XTransfer
  • Products & Services
  • About Us
  • Help & Support
English
Create account
20 Singapore dollar to US dollar Exchange Rate | SGD to USD - XTransfer

20Singapore dollar to US dollar exchange rate

YOUR CHOICE FOR GLOBAL TRADE PAYMENT

Pay to China & get paid globally
Free to open business accounts
24/7 instant payment
Exchange USD/RMB, no limit, no block

SGD to USD

Amount
Result

1 SGD = 0.774893 USD

10:30 Exchange Rate

Send money

Solve Crossborder Payment Difficulties, Start with a Compliant Entity!

Learn More

SGD to USD  AI Predictive Analysis

XTransfer is the first platform for B2B foreign trade finance in China. It provides safe, convenient and low-cost international collection solutions for small, medium and micro enterprises, with 0 account opening fee and 0 handling fee. New users can receive up to 200000 RMB free foreign exchange settlement quota for registration. The current SGD/USD market is volatile, focusing on global economic policy and the trend of the US dollar, and AI forecasts can help users grasp the trend.

Learn more

As of August 16, 2025

analysis of influencing factors:Fed policy, inflation data
potential resistance level:0.783
Operational recommendations:It is recommended to stay on the sidelines and wait for the release of key data before making a decision.
Forecast Time Range:Next 1-2 weeks
Market sentiment:Cautiously optimistic
Brief Technical Review:The exchange rate is in a volatile range and the short-term direction is unclear.
Recent volatility:Medium
AI Confidence Index:High
Potential support level:0.776
trend prediction:Next 1-2 weeks

AI analysis is for reference only. Please judge based on actual conditions.

Send Money to China

XTransfer is a professional cross-border trade payment platform that enables users to transfer funds to China safely, quickly, and conveniently. Supporting account opening and transfers for business users, XTransfer provides efficient, low-cost international remittance services to meet your global payment needs.
partnersAI-integrated, for reference only

1 USD to CNY Historical Exchange Rate Trends

1 USD = -- CNY

17:37 Exchange Rate

USD - CNY+0%
History
7D
1M
3M
Invalid DateInvalid Date

SGDSGD - Singapore Dollar

The Singapore dollar was introduced in 1967 to support the country's position as a global financial center. The SGD promotes regional trade and investment with its stability and international recognition.

  • Supporting unit:1 yuan = 100 fen
  • Denomination of banknotes:2, 5, 10, 50, 100, 1000, 10000 yuan
  • Reserve currency:Yes, it is one of the important reserve currencies in Asia.
  • Banknote material:Combination of paper and polymer with anti-counterfeiting elements.
  • Metal composition:Copper-nickel alloy, stainless steel
  • Currency symbol:S$
  • Paper currency size:For example, 50 yuan is approximately 150mm × 70mm.
  • language:en
  • Main unit:1 yuan
  • ISO code:SGD
  • Currency name:Singapore Dollar
  • Exchange Rate System:Managed floating exchange rate system
  • Central Bank:Monetary Authority of Singapore
  • Safe-haven currency:Some are considered as regional safe-haven currencies.
  • Coin denomination:1, 5, 10, 20, 50 cents, 1 yuan
  • Countries of Use:Singapore
  • Cross-border payment:The Singapore dollar supports international settlements through the SWIFT network, with a highly developed financial system that facilitates cross-border trade and investment.

USDUSD - Dollar

The US dollar officially became the official currency of the United States in 1792, initially adopting the gold and silver standard. After World War II, the US dollar became the world's main reserve currency in the Bretton Woods system. In 1971, the United States abolished the peg of the US dollar to gold and switched to a floating exchange rate. Today, the US dollar is still the dominant currency in global trade, investment and financial markets, enjoying a high degree of international credit and widespread use.

  • Supporting unit:1 cent
  • Denomination of banknotes:$1, $5, $10, $20, $50, $100
  • Reserve currency:The US dollar is the world's primary reserve currency.
  • Banknote material:Made primarily of 75% cotton and 25% linen.
  • Metal composition:Alloys such as copper, nickel, and zinc
  • Currency symbol:$ or US$
  • Paper currency size:156mm × 66mm (All denominations have the same size)
  • language:en
  • Main unit:1 US dollar
  • ISO code:USD
  • Currency name:US dollar
  • Cents per dollar:100
  • Exchange Rate System:Floating exchange rate system
  • Central Bank:Federal Reserve System
  • Safe-haven currency:The US dollar is usually regarded as a safe-haven currency.
  • Coin denomination:1¢, 5¢, 10¢, 25¢, 50¢, $1
  • Countries of Use:The United States (including some overseas territories) and certain countries and regions that use the US dollar as their official or circulating currency.
  • Cross-border payment:The dollar cross-border payment network covers approximately 200 countries and regions worldwide.
SGDSGD
The Singapore Dollar (SGD), denoted by the symbol S$ and the code SGD, is one of the most stable and respected currencies in Asia. Backed by strong economic fundamentals, prudent monetary policies, and a globally connected financial system, the SGD plays a crucial role in Southeast Asia's economic dynamics. This article delves into the structure, history, and strategic significance of the SGD, exploring both market behaviors and the macroeconomic factors that shape its trajectory.Historical Cont...
Click to read
USDUSD
The United States Dollar, commonly referred to as the USD, is the official currency of the United States and plays a pivotal role in the global economy. Introduce USD currency as a key player in international trade and finance, where it accounted for nearly 48% of all SWIFT payments by mid-2024. Furthermore, the USD serves as a crucial global reserve currency, comprising 58.36% of official foreign exchange reserves by late 2022. Its dominance is further highlighted by its involvement in nearly 9...
Click to read

