25USD to PHP exchange rate

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USD to PHP

Amount

Result

1 USD = 61.659 PHP

10:31 Exchange Rate

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USD to PHP business scenario

After converting USD to PHP, assess FX exposure and settlement timing

The converted amount gives a reference point for margin and settlement review before you choose the next business action.

What to confirm next

Compare recent movement with your settlement or conversion window.
Estimate whether FX movement affects order margin or cash-flow planning.
Review exchange-service options before deciding timing or amount.

Currency pairUSD / PHP

Amount checked25 USD

Latest reference rate1 USD = 61.659 PHP

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USD to PHP AI Predictive Analysis

XTransfer is China’s leading B2B foreign-trade finance platform, offering small, medium, and micro enterprises secure, convenient, and cost-effective international payment‑collection solutions—with zero account‑opening fees and zero transaction fees. New users can register to receive up to RMB 200,000 in free foreign‑exchange settlement quota. The current USD/PHP exchange rate is in a moderate rebound phase, the market is concerned about the Philippine central bank policy trends and the overall trend of the dollar. AI predictions can help users accurately grasp short-term exchange rate trends and optimize their cash management.

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As of June 20, 2026

Key Dates to Watch:	June 20, 2026
Analysis of influencing factors:	Fed policy expectations, Philippine inflation data, dollar index trend
Recent volatility:	Moderate
Technical Brief Commentary:	MACD has formed a golden cross, and RSI has entered the neutral-to-strong territory.
Potential resistance level:	61.20
AI confidence index:	Middle and high
titleLeft:	USD to PHP
Operating Recommendations:	Low-level settlement in batches, concerned about the pressure above the 61.0.
Market sentiment:	Cautiously optimistic
Trend Forecast:	Short-term volatility is leaning bullish.
Current exchange rate:	60.786
Prediction time range:	The next 1-2 weeks
Potential support level:	60.30

AI analysis is for reference only. Please judge based on actual conditions.

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1 USD to PHP Historical Exchange Rate Trends

1 USD = -- PHP

10:31 Exchange Rate

USD - PHP+0%

History

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USD Exchange Rate Conversion Table

USD	PHP	CNY	HKD	EUR	AUD	CAD	GBP	JPY	NZD	SGD	CHF	DKK	SEK	IDR	ZAR	MYR	RON	HUF	ILS	PLN	TRY	AED	CZK	NGN	KES	VND	MXN	BOB	CLP	COP	HNL	TZS	GHS	ZMW	UGX	MNT	PYG	CRC	UAH	XOF	XAF	GNF	BND	ISK	IQD	MGA	KWD	SSP	NPR	MAD	RUB	GTQ	DOP	ETB	BIF	MMK	JOD	TWD	BWP	GEL	JMD	PKR	LKR	UYU	BDT	GMD	MZN	ARS	RWF	HTG

