XTransfer
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Account Number - XTransfer

Account Number

·Pay to China & get paid globally
·Free to open business accounts
·24/7 instant payment
·Exchange USD/RMB, no limit, no block

4.5396 Ratingsapp store
4.2167 Reviewsgoogle play
Register B2B Account

Exchange Rate Converter

Amount
Result
Cross-Border Transfer Steps
1Prepare Documents
Prepare company-related documents
Register on the XTransfer website
Our customer service will provide one-on-one support
2Submit Application
Submit documents online
Upload with one click
Simple operation, no complicated process required
3Preliminary Review
Professional team conducts compliance checks
Ensure enterprise information security
The whole process is professional, efficient, transparent, and secure
4Approval Granted
Use immediately
Quickly start cross-border payments
Connect with banks in different countries worldwide
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New user special：enjoy free settlement for ¥100,000!

Get it for free now

Our Strength

    24/7 RealTime Online Currency Exchange

    24/7 RealTime Online Currency Exchange

    Whether it's a holiday, weekend, or late at night, redeem anytime you want!

    Constant Access to Market-Beating Rates

    Constant Access to Market-Beating Rates

    Enjoy secure and compliant exchange at competitive rates with 0 exchange loss

    FX limit orders

    FX limit orders

    Set limit orders and automatically exchange at your preferred rate

    Hong Kong/Chinese mainland Company Registration

    Hong Kong/Chinese mainland Company Registration

    XTransfer connects you with licensed secretaries to register your company and activate global payment reception quickly and remotely.

Send Money to China, the Most Cost-Effective Choice

The Fastest & Easiest Way to Account Number

Projects
Settlement Time
Ease of Operation
Transfer Cost
Account Opening Time
Fund Management
Compliance & Risk Control
XTransfer
As fast as 1 second
Fully online process with clear steps
Clear and transparent fee structure
Instant activation, ready to use
Supports multi-currency collections
Professional team supporting common collection scenarios
Bank Transfer
1–3 business days
Delays may occur due to information issues
High cost, often including hidden fees
Long review and approval process
Relatively basic functionality
General-purpose financial risk control
Overseas Local Bank Account
Fast, but dependent on account maintenance
Stable, but affected by local banks
High ongoing maintenance costs
Usually takes weeks or even longer
Depends on the local bank
Compliance requirements must be handled by yourself

Partner

BARCLAYS
Deutsche_Bank
DBS
BANK OF CHINA

Our licenses

China

China

HK MSO License

HK MSO License

Singapore

Singapore

UK API License

UK API License

Netherlands

Netherlands

US MSB

US MSB

CA MSB

CA MSB

AU RSP

AU RSP

Account Number

Want to open an offshore account for foreign trade collections, but are plagued by the high thresholds and complex processes of traditional banks? Now there are more modern solutions. The B2B foreign trade collection platform represented by XTransfer is specially designed for export enterprises, allowing you to apply for a global collection account online without leaving your home. The platform works with top international banks such as JPMorgan Chase and Deutsche Bank to ensure that every receipt is safe and compliant. It not only simplifies the account opening process, but also provides competitive exchange rates and transparent fees to help you effectively manage global funds, reduce operating costs, and focus on core business growth.

Cross-Border Traders Around You
Are Using XTransfer

Grateful To Have You By Our Side

186******43
186******43China 2025/5/22

方便快捷！

很方便，出差可以手机操作

VedaJudithw
VedaJudithwNigeria 2026/1/4

Confidently Secure System

We transact with peace of mind regarding security.

rush brittaney
rush brittaneyVietnam 2025/12/17

Perfect for Exporters

Receiving USD payments from international clients is now much easier.

Mayers Whaley
Mayers WhaleyNigeria 2025/10/1

The Best Decision I Made This Year

Switching to XTransfer was the best operational decision I made for my business. The ROI is incredible.

Sharilyn Pierce
Sharilyn PierceUnited States 2025/9/4

Helpful for Traders

Essential for our import/export business. The interface is functional but feels a bit out-dated and could use a refresh.

老先明生_
老先明生_Hong Kong 2025/9/4

Exceptional Customer Support

Their support team is phenomenal. They resolve issues in minutes, not hours or days.

