoever and howsoever arising as a result of your use of or reliance upon the information contained on the Website, to the maximum extent permitted by law.

We do not represent or warrant that the Website will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating destructive properties will be transmitted or that no damage will occur to your computer. It is your sole responsibility to ensure you have adequate protection and back up of data and equipment, as well as undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third-party software that may be used in connection with the Website.

Viruses, Hacking and Other Offences

You must not misuse the Website by knowingly introducing viruses, Trojans, worms, bots, logic bombs or any other malicious software.

You must not attempt to gain unauthorized access to the Website, the server on which our Website is stored, or any server, computer or database connected to the Website.

You must not attack the Website via a denial of service attack or a distributed denial of service attack. If you breach this provision, you may be committing a crime under the applicable law. XT USA will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities. In the event of such a breach, your right to use the Website will cease immediately.

We do not guarantee that the Website will be secure or free from bugs or viruses. It is your responsibility to ensure you have up to date and effective anti-virus and anti-malware software on your phone, tablet, computer, server, network infrastructure or any other device through which you transact with us. If you believe any device through which you transact with us has been infected by any malicious software, you must notify us immediately.

We will not be liable for any loss or damage caused by a distributed denial of service attack, viruses or any other malicious software that infect your computer equipment, computer programs, data or other proprietary materials due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it.

Third-party Links

Where our Website contains links to other websites and resources of third parties, these links are provided for your information only. We have no control over the contents of those websites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Intellectual Property rights

The XTransfer logo belongs to XT Group. Unless otherwise indicated on the Website, the Website and all content and other materials, including, without limitation, the XTransfer logo and all designs, texts, graphics, pictures, information, data, software, sound files, other files and the selection and arrangement thereof are the proprietary property of XT USA, or its licensors, suppliers or users, and are protected by applicable copyright laws. You may imprint, copy, download or temporarily store extracts from our Website for your personal information or when you use our products and services. You must not alter any material from our Website. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of our Website on any other website or link any other website to our Website, without our prior written permission.


XT USA reserves the right to change any and all content contained in the Website at any time without notice. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by us.

It is your responsibility to check this Website from time to time as needed in order to take notice of any changes that are binding on you.

Governing law

These terms of use and your use of the Website are governed by the laws of New York, without regard to principles of conflict of laws.

Contact Information

If you have any concerns about the content of the Website, please contact us at [email protected].