It all started with a wish to help
- XTransfer was founded when banks were reluctant to provide cross-border payment solutions for SMEs due to compliance concerns and system constraints. SMEs struggled to access bank services, and paid hefty fees for international money transfer and currency exchange with yet poor service.
- Our founder found it frustrating that SMEs, an important part of China’s economy, were so under-served by the traditional financial system that they had to rely on non-compliant channels.
- The desire to help these business owners led him to leave his former employer and venture into uncharted territory. After zealous discussions in the office, over coffee and around the hot pot, he assembled a dream team of passionate veterans. This marked the start of the XTransfer story. Since then, XTransfer has grown into a unicorn with more than 2,000 staff.
Our mission
Making SME financial services simple and accessible
XTransfer today
XTransfer has built a full-featured global payment platform empowered by data-based, automated, internet-powered and intelligent anti-money laundering risk management infrastructure.
Our widely spread local teams now serve over 450,000 cross-border traders around the world.
As the world’s leading and China’s No.1 B2B Cross-Border Trade Payment Platform, we have earned the trust and support of visionary investors and world-renowned partners.
Our investors
Our licenses
Our milestones
2023
OCT
: Joined the China Chamber of Commerce to the EU.
Number of customers hit 400,000.
MAY
: Set foot in Hong Kong.
APR
: Became a strategic partner of Bank of China Shenzhen Branch.
MAR
: Went global.
Interested in making a difference with us?
Join our vibrant teams of professionals across the globe or become our partner in your local market.
Check career opportunities
Partner with us