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950 PHP to USD Exchange Rate | PHP to USD - XTransfer

950PHP to USD exchange rate

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PHP to USD

Amount
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1 PHP = 0.0163099 USD

05:30 Exchange Rate

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PHP to USD  AI Predictive Analysis

XTransfer is China’s leading B2B foreign-trade finance platform, offering small, medium, and micro enterprises secure, convenient, and cost-effective international payment‑collection solutions—with zero account‑opening fees and zero transaction fees. New users can register to receive up to RMB 200,000 in free foreign‑exchange settlement quota. The current PHP/USD exchange rate is in a narrow range of volatility finishing stage, the market is concerned about the Philippine central bank policy trends and the overall trend of the dollar. AI prediction can help users identify trend shifts in advance and optimize their foreign exchange settlement decisions.

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As of June 20, 2026

Key Dates to Watch:June 20, 2026
Analysis of influencing factors:Philippine Central Bank Policy, US Dollar Index Trend, Geopolitical Risk
Recent volatility:Low
Technical Brief Commentary:The price is trading below the 5-day moving average, and the MACD indicates weakness.
Potential resistance level:0.016600
AI confidence index:Moderate
titleLeft:PHP to USD
Operating Recommendations:Focus on a wait-and-see approach; as you approach the support level, consider unwinding your foreign exchange positions in stages.
Market sentiment:Caution
Trend Forecast:Short-term range-bound fluctuations, medium-term leaning bearish.
Current exchange rate:0.016478
Prediction time range:The next 1-2 weeks
Potential support level:0.016350

AI analysis is for reference only. Please judge based on actual conditions.

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1 USD to CNY Historical Exchange Rate Trends

1 USD = -- CNY

09:23 Exchange Rate

USD - CNY+0%
History
7D
1M
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PHP Exchange Rate Conversion Table

PHP
PHP
USD
USD
CNY
CNY
1 PHP0.0161160.10977
10 PHP0.161161.0977
25 PHP0.40292.74425
50 PHP0.80585.4885
100 PHP1.611610.977
500 PHP8.05854.885
1000 PHP16.116109.77
5000 PHP80.58548.85
10000 PHP161.161,097.7

PHPPHP - Philippine Peso

The Philippine Peso has been in circulation since 1852 and has undergone several reforms. PHP is an important carrier of the Philippine economy and overseas remittances, promoting domestic consumption and investment.

  • Supporting unit:1 peso = 100 centavos
  • Denomination of banknotes:20, 50, 100, 200, 500, 1000 pesos
  • Reserve currency:No, the reserve currencies are primarily the US dollar and the euro.
  • Banknote material:Combination of paper and polymer, equipped with advanced anti-counterfeiting technology.
  • Metal composition:Copper-nickel alloy, stainless steel
  • Currency symbol:₱
  • Paper currency size:For example, 1000 pesos is approximately 160mm × 66mm.
  • language:en
  • Main unit:1 peso
  • ISO code:PHP
  • Currency name:Philippine Peso
  • Exchange Rate System:Freely floating exchange rate system
  • Central Bank:Bangko Sentral ng Pilipinas
  • Safe-haven currency:No, the fluctuations are significant and primarily depend on foreign exchange reserves and capital flow management.
  • Coin denomination:1, 5, and 10 pesos (smaller denominations gradually phased out)
  • Countries of Use:Philippines
  • Cross-border payment:The Philippine peso supports international remittances through the SWIFT network, mainly using the US dollar as an intermediary currency in trade with Southeast Asia and North America, resulting in high efficiency in cross-border settlements.

USDUSD