
Customer Stories
How Global Traders Simplify Multi-Market Payments: Chime's Experience with XTransfer
When you work across Asia, North America, and Africa, payment challenges are everywhere. With XTransfer, we can now support local currency payments in key markets, making trade much easier for our customers.
Connecting Global Markets Through Trade
Chime is the Managing Partner of TSTC, an international trading company based in Canada. The company focuses on connecting businesses across Asia, North America, and Africa, helping create trade opportunities between different regions.
With operations covering multiple countries and markets, managing cross-border payments has always been an important part of the business. For TSTC, smooth payment processes are essential to maintaining reliable relationships with customers and partners around the world.
When Cross-Border Payments Become More Complicated
Before using XTransfer, Chime and his team often faced challenges when managing international transactions across different markets.
With business spanning multiple continents, payment processes were not always straightforward. Slow payment collection, inefficient currency exchange, and currency depreciation risks created additional pressure for daily operations.
For a global trading company, these challenges could affect not only financial management but also the experience of customers in different regions.
Our business covers Asia, North America, and Africa, so payment challenges are always part of international trade. Slow payments and complicated currency exchange made things more difficult.
Making Local Currency Payments Easier with XTransfer
After adopting XTransfer, Chime found a more efficient way to manage payments across different markets.
One of the biggest improvements was the ability to support local currency settlement in important markets, including Ghana, Kenya, South Africa, and Cameroon. This made transactions easier for local customers, especially in regions where accessing US dollars can be difficult.
By allowing customers to pay in their local currencies, TSTC was able to reduce unnecessary payment barriers and make international trade more accessible.
When customers can pay in their local currency instead of finding US dollars, the whole business becomes much easier.
Supporting Global Trade Across Multiple Regions
For businesses operating internationally, Payment solutions need to adapt to different markets, currencies, and customer needs.
For Chime, XTransfer has helped simplify cross-border payments and improve the way TSTC manages global trade operations. He first discovered XTransfer through his account manager Nancy, and the experience exceeded his expectations.
Today, Chime is happy to recommend XTransfer to other international trading companies looking for a more convenient way to manage global payments.


