HDFC Bank SWIFT Codes for Sending Money Abroad in 2025

When sending money abroad, you need accurate details to ensure smooth transfers. One such detail is the HDFC Bank SWIFT Codes, which act as a unique identifier for your bank during international transactions. SWIFT connects over 11,000 financial institutions worldwide and processes 45 million daily messages, making it essential for secure global transfers. The A2 Form HDFC also ensures compliance with regulations, further validating the importance of SWIFT codes in 2025.

Why Are HDFC Bank SWIFT Codes Important for International Transactions?

Role in Cross-Border Money Transfers

When you send money abroad, the SWIFT code acts as a unique identifier for banks. It ensures that your funds reach the correct destination without delays. HDFC Bank SWIFT Codes play a vital role in international money transfers by connecting HDFC Bank to the global SWIFT network. This network links thousands of financial institutions worldwide, making it easier for you to send or receive money across borders.

Each SWIFT code contains specific details about the bank, such as its location and branch. This information helps banks process your transaction accurately. For example, if you are transferring money to an HDFC Bank account in Mumbai, the SWIFT code ensures the funds are routed to the correct branch. Without this code, your transaction might face errors or delays.

Additionally, SWIFT codes simplify the process for banks involved in the transfer. They reduce the chances of miscommunication between financial institutions. This efficiency makes SWIFT codes essential for smooth and reliable cross-border transactions.

Ensuring Secure and Accurate Transactions

Security is a top priority when dealing with international transactions. The HDFC Bank SWIFT Code ensures that your money reaches its destination safely. It acts as a safeguard against fraud by verifying the identity of the receiving bank. This verification process minimizes the risk of funds being sent to the wrong account.

The SWIFT network uses advanced encryption technology to protect your transaction details. When you use HDFC Bank SWIFT Codes, your personal and financial information remains confidential. This level of security is crucial for secure international money transfers, especially in today’s digital age.

Accuracy is another key benefit of using SWIFT codes. Each code is unique to a specific bank and branch, which eliminates confusion during the transfer process. For instance, the BIC code (another term for SWIFT code) ensures that the transaction is directed to the exact bank location. This precision reduces the chances of errors, saving you time and effort.

By using the correct HDFC Bank SWIFT Code, you can trust that your international transactions will be both secure and accurate. This reliability makes SWIFT codes an indispensable tool for global banking.

Does the HDFC Bank SWIFT Code Vary by Branch?

Bank-Wide SWIFT Code vs. Branch-Specific Codes

When transferring money internationally, you might wonder whether the SWIFT code changes based on the branch. HDFC Bank uses both bank-wide SWIFT codes and branch-specific codes, depending on the type of transaction.

Bank-wide SWIFT codes identify HDFC Bank globally for international transactions. These codes consist of 8 to 11 characters, including letters and digits. They help banks communicate securely across borders. On the other hand, branch-specific codes are primarily used for domestic transactions. These codes are shorter, typically 9 digits, and pinpoint specific branches within a country.

Here’s a comparison to help you understand the difference:

For most international transfers, you’ll use the bank-wide SWIFT code. However, if your transaction requires branch-specific details, you’ll need the exact SWIFT code for your HDFC Bank branch.

Examples of HDFC Bank SWIFT Codes for Different Locations

HDFC Bank SWIFT codes vary by location. For instance, the SWIFT code for HDFC Bank’s main branch in Mumbai is HDFCINBBXXX. This code identifies the bank and its headquarters for international transactions.

If you’re sending money to HDFC Bank branches in other cities, the SWIFT code might differ slightly. For example:

• Delhi: HDFCINBBDEL

• Bangalore: HDFCINBBBGL

• Chennai: HDFCINBBCHN

Always verify the SWIFT code before initiating a transaction. Using the wrong code can delay your transfer or send funds to the wrong destination. You can find the correct SWIFT code for your branch through the HDFC Bank website, mobile app, or customer support.

Structure and Format of HDFC Bank SWIFT Codes

Components of a SWIFT Code

A SWIFT code is a structured combination of letters and numbers that identifies a bank and its specific branch. Each part of the code serves a unique purpose, ensuring your international transactions are accurate and secure. The HDFC Bank SWIFT Code structure includes four main components:

These components work together to pinpoint the exact bank and branch involved in your transaction. For example, the bank code identifies HDFC Bank, while the country code specifies India. The location and branch codes further narrow down the details.