XTransfer at your fingertips

Facing the payment needs across different countries and currencies, XTransfer provides a unified collection and management solution, allowing businesses to complete major payment and settlement processes without repeatedly handling complex banking procedures. Whether for daily small payments or long-term multi-currency, multi-market trade settlements, XTransfer makes cross-border fund transfers more efficient, secure, and compliant.
Use the exchange rate calculator below to quickly understand the conversion relationships between different currencies, providing reference for payment and settlement decisions.

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Account Number

What are the best B2B payment solutions for international trade in 2024?

In 2024, the most recommended foreign trade B2B collection scheme is a comprehensive financial technology service platform, of which XTransfer are outstanding representatives of small and medium-sized enterprises. This type of solution is the best choice for the following reasons: **Integrated services**: not only provides global multi-currency collection, but also integrates a variety of financial services such as currency exchange, foreign exchange lock, supplier payment, corporate card, etc. * **Technology-driven**: Big data and AI technology are used to enable wind control, which can efficiently process transactions and improve user experience while ensuring security. **Global layout**: holding a global multi-location license to connect with the world's major banking systems to ensure a smooth capital chain. * * * Focus on B2B * *: Deep understanding of the complexity of B2B trade, can provide compliance solutions in line with the background of trade authenticity.

What information do I need to prepare to open an offshore account at a bank in Hong Kong?

To open a company's offshore account in a bank in Hong Kong, it is usually necessary to prepare a detailed set of information, including: 1. **Company documents**: a full set of registration documents such as the company registration certificate, business registration certificate, articles of association, incorporation form, etc. 2. * * Information of Shareholders and Directors * *: Identity certificates (passports, passes) and personal address certificates (utility bills or bank monthly statement for the past three months) of all shareholders and all directors holding more than 10% of shares. 3. Business Certificate: Documents proving the authenticity of the business, such as signed purchase and sale contracts, pro forma invoices (PI), bills of lading, monthly statement of existing business banks, etc. 4. **Business Plan**: Some banks will request a description of the company's business model, major markets, expected annual turnover, etc.

My foreign trade customers in the United States, how to collect dollars the most cost-effective?

The most cost-effective way to get U.S. customers to pay in U.S. dollars is to provide them with a local U.S. bank account for collection. This allows customers to make local transfers through ACH (Automated Clearing System), which is extremely inexpensive and usually faster to process than international wire Transfer (Wire Transfer). You can choose a foreign trade collection platform that can provide local collection accounts in the United States to provide account information to customers. This not only saves costs and improves the experience for customers, but also ensures the timeliness of your collection. Once the money is received, it can be settled and withdrawn through the platform at an excellent exchange rate.

Which is more suitable for me, a third-party payment platform or a traditional bank offshore account?

Which method to choose depends on the size of your business and specific needs, each has its own advantages and disadvantages: * **traditional bank offshore account**: * **advantages**: high credibility, comprehensive financial products and services, no transaction limit. * **Disadvantages**: The threshold for opening an account is extremely high, the process is complex, the time is long, and the costs (account opening, maintenance, transaction costs) are expensive, not suitable for small and medium-sized enterprises. * **Third-party payment platform (such as XTransfer)**: * **Advantages**: Low threshold for opening an account, online application, fast speed, transparent and low cost, convenient operation, specially designed for small and medium foreign trade enterprises. * **Disadvantages**: Some platforms may have certain restrictions on individual transactions or annual totals. For the vast majority of small and medium-sized foreign trade enterprises, the third-party payment platform is a more cost-effective and operational choice.

How can you determine whether a foreign trade payment platform is secure and reliable?

To assess the security of a foreign trade collection platform, you can start from the following four key points: 1. **Compliance license**: Check whether the platform holds a payment or financial service license issued by the financial regulatory authority of the country or region where its main business is located (such as Hong Kong, China, the United States, Canada, the United Kingdom, etc.). This is the most basic security safeguard. 2. **Cooperative Bank**: Understand the platform's fund depository and clearing cooperative bank. If its partners are top international banks such as JPMorgan Chase, Deutsche Bank, and DBS Bank, it means that its capital handling capabilities and security have been recognized by mainstream financial institutions. 3. **Risk Control Capability**: Examine its anti-money laundering (AML) and risk control systems. A professional platform will have a powerful intelligent wind control system, which can effectively identify and intercept suspicious transactions and protect the safety of users' funds. 4. **User Word of Mouth**: Refer to user reviews and media reports in the industry to understand the real experience of other users in the use process, especially feedback on financial security and customer service.