About XTransfer
Serving over 200 markets with multiple offices worldwide, we're your trusted partner for your seamless global expansion.
700K+
Global users
200+
Markets served
30+
Receiving accounts
$10Bn/Month
Total USD processed
No.1
World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform*
700K+
Global users
200+
Markets served
30+
Receiving accounts
$10Bn/Month
Total USD processed
No.1
World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform*
XTransfer is a one-stop financial and risk management service provider committed to making cross-border payment seamless and cost-effective for global enterprises.
The company's headquarters is located in Shanghai, with nearly 3,000 employees. It has established branches in Hong Kong (China), the UK, the Netherlands, the United States, Australia, Singapore, the UAE, Nigeria, and other locations, serving the clients globally.
[China's No.1 B2B Cross-Border Trade Payment Platform] iiMedia Research gathered data to assess and rank B2B cross-border trade payment platforms from the Chinese Mainland for 2025. XTransfer ranked first overall, with the survey completed in February 2025.
Our APP
Our APP
Secure and stable
Your funds, transactions, and data are safeguarded with our industry-leading security standards. Our commitment to regulatory compliance significantly reduces the risk of account freezes, allowing you to send and receive money worry free.
Lightning fast payments
Enjoy instant payments between XTransfer accounts and swift global transfers, all while meeting currency regulatory requirements. Our services are accessible 24/7, including outside traditional banking hours.
Save money, effortlessly
Enjoy free transfers between XTransfer accounts, market-leading FX rates, and NO account opening or maintenance fees. Boost your profitability by saving up to 10% on your cross-border transactions.
Goodbye to hustle and bustle
Open multi-currency business accounts with just a click! Send and receive money anytime, anywhere and without limits. No more waiting in line at the bank, no more paperwork.
Trusted partners
Our licenses
Hear what our customers say
"I use XTransfer not only to pay my Chinese suppliers, but also to pay and get paid globally. This account alone solves all my needs."
Mr. Ortiz Felipe
Colombia
"As both an importer and exporter, I've found XTransfer to be invaluable in streamlining my payment processes. It has truly simplified my international business transactions!"
Ms. Trịnh Thị Minh Kiều
Vietnam
"Cash flow has always been a big issue when dealing with exports. XTransfer allows me to pay suppliers in mainland China in a secure and compliant manner, and the money arrives in no time."
Mr. Ryan Lee
Hong Kong SAR
"As a foreigner doing business in China, I face challenges in opening accounts and collecting payments through banks. XTransfer effectively solves this problem."
Mr. Ahmad John
Uzbekistan
"We have been exporting electronics from China to India for nearly 20 years. XTransfer offers great support to foreign trade entrepreneurs through its efficient financial services."
Ms. Muskan Somaya
India
"Making payments has always been a challenging part in doing business between China and Africa. With XTransfer, I can now pay in local currency, which makes things a lot easier!"
Mr. Michael Fabiyi
Nigeria
"XTransfer is not merely an online platform. Its knowledgeable staff is highly supportive in facilitating legitimate money transfers, effectively minimizing the risk of account freezes to zero."
Mr. Eddie CHOU
Hong Kong SAR
Hear what our customers say
"I use XTransfer not only to pay my Chinese suppliers, but also to pay and get paid globally. This account alone solves all my needs."
Mr. Ortiz Felipe
Colombia
"As both an importer and exporter, I've found XTransfer to be invaluable in streamlining my payment processes. It has truly simplified my international business transactions!"
Ms. Trịnh Thị Minh Kiều
Vietnam
"Cash flow has always been a big issue when dealing with exports. XTransfer allows me to pay suppliers in mainland China in a secure and compliant manner, and the money arrives in no time."
Mr. Ryan Lee
Hong Kong SAR
"As a foreigner doing business in China, I face challenges in opening accounts and collecting payments through banks. XTransfer effectively solves this problem."
Mr. Ahmad John
Uzbekistan
"We have been exporting electronics from China to India for nearly 20 years. XTransfer offers great support to foreign trade entrepreneurs through its efficient financial services."
Ms. Muskan Somaya
India
"Making payments has always been a challenging part in doing business between China and Africa. With XTransfer, I can now pay in local currency, which makes things a lot easier!"
Mr. Michael Fabiyi
Nigeria
"XTransfer is not merely an online platform. Its knowledgeable staff is highly supportive in facilitating legitimate money transfers, effectively minimizing the risk of account freezes to zero."
Mr. Eddie CHOU
Hong Kong SAR