1 USD	61.886	6.7547	7.7588	0.86533	1.4151	1.3941	0.73534	161.08	1.6988	1.2791	0.80089	6.469	9.5738	18,062.94	16.441	4.085	4.5425	313.53	2.9961	3.754	46.715	3.645	21	1,390.21	128.36	26,197.35	17.372	10.294	909.42	3,194.18	26.776	2,616.57	12.009	18.032	3,664.75	3,552.37	6,013.67	443.25	43.269	568.02	568.02	8,592.71	1.2774	125.1	1,310.09	3,969.54	0.3091	12,388.95	153.66	9.3297	78.207	7.6293	57.635	161.2	2,926.5	3,945.18	0.709	32.256	12.441	2.5825	158.58	277.3	335.35	39.451	123.33	68.787	63.111	1,481.58	1,460.14	130.2
10 USD	618.86	67.547	77.588	8.6533	14.151	13.941	7.3534	1,610.8	16.988	12.791	8.0089	64.69	95.738	180,629.4	164.41	40.85	45.425	3,135.3	29.961	37.54	467.15	36.45	210	13,902.1	1,283.6	261,973.5	173.72	102.94	9,094.2	31,941.8	267.76	26,165.7	120.09	180.32	36,647.5	35,523.7	60,136.7	4,432.5	432.69	5,680.2	5,680.2	85,927.1	12.774	1,251	13,100.9	39,695.4	3.091	123,889.5	1,536.6	93.297	782.07	76.293	576.35	1,612	29,265	39,451.8	7.09	322.56	124.41	25.825	1,585.8	2,773	3,353.5	394.51	1,233.3	687.87	631.11	14,815.8	14,601.4	1,302
25 USD	1,547.15	168.8675	193.97	21.63325	35.3775	34.8525	18.3835	4,027	42.47	31.9775	20.02225	161.725	239.345	451,573.5	411.025	102.125	113.5625	7,838.25	74.9025	93.85	1,167.875	91.125	525	34,755.25	3,209	654,933.75	434.3	257.35	22,735.5	79,854.5	669.4	65,414.25	300.225	450.8	91,618.75	88,809.25	150,341.75	11,081.25	1,081.725	14,200.5	14,200.5	214,817.75	31.935	3,127.5	32,752.25	99,238.5	7.7275	309,723.75	3,841.5	233.2425	1,955.175	190.7325	1,440.875	4,030	73,162.5	98,629.5	17.725	806.4	311.025	64.5625	3,964.5	6,932.5	8,383.75	986.275	3,083.25	1,719.675	1,577.775	37,039.5	36,503.5	3,255
50 USD	3,094.3	337.735	387.94	43.2665	70.755	69.705	36.767	8,054	84.94	63.955	40.0445	323.45	478.69	903,147	822.05	204.25	227.125	15,676.5	149.805	187.7	2,335.75	182.25	1,050	69,510.5	6,418	1,309,867.5	868.6	514.7	45,471	159,709	1,338.8	130,828.5	600.45	901.6	183,237.5	177,618.5	300,683.5	22,162.5	2,163.45	28,401	28,401	429,635.5	63.87	6,255	65,504.5	198,477	15.455	619,447.5	7,683	466.485	3,910.35	381.465	2,881.75	8,060	146,325	197,259	35.45	1,612.8	622.05	129.125	7,929	13,865	16,767.5	1,972.55	6,166.5	3,439.35	3,155.55	74,079	73,007	6,510
100 USD	6,188.6	675.47	775.88	86.533	141.51	139.41	73.534	16,108	169.88	127.91	80.089	646.9	957.38	1,806,294	1,644.1	408.5	454.25	31,353	299.61	375.4	4,671.5	364.5	2,100	139,021	12,836	2,619,735	1,737.2	1,029.4	90,942	319,418	2,677.6	261,657	1,200.9	1,803.2	366,475	355,237	601,367	44,325	4,326.9	56,802	56,802	859,271	127.74	12,510	131,009	396,954	30.91	1,238,895	15,366	932.97	7,820.7	762.93	5,763.5	16,120	292,650	394,518	70.9	3,225.6	1,244.1	258.25	15,858	27,730	33,535	3,945.1	12,333	6,878.7	6,311.1	148,158	146,014	13,020
500 USD	30,943	3,377.35	3,879.4	432.665	707.55	697.05	367.67	80,540	849.4	639.55	400.445	3,234.5	4,786.9	9,031,470	8,220.5	2,042.5	2,271.25	156,765	1,498.05	1,877	23,357.5	1,822.5	10,500	695,105	64,180	13,098,675	8,686	5,147	454,710	1,597,090	13,388	1,308,285	6,004.5	9,016	1,832,375	1,776,185	3,006,835	221,625	21,634.5	284,010	284,010	4,296,355	638.7	62,550	655,045	1,984,770	154.55	6,194,475	76,830	4,664.85	39,103.5	3,814.65	28,817.5	80,600	1,463,250	1,972,590	354.5	16,128	6,220.5	1,291.25	79,290	138,650	167,675	19,725.5	61,665	34,393.5	31,555.5	740,790	730,070	65,100
1000 USD	61,886	6,754.7	7,758.8	865.33	1,415.1	1,394.1	735.34	161,080	1,698.8	1,279.1	800.89	6,469	9,573.8	18,062,940	16,441	4,085	4,542.5	313,530	2,996.1	3,754	46,715	3,645	21,000	1,390,210	128,360	26,197,350	17,372	10,294	909,420	3,194,180	26,776	2,616,570	12,009	18,032	3,664,750	3,552,370	6,013,670	443,250	43,269	568,020	568,020	8,592,710	1,277.4	125,100	1,310,090	3,969,540	309.1	12,388,950	153,660	9,329.7	78,207	7,629.3	57,635	161,200	2,926,500	3,945,180	709	32,256	12,441	2,582.5	158,580	277,300	335,350	39,451	123,330	68,787	63,111	1,481,580	1,460,140	130,200
5000 USD	309,430	33,773.5	38,794	4,326.65	7,075.5	6,970.5	3,676.7	805,400	8,494	6,395.5	4,004.45	32,345	47,869	90,314,700	82,205	20,425	22,712.5	1,567,650	14,980.5	18,770	233,575	18,225	105,000	6,951,050	641,800	130,986,750	86,860	51,470	4,547,100	15,970,900	133,880	13,082,850	60,045	90,160	18,323,750	17,761,850	30,068,350	2,216,250	216,345	2,840,100	2,840,100	42,963,550	6,387	625,500	6,550,450	19,847,700	1,545.5	61,944,750	768,300	46,648.5	391,035	38,146.5	288,175	806,000	14,632,500	19,725,900	3,545	161,280	62,205	12,912.5	792,900	1,386,500	1,676,750	197,255	616,650	343,935	315,555	7,407,900	7,300,700	651,000
10000 USD	618,860	67,547	77,588	8,653.3	14,151	13,941	7,353.4	1,610,800	16,988	12,791	8,008.9	64,690	95,738	180,629,400	164,410	40,850	45,425	3,135,300	29,961	37,540	467,150	36,450	210,000	13,902,100	1,283,600	261,973,500	173,720	102,940	9,094,200	31,941,800	267,760	26,165,700	120,090	180,320	36,647,500	35,523,700	60,136,700	4,432,500	432,690	5,680,200	5,680,200	85,927,100	12,774	1,251,000	13,100,900	39,695,400	3,091	123,889,500	1,536,600	93,297	782,070	76,293	576,350	1,612,000	29,265,000	39,451,800	7,090	322,560	124,410	25,825	1,585,800	2,773,000	3,353,500	394,510	1,233,300	687,870	631,110	14,815,800	14,601,400	1,302,000

