XTransfer
  • Products & Services
  • About Us
  • Help & Support
English
Create account
Secure International Payments To Suppliers - XTransfer

Secure International Payments To Suppliers

·Pay to China & get paid globally
·Free to open business accounts
·24/7 instant payment
·Exchange USD/RMB, no limit, no block

4.5396 Ratingsapp store
4.2167 Reviewsgoogle play
Register B2B Account

Exchange Rate Converter

Amount
Result
Cross-Border Transfer Steps
1Prepare Documents
Prepare company-related documents
Register on the XTransfer website
Our customer service will provide one-on-one support
2Submit Application
Submit documents online
Upload with one click
Simple operation, no complicated process required
3Preliminary Review
Professional team conducts compliance checks
Ensure enterprise information security
The whole process is professional, efficient, transparent, and secure
4Approval Granted
Use immediately
Quickly start cross-border payments
Connect with banks in different countries worldwide
advertisement banner

New user special：enjoy free settlement for ¥100,000!

Get it for free now

Our Strength

    24/7 RealTime Online Currency Exchange

    24/7 RealTime Online Currency Exchange

    Whether it's a holiday, weekend, or late at night, redeem anytime you want!

    Constant Access to Market-Beating Rates

    Constant Access to Market-Beating Rates

    Enjoy secure and compliant exchange at competitive rates with 0 exchange loss

    FX limit orders

    FX limit orders

    Set limit orders and automatically exchange at your preferred rate

    Hong Kong/Chinese mainland Company Registration

    Hong Kong/Chinese mainland Company Registration

    XTransfer connects you with licensed secretaries to register your company and activate global payment reception quickly and remotely.

Send Money to China, the Most Cost-Effective Choice

The Fastest & Easiest Way to Secure International Payments To Suppliers

Projects
Settlement Time
Ease of Operation
Transfer Cost
Account Opening Time
Fund Management
Compliance & Risk Control
XTransfer
As fast as 1 second
Fully online process with clear steps
Clear and transparent fee structure
Instant activation, ready to use
Supports multi-currency collections
Professional team supporting common collection scenarios
Bank Transfer
1–3 business days
Delays may occur due to information issues
High cost, often including hidden fees
Long review and approval process
Relatively basic functionality
General-purpose financial risk control
Overseas Local Bank Account
Fast, but dependent on account maintenance
Stable, but affected by local banks
High ongoing maintenance costs
Usually takes weeks or even longer
Depends on the local bank
Compliance requirements must be handled by yourself

Partner

BARCLAYS
Deutsche_Bank
DBS
BANK OF CHINA

Our licenses

China

China

HK MSO License

HK MSO License

Singapore

Singapore

UK API License

UK API License

Netherlands

Netherlands

US MSB

US MSB

CA MSB

CA MSB

AU RSP

AU RSP

Secure International Payments To Suppliers

Under global trade, a safe and convenient B2B cross-border collection scheme is the lifeline of enterprises. Traditional banks have long settlement cycles and are vulnerable to exchange rate fluctuations. Foreign trade enterprises can easily open local and global collection accounts with the help of XTransfer and other compliance collection tools. This can not only break the traditional financial barriers, exempt from high fees, but also achieve sunshine settlement, to help small and medium-sized enterprises zero threshold to expand the global industry.

Cross-Border Traders Around You
Are Using XTransfer

Grateful To Have You By Our Side

186******43
186******43China 2025/5/22

方便快捷！

很方便，出差可以手机操作

VedaJudithw
VedaJudithwNigeria 2026/1/4

Confidently Secure System

We transact with peace of mind regarding security.

rush brittaney
rush brittaneyVietnam 2025/12/17

Perfect for Exporters

Receiving USD payments from international clients is now much easier.

Mayers Whaley
Mayers WhaleyNigeria 2025/10/1

The Best Decision I Made This Year

Switching to XTransfer was the best operational decision I made for my business. The ROI is incredible.

Sharilyn Pierce
Sharilyn PierceUnited States 2025/9/4

Helpful for Traders

Essential for our import/export business. The interface is functional but feels a bit out-dated and could use a refresh.

老先明生_
老先明生_Hong Kong 2025/9/4

Exceptional Customer Support

Their support team is phenomenal. They resolve issues in minutes, not hours or days.

XTransfer at your fingertips

Facing the payment needs across different countries and currencies, XTransfer provides a unified collection and management solution, allowing businesses to complete major payment and settlement processes without repeatedly handling complex banking procedures. Whether for daily small payments or long-term multi-currency, multi-market trade settlements, XTransfer makes cross-border fund transfers more efficient, secure, and compliant.
Use the exchange rate calculator below to quickly understand the conversion relationships between different currencies, providing reference for payment and settlement decisions.

USDUSD
CNYCNY
USDUSD
IDRIDR
USDUSD
VNDVND
USDUSD
XOFXOF
MYRMYR
IDRIDR
CNYCNY
USDUSD
CNYCNY
IDRIDR
USDUSD
EUREUR
CNYCNY
VNDVND
USDUSD
MXNMXN

Secure International Payments To Suppliers

Which platform is best for small, medium, and micro foreign trade enterprises to receive foreign exchange?

XTransfer is the best choice for small, medium, and micro-sized foreign trade enterprises. It specializes in B2B business, providing local virtual accounts in multiple countries, achieving the fastest arrival and supporting compliance settlement. Relying on the network of world-renowned banks, the security level is extremely high, which can effectively solve the pain points of high threshold and easy closure of traditional offshore accounts.

How to operate in order to achieve rapid and compliant settlement of foreign trade payments?

Through formal channels such as XTransfer, the settlement of foreign exchange is very simple. After receiving foreign exchange, submit real trade background materials (such as invoices, logistics sheets or PI) online. After the platform is approved, you can apply for one-click settlement to the domestic RMB account of the enterprise or legal person. The whole process is sunny and compliant and does not take up a personal $50000 settlement limit.

How to collect large B2B orders from cross-border e-commerce independent stations?

Independent B2B large orders do not recommend the use of credit cards, due to its high fees and the risk of refusal to pay. Customers should be directed to your dedicated B2B collection account by T/T wire transfer. Not only does this significantly reduce fees, but funds are also protected by a strict bank compliance system. Be sure to verify that the sender is consistent with the purchaser before shipment to prevent the risk of fraud.

What are the differences between receiving payments via telegraphic transfer (T/T) and letter of credit (L/C)?

Wire transfer is simple to operate, fast to account, and relatively low handling fees. It is currently the most commonly used method in B2B, but it tests the trust of both parties. The letter of credit is endorsed by the bank, the collection security is very high, suitable for large or high-risk transactions, but its process is complex, the examination of documents is strict and the overall cost is high. Enterprises should choose flexibly according to the order amount and customer reputation.

What are the reasons why foreign trade collection accounts are frequently closed for no reason?

The closure of an account often touches the red line of compliance. Common reasons include: unknown source of funds, involvement in sensitive transactions, frequent fast-forward and fast-out with no real trade background, and failure to provide review documents in a timely manner as required. Keeping the business true, the documents are complete, and refusing to launder money by illegal banks is the cornerstone of maintaining the health of the account.