Our Strength

    24/7 RealTime Online Currency Exchange

    24/7 RealTime Online Currency Exchange

    Whether it's a holiday, weekend, or late at night — whenever you want, exchange Singapore dollar to US dollar anytime!

    Constant Access to Market-Beating Rates

    Constant Access to Market-Beating Rates

    Enjoy secure and compliant exchange at competitive rates with 0 exchange loss

    FX limit orders

    FX limit orders

    Set a limit order to automatically exchange at your preferred Singapore dollar to US dollar rate

    Hong Kong/Chinese mainland Company Registration

    Hong Kong/Chinese mainland Company Registration

    XTransfer connects you with licensed secretaries to register your company and activate global payment reception quickly and remotely.

FAQ

With Singapore dollar to US dollar exchange rate fluctuations, will I receive less money?

Yes, the real-time exchange rate fluctuations between Singapore dollar and US dollar directly impact your trade profits. Due to the time lag in international payments, if SGD depreciates or USD strengthens at the time of settlement, the actual amount of USD you receive will decrease due to exchange losses. Therefore, monitoring the trend of Singapore dollar and choosing the right exchange rate window is key to ensuring your trade proceeds do not shrink.

Why is the bank's exchange rate different from the one I found online?

The exchange rates found online are usually mid-market rates, which serve only as a market reference and are not the bank's actual transaction price. When performing currency settlement, banks deduct a "spread" (the difference between buying and selling prices) from the real-time mid-market rate to cover transaction costs. This spread causes the final amount you receive to be lower than the theoretical value calculated at the mid-market rate. Therefore, when calculating the actual profit of trade orders, you should rely on the bank's real-time "buying rate" rather than the reference rate.

Are AI-predicted exchange rates for Singapore dollar to US dollar accurate?

AI predictions for SGD to USD are trend references based on historical big data and market sentiment models. While AI can capture the patterns of SGD through algorithms, it is difficult to 100% foresee sudden international political events or policy adjustments. Therefore, the predicted value of Singapore dollar to US dollar should serve as a supplementary suggestion for choosing a settlement window, rather than an absolute guarantee of the transaction price.

Are there any hidden fees when exchanging SGD to USD?

In cross-border transactions involving Singapore dollar to US dollar, intermediary bank deductions are the most common hidden cost. When SGD is sent through non-direct banking routes, correspondent banks will deduct a service fee, resulting in the actual amount of USD received being less than expected. To ensure your SGD order profits are not eroded, it is recommended to confirm whether the receiving bank supports the "Full Pay" (OUR) mode before initiating the Singapore dollar exchange to avoid extra fees during US dollar credit.

Why do different banks offer different exchange rates for Singapore dollar to US dollar?

This is because there is no unified fixed exchange rate globally; financial institutions add their own "spread" to the international mid-market rate of SGD to USD. Different banks have varying position management and operational costs for SGD, which directly determines the fluctuations in their SGD settlement prices. Therefore, when converting Singapore dollar to US dollar, businesses will find slight differences in real-time quotes, and choosing a channel with a lower spread can yield more US dollar.

How to conduct international cross-border payments conveniently?

The key to efficient international settlement lies in shortening the intermediate transfer links of global currencies. Through XTransfer, a one-stop foreign trade financial service platform, enterprises can quickly open multi-currency global collection accounts online without queuing at physical branches, enabling real-time payment, collection, and settlement. The compliance declaration consulting and exchange settlement services provided by XTransfer effectively solve the challenges of slow arrivals and opaque fees, making it a more convenient choice for SMEs handling bulk trade settlements.

Is it really safe to send money online via XTransfer?

XTransfer is absolutely secure. Your funds are protected by our top-level security measures to ensure every transaction is safeguarded. If there is a delay, we will refund the service fee to compensate your loss.
Disclaimer: The exchange rate data on this page is collected from public sources for reference only. Due to frequent fluctuations, XTransfer cannot guarantee accuracy or timeliness. Please refer to the real-time quotes from banks, related institutions, or trading systems.