USD - Dollar

The US dollar officially became the official currency of the United States in 1792, initially adopting the gold and silver standard. After World War II, the US dollar became the world's main reserve currency in the Bretton Woods system. In 1971, the United States abolished the peg of the US dollar to gold and switched to a floating exchange rate. Today, the US dollar is still the dominant currency in global trade, investment and financial markets, enjoying a high degree of international credit and widespread use.

Supporting unit:1 cent
Denomination of banknotes:$1, $5, $10, $20, $50, $100
Reserve currency:The US dollar is the world's primary reserve currency.
Banknote material:Made primarily of 75% cotton and 25% linen.
Metal composition:Alloys such as copper, nickel, and zinc
Currency symbol:$ or US$
Paper currency size:156mm × 66mm (All denominations have the same size)
language:en
Main unit:1 US dollar
ISO code:USD
Currency name:US dollar
Cents per dollar:100
Exchange Rate System:Floating exchange rate system
Central Bank:Federal Reserve System
Safe-haven currency:The US dollar is usually regarded as a safe-haven currency.
Coin denomination:1¢, 5¢, 10¢, 25¢, 50¢, $1
Countries of Use:The United States (including some overseas territories) and certain countries and regions that use the US dollar as their official or circulating currency.
Cross-border payment:The dollar cross-border payment network covers approximately 200 countries and regions worldwide.

PHP - Philippine Peso

The Philippine Peso has been in circulation since 1852 and has undergone several reforms. PHP is an important carrier of the Philippine economy and overseas remittances, promoting domestic consumption and investment.

Supporting unit:1 peso = 100 centavos
Denomination of banknotes:20, 50, 100, 200, 500, 1000 pesos
Reserve currency:No, the reserve currencies are primarily the US dollar and the euro.
Banknote material:Combination of paper and polymer, equipped with advanced anti-counterfeiting technology.
Metal composition:Copper-nickel alloy, stainless steel
Currency symbol:₱
Paper currency size:For example, 1000 pesos is approximately 160mm × 66mm.
language:en
Main unit:1 peso
ISO code:PHP
Currency name:Philippine Peso
Exchange Rate System:Freely floating exchange rate system
Central Bank:Bangko Sentral ng Pilipinas
Safe-haven currency:No, the fluctuations are significant and primarily depend on foreign exchange reserves and capital flow management.
Coin denomination:1, 5, and 10 pesos (smaller denominations gradually phased out)
Countries of Use:Philippines
Cross-border payment:The Philippine peso supports international remittances through the SWIFT network, mainly using the US dollar as an intermediary currency in trade with Southeast Asia and North America, resulting in high efficiency in cross-border settlements.

