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Start your trade payment journey with XTransfer now!

  • Multi-currency business accounts to pay and get paid globally
  • Compliant and secure, 24/7 instant payment, bank-beating FX rates, and low cost
  • The choice of 550,000+ cross-border traders in China
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8 years of commitment to

B2B cross-border trade finance

  • 550,000+
    Customers
  • 1,250,000+
    Times of FX reporting
  • 295,000+
    Risky transactions identified
  • 20+
    $billion processed a year
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Benefits

Fully compliant and secure payment to businesses in China

XTransfer is regulated by the Customs & Excise Department and holds a Money Services Operator license in Hong Kong (MSO License No. 17-10-02216). We have developed a digitalized and intelligent anti-money laundering and anti-fraud risk control infrastructure to keep your money protected. We partner with established multinational banks and complete all necessary regulatory reporting in line with local regulations.

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24/7 instant payment to other XTransfer accounts

24/7 instant payment between XTransfer accounts; cross-border payments as easy as local ones; super-fast reporting

0 sending fee, market-beating FX rates

Enjoy free transfer between XTransfer accounts regardless of your and your supplier’s locations. We offer competitive FX rates with no hidden fees.

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Streamlined online account opening with zero cost

We provide multi-currency accounts, Euro IBAN, US routing number, UK account number and more, in only one click. There is no charge to open and maintain accounts with us.

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Safeguard your funds with best practices

Funds security

XTransfer has taken strict security measures to protect your funds, and our solutions have been reviewed and approved by partner banks and financial institutions. Customer funds are deposited in segregated trust accounts maintained in partner banks, that are exclusively governed and protected by local regulators.

Transaction Security

All transactions are carried out strictly in accordance with customer's instructions. No third party can operate on your funds without your authorization and direct instructions. XTransfer's security system will ensure the authenticity of your authorization. Any suspicious activities will be identified and prevented by us.

Data Protection

XTransfer is committed to keeping your personal data safe. We are transparent in how we collect, process, and store it. Without your authorization, XTransfer will never disclose your information to unrelated third parties.

Platform Security

All information is stored on our secure server. Data transmission is encrypted with the latest SSL technology and access to data is strictly controlled.

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Start your trade payment journey with XTransfer now!