Example Format of HDFC Bank SWIFT Code

The HDFC Bank SWIFT Code follows a standard format that ensures consistency across global transactions. Here’s an example:

This format ensures that every SWIFT code is unique and easy to interpret. For instance, "HDFC" represents the bank, "IN" specifies India, and "BB" indicates the location.

How to Interpret the Code

Understanding the HDFC Bank SWIFT Code structure helps you verify its accuracy. Start by identifying the bank code, which confirms the institution handling your transaction. Next, check the country code to ensure it matches the recipient's country. The location code provides additional details about the bank's physical location. If the branch code is included, it pinpoints the exact branch.

By interpreting the code correctly, you can avoid errors and ensure your funds reach the intended destination. This knowledge empowers you to handle international transactions with confidence.

How to Find the SWIFT Code for Your HDFC Bank Branch

Using the HDFC Bank Website or Mobile App

Finding the SWIFT code for your HDFC Bank branch is simple when you use the bank’s website or mobile app. Start by logging into your account. Navigate to the section for international money transfers or branch details. This section often includes the SWIFT code for your branch. If you don’t see it, use the search feature to locate the information. The website and app are reliable sources because they provide updated and accurate details directly from HDFC Bank.

Contacting HDFC Bank Customer Support

If you prefer speaking to someone, HDFC Bank customer support can help you find the SWIFT code. Call the customer care number listed on the bank’s website or your debit card. Explain that you need the SWIFT code for international transactions. The representative will guide you through the process or provide the code directly. This method ensures you get the correct information without any guesswork.

Checking Your Bank Statement

Your bank statement is another reliable source for finding the SWIFT code. Look for the section that lists your account details. Many HDFC Bank statements include the SWIFT code or BIC for your branch. This makes it easy to confirm the code without needing to contact the bank. For example, if your statement shows "HDFCINBBXXX," you can use this code for international money transfers. Always check your most recent statement to ensure the code is up-to-date.

Using Xtransfer for SWIFT Code Lookup

Xtransfer offers a convenient way to find SWIFT codes for HDFC Bank branches. This platform specializes in SWIFT code lookups and provides accurate information for banks worldwide. Simply enter "HDFC Bank" and your branch location into the search bar. Xtransfer will display the SWIFT code you need for international transactions. This tool is especially useful if you’re unsure about the code or want to double-check its accuracy.

Examples of HDFC Bank SWIFT Codes

SWIFT Code for HDFC Bank’s Main Branch

The SWIFT code for HDFC Bank’s main branch in Mumbai is HDFCINBBXXX. This code serves as the primary identifier for HDFC Bank in international money transfers. It ensures that transactions directed to the main branch are processed accurately. If you are unsure about the branch-specific code, using this main branch SWIFT code is often a safe option. It acts as a universal identifier for HDFC Bank in India.

SWIFT Codes for Major Cities

HDFC Bank has unique SWIFT codes for its branches in major cities across India. These codes help route your transactions to the correct branch. Here are some examples of HDFC Bank SWIFT codes in India:

• Delhi: HDFCINBBDEL

• Bangalore: HDFCINBBBGL

• Chennai: HDFCINBBCHN

• Hyderabad: HDFCINBBHYD

Each code includes details about the bank, country, and branch location. These SWIFT codes for major Indian banks ensure that your funds reach the intended destination without errors.

Verifying the Correct SWIFT Code Before Transactions

Before initiating international money transfers, always verify the SWIFT code. Using the wrong code can delay your transaction or send funds to the wrong account. You can confirm the HDFC Bank SWIFT code by checking the bank’s website, mobile app, or your bank statement. Platforms like Xtransfer also provide accurate SWIFT code lookups. Double-checking ensures that your transaction is secure and reaches the correct recipient.

HDFC Bank SWIFT Codes simplify international money transfers by ensuring accuracy and security. You can find the correct swift code through the HDFC website, app, or customer support. Xtransfer also offers a reliable swift lookup tool. Using the right swift code guarantees smooth transactions across the global swift network.

FAQ

What is a SWIFT code, and why is it important?

A SWIFT code is a unique identifier for banks. It ensures your international transactions are routed securely and accurately to the correct financial institution.

Can you use the same SWIFT code for all HDFC Bank branches?

No, SWIFT codes vary by branch. Always confirm the correct code for your branch before initiating an international transaction to avoid delays or errors.

How can you verify an HDFC Bank SWIFT code?

You can verify it through the HDFC Bank website, mobile app, or customer support. Platforms like Xtransfer also provide accurate SWIFT code lookups for added convenience.