USD

For many SMEs, cross-border e-commerce sellers, and international trading companies, global business eventually comes down to one very practical question: how do you move money across borders without losing too much time, margin, or control in the process?That question becomes even more important when transactions are tied to cross-border USD payments. The US dollar still sits at the center of global trade, which means businesses in completely different countries often end up using the same curr...

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PHP

When you’re working with money in PHP, you’ll quickly realize it’s not as simple as handling regular numbers. PHP currency basics revolve around representing, calculating, and comparing monetary values accurately. This is crucial because even tiny errors can snowball into big problems, especially in financial applications.Currencies come with their quirks. Some use no decimals, while others, like the peso, may use up to four. If you’re not careful, rounding errors from floating-point numbers can...

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FAQ

With USD to PHP exchange rate fluctuations, will I receive less money?

Yes, the real-time exchange rate fluctuations between USD and PHP directly impact your trade profits. Due to the time lag in international payments, if USD depreciates or PHP strengthens at the time of settlement, the actual amount of PHP you receive will decrease due to exchange losses. Therefore, monitoring the trend of USD and choosing the right exchange rate window is key to ensuring your trade proceeds do not shrink.

Why is the bank's exchange rate different from the one I found online?

The exchange rates found online are usually mid-market rates, which serve only as a market reference and are not the bank's actual transaction price. When performing currency settlement, banks deduct a "spread" (the difference between buying and selling prices) from the real-time mid-market rate to cover transaction costs. This spread causes the final amount you receive to be lower than the theoretical value calculated at the mid-market rate. Therefore, when calculating the actual profit of trade orders, you should rely on the bank's real-time "buying rate" rather than the reference rate.

Are AI-predicted exchange rates for USD to PHP accurate?

AI predictions for USD to PHP are trend references based on historical big data and market sentiment models. While AI can capture the patterns of USD through algorithms, it is difficult to 100% foresee sudden international political events or policy adjustments. Therefore, the predicted value of USD to PHP should serve as a supplementary suggestion for choosing a settlement window, rather than an absolute guarantee of the transaction price.

Are there any hidden fees when exchanging USD to PHP?

In cross-border transactions involving USD to PHP, intermediary bank deductions are the most common hidden cost. When USD is sent through non-direct banking routes, correspondent banks will deduct a service fee, resulting in the actual amount of PHP received being less than expected. To ensure your USD order profits are not eroded, it is recommended to confirm whether the receiving bank supports the "Full Pay" (OUR) mode before initiating the USD exchange to avoid extra fees during PHP credit.

Why do different banks offer different exchange rates for USD to PHP?

This is because there is no unified fixed exchange rate globally; financial institutions add their own "spread" to the international mid-market rate of USD to PHP. Different banks have varying position management and operational costs for USD, which directly determines the fluctuations in their USD settlement prices. Therefore, when converting USD to PHP, businesses will find slight differences in real-time quotes, and choosing a channel with a lower spread can yield more PHP.

How to conduct international cross-border payments conveniently?

The key to efficient international settlement lies in shortening the intermediate transfer links of global currencies. Through XTransfer, a one-stop foreign trade financial service platform, enterprises can quickly open multi-currency global collection accounts online without queuing at physical branches, enabling real-time payment, collection, and settlement. The compliance declaration consulting and exchange settlement services provided by XTransfer effectively solve the challenges of slow arrivals and opaque fees, making it a more convenient choice for SMEs handling bulk trade settlements.

Is it really safe to send money online via XTransfer?

XTransfer is absolutely secure. Your funds are protected by our top-level security measures to ensure every transaction is safeguarded. If there is a delay, we will refund the service fee to compensate your loss.

Disclaimer: The exchange rate data on this page is collected from public sources for reference only. Due to frequent fluctuations, XTransfer cannot guarantee accuracy or timeliness. Please refer to the real-time quotes from banks, related institutions, or trading systems.