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Registration Conditions Minimum Deposit Requirements - XTransfer

Registration Conditions Minimum Deposit Requirements

·Pay to China & get paid globally
·Free to open business accounts
·24/7 instant payment
·Exchange USD/RMB, no limit, no block

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4.2167 Reviewsgoogle play
Register B2B Account

Exchange Rate Converter

Amount
Result
Cross-Border Transfer Steps
1Prepare Documents
Prepare company-related documents
Register on the XTransfer website
Our customer service will provide one-on-one support
2Submit Application
Submit documents online
Upload with one click
Simple operation, no complicated process required
3Preliminary Review
Professional team conducts compliance checks
Ensure enterprise information security
The whole process is professional, efficient, transparent, and secure
4Approval Granted
Use immediately
Quickly start cross-border payments
Connect with banks in different countries worldwide
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New user special：enjoy free settlement for ¥100,000!

Get it for free now

Our Strength

    24/7 RealTime Online Currency Exchange

    24/7 RealTime Online Currency Exchange

    Whether it's a holiday, weekend, or late at night, redeem anytime you want!

    Constant Access to Market-Beating Rates

    Constant Access to Market-Beating Rates

    Enjoy secure and compliant exchange at competitive rates with 0 exchange loss

    FX limit orders

    FX limit orders

    Set limit orders and automatically exchange at your preferred rate

    Hong Kong/Chinese mainland Company Registration

    Hong Kong/Chinese mainland Company Registration

    XTransfer connects you with licensed secretaries to register your company and activate global payment reception quickly and remotely.

Send Money to China, the Most Cost-Effective Choice

The Fastest & Easiest Way to Registration Conditions Minimum Deposit Requirements

Projects
Settlement Time
Ease of Operation
Transfer Cost
Account Opening Time
Fund Management
Compliance & Risk Control
XTransfer
As fast as 1 second
Fully online process with clear steps
Clear and transparent fee structure
Instant activation, ready to use
Supports multi-currency collections
Professional team supporting common collection scenarios
Bank Transfer
1–3 business days
Delays may occur due to information issues
High cost, often including hidden fees
Long review and approval process
Relatively basic functionality
General-purpose financial risk control
Overseas Local Bank Account
Fast, but dependent on account maintenance
Stable, but affected by local banks
High ongoing maintenance costs
Usually takes weeks or even longer
Depends on the local bank
Compliance requirements must be handled by yourself

Partner

BARCLAYS
Deutsche_Bank
DBS
BANK OF CHINA

Our licenses

China

China

HK MSO License

HK MSO License

Singapore

Singapore

UK API License

UK API License

Netherlands

Netherlands

US MSB

US MSB

CA MSB

CA MSB

AU RSP

AU RSP

Registration Conditions Minimum Deposit Requirements

In global trade, B2B foreign trade collection accounts are the financial infrastructure that connects Chinese exporters with overseas buyers. Traditional cross-border wire transfers tend to be accompanied by higher intermediate bank deductions and longer arrival times. Through professional third-party cross-border payment institutions, enterprises can obtain exclusive virtual multi-currency accounts at low cost, directly connected to the global local clearing network. This model greatly simplifies the qualification review process, supports the rapid settlement of foreign exchange and returns to China, and has top anti-money laundering compliance protection, allowing foreign traders to completely bid farewell to the risk of frozen cards and focus on business growth.

Cross-Border Traders Around You
Are Using XTransfer

Grateful To Have You By Our Side

186******43
186******43China 2025/5/22

方便快捷！

很方便，出差可以手机操作

VedaJudithw
VedaJudithwNigeria 2026/1/4

Confidently Secure System

We transact with peace of mind regarding security.

rush brittaney
rush brittaneyVietnam 2025/12/17

Perfect for Exporters

Receiving USD payments from international clients is now much easier.

Mayers Whaley
Mayers WhaleyNigeria 2025/10/1

The Best Decision I Made This Year

Switching to XTransfer was the best operational decision I made for my business. The ROI is incredible.

Sharilyn Pierce
Sharilyn PierceUnited States 2025/9/4

Helpful for Traders

Essential for our import/export business. The interface is functional but feels a bit out-dated and could use a refresh.

老先明生_
老先明生_Hong Kong 2025/9/4

Exceptional Customer Support

Their support team is phenomenal. They resolve issues in minutes, not hours or days.

XTransfer at your fingertips

Facing the payment needs across different countries and currencies, XTransfer provides a unified collection and management solution, allowing businesses to complete major payment and settlement processes without repeatedly handling complex banking procedures. Whether for daily small payments or long-term multi-currency, multi-market trade settlements, XTransfer makes cross-border fund transfers more efficient, secure, and compliant.
Use the exchange rate calculator below to quickly understand the conversion relationships between different currencies, providing reference for payment and settlement decisions.

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USDUSD
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USDUSD
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CNYCNY
IDRIDR
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Registration Conditions Minimum Deposit Requirements

Which is the safest way to collect money for traditional foreign trade?

The safest way to collect money is to open an offshore virtual account customized for B2B. For example, opening a local multi-currency account through a formal platform such as XTransfer is not only subject to multinational financial supervision, but also enjoys a minimalist account opening process and transparent exchange rate. For traditional foreign trade enterprises, such accounts can greatly improve the efficiency of capital flow and ensure compliance.

How does foreign trade SOHO solve the problem of cross-border collection at low cost?

The key to solving the problem of foreign trade SOHO collection is to choose a professional platform with 0 management fee. The specific approach is: to individual industrial and commercial households or mainland companies as the main body, online registration of formal cross-border payment platform accounts. There is no need to fly overseas and submit purchase contracts and shipping documents to complete foreign exchange settlement, eliminating high account opening fees and tedious review.

Exporting mechanical and electrical equipment to Latin America, how to collect money to avoid exchange rate losses?

Avoidance of exchange rate losses requires a local currency quotation and collection scheme. It is recommended to open a local account through a service provider that provides a global local collection network. Buyers pay directly in local currency, and the platform will settle accounts for you at a real-time transparent exchange rate. This not only reduces the exchange costs for buyers, but also effectively avoids the risk of exchange rate fluctuations in mainstream currencies.

Which letter of credit or wire transfer is more suitable for small foreign trade?

Wire Transfer (T/T) is more suitable for small high-frequency foreign trade. The letter of credit process is cumbersome, the documents are demanding and the bank fees are high, usually only for large and lack of trust in the first transaction. For small B2B orders, combined with T/T wire transfer of professional foreign trade collection platform, funds can be quickly received, greatly reducing the operational burden and cost.

Cross-border settlement is card funds, common reasons and how to prevent?

Common reasons for funds being stuck include untrue trading backgrounds, high-risk countries or sensitive categories. Preventive measures are: keep complete transaction link documents (such as contracts, invoices, and logistics documents); never collect unknown funds; and regularly update the business model to the collection platform. Maintaining compliant operations is the only golden rule to ensure a smooth settlement.