XTransfer
  • Products & Services
  • About Us
  • Help & Support
English
Create account
Registration Portal - XTransfer

Registration Portal

·Pay to China & get paid globally
·Free to open business accounts
·24/7 instant payment
·Exchange USD/RMB, no limit, no block

4.5396 Ratingsapp store
4.2167 Reviewsgoogle play
Register B2B Account

Exchange Rate Converter

Amount
Result
Cross-Border Transfer Steps
1Prepare Documents
Prepare company-related documents
Register on the XTransfer website
Our customer service will provide one-on-one support
2Submit Application
Submit documents online
Upload with one click
Simple operation, no complicated process required
3Preliminary Review
Professional team conducts compliance checks
Ensure enterprise information security
The whole process is professional, efficient, transparent, and secure
4Approval Granted
Use immediately
Quickly start cross-border payments
Connect with banks in different countries worldwide
advertisement banner

New user special：enjoy free settlement for ¥100,000!

Get it for free now

Our Strength

    24/7 RealTime Online Currency Exchange

    24/7 RealTime Online Currency Exchange

    Whether it's a holiday, weekend, or late at night, redeem anytime you want!

    Constant Access to Market-Beating Rates

    Constant Access to Market-Beating Rates

    Enjoy secure and compliant exchange at competitive rates with 0 exchange loss

    FX limit orders

    FX limit orders

    Set limit orders and automatically exchange at your preferred rate

    Hong Kong/Chinese mainland Company Registration

    Hong Kong/Chinese mainland Company Registration

    XTransfer connects you with licensed secretaries to register your company and activate global payment reception quickly and remotely.

Send Money to China, the Most Cost-Effective Choice

The Fastest & Easiest Way to Registration Portal

Projects
Settlement Time
Ease of Operation
Transfer Cost
Account Opening Time
Fund Management
Compliance & Risk Control
XTransfer
As fast as 1 second
Fully online process with clear steps
Clear and transparent fee structure
Instant activation, ready to use
Supports multi-currency collections
Professional team supporting common collection scenarios
Bank Transfer
1–3 business days
Delays may occur due to information issues
High cost, often including hidden fees
Long review and approval process
Relatively basic functionality
General-purpose financial risk control
Overseas Local Bank Account
Fast, but dependent on account maintenance
Stable, but affected by local banks
High ongoing maintenance costs
Usually takes weeks or even longer
Depends on the local bank
Compliance requirements must be handled by yourself

Partner

BARCLAYS
Deutsche_Bank
DBS
BANK OF CHINA

Our licenses

China

China

HK MSO License

HK MSO License

Singapore

Singapore

UK API License

UK API License

Netherlands

Netherlands

US MSB

US MSB

CA MSB

CA MSB

AU RSP

AU RSP

Registration Portal

A safe and efficient cross-border e-commerce dollar collection account is the key to the success of foreign trade. It not only helps you receive US dollar payments from customers around the world, but it is also an important tool to ensure the safety of funds and comply with international anti-money laundering regulations. There are many inconveniences in the traditional way, while modern payment solutions such as XTransfer, which are specially designed for B2B foreign trade, provide one-stop service, from account opening, collection to foreign exchange settlement, full online operation, and equipped with professional wind control system, so that small and medium-sized enterprises can also enjoy the security and convenience of multinational banks.

Cross-Border Traders Around You
Are Using XTransfer

Grateful To Have You By Our Side

186******43
186******43China 2025/5/22

方便快捷！

很方便，出差可以手机操作

VedaJudithw
VedaJudithwNigeria 2026/1/4

Confidently Secure System

We transact with peace of mind regarding security.

rush brittaney
rush brittaneyVietnam 2025/12/17

Perfect for Exporters

Receiving USD payments from international clients is now much easier.

Mayers Whaley
Mayers WhaleyNigeria 2025/10/1

The Best Decision I Made This Year

Switching to XTransfer was the best operational decision I made for my business. The ROI is incredible.

Sharilyn Pierce
Sharilyn PierceUnited States 2025/9/4

Helpful for Traders

Essential for our import/export business. The interface is functional but feels a bit out-dated and could use a refresh.

老先明生_
老先明生_Hong Kong 2025/9/4

Exceptional Customer Support

Their support team is phenomenal. They resolve issues in minutes, not hours or days.

XTransfer at your fingertips

Facing the payment needs across different countries and currencies, XTransfer provides a unified collection and management solution, allowing businesses to complete major payment and settlement processes without repeatedly handling complex banking procedures. Whether for daily small payments or long-term multi-currency, multi-market trade settlements, XTransfer makes cross-border fund transfers more efficient, secure, and compliant.
Use the exchange rate calculator below to quickly understand the conversion relationships between different currencies, providing reference for payment and settlement decisions.

USDUSD
IDRIDR
USDUSD
CNYCNY
MYRMYR
IDRIDR
USDUSD
NGNNGN
CNYCNY
IDRIDR
USDUSD
VNDVND
USDUSD
GHSGHS
USDUSD
MXNMXN
USDUSD
EUREUR
USDUSD
XOFXOF

Registration Portal

Could you recommend a secure and compliant B2B foreign-trade USD receiving account?

XTransfer designed for B2B foreign trade are highly recommended. Its biggest advantage lies in its strong anti-money laundering risk control system, which can conduct compliance review for each receipt of your payment and reduce transaction risk from the source. In addition, it holds a payment license in the world's major economies and is subject to financial supervision in many places, providing bank-level protection for the safety of your funds, allowing you to trade with global buyers with peace of mind.

Foreign trade SOHO (individual) how to apply for their own dollar collection account?

Foreign trade SOHO can be easily applied through the online collection platform. You only need to prepare your personal identity documents, and complete the real name authentication and business background questionnaire on the online platform. The platform will review the authenticity of your trade, and after the review, you can obtain a US dollar collection account opened in your own name. This is much simpler than opening a personal offshore account and easier to manage.

My customer is in Europe and pays in Euros, can I receive it in a US dollar collection account?

Yes, but exchange rate conversion will occur. When a European customer makes a payment in EUR, the payment is first converted into USD by the payment bank or intermediary bank at its quoted price and then deposited into your USD account. This process will produce a certain exchange rate difference, that is, foreign exchange loss. In order to reduce losses, it is recommended to directly open a euro collection account, or use a platform that can provide multi-currency collection accounts, the original currency into the account, when the exchange rate is appropriate and then self-settlement.

Which is the lower dollar fee for traditional bank wire transfer (T/T) or the new collection platform?

Overall, the new collection platform has a more transparent fee structure and lower overall costs. -Bank Wire Transfer (T/T): Fees include payment bank fees, intermediate bank fees (ranging from $15-50 per transaction), collection bank fees, high hidden costs, especially unfriendly to small collections. -New collection platform: usually no intermediate bank fees, only a small pro rata service charge, and the exchange rate is transparent, the overall cost is controllable, more cost-effective.

What are the common "pits" to avoid when choosing a cross-border dollar collection account "?

Please be careful to avoid the following traps: 1. Hidden fees: Be wary of platforms that claim to be "free" but have a withdrawal threshold, high foreign exchange losses or account management fees. 2. Compliance risk: choose a platform with a formal payment license and a sound wind control system, and avoid "two clear" institutions with only simple technology but no financial compliance capability. 3. Service lag: confirm whether the platform provides timely Chinese customer service support to avoid no way to seek help when there is a problem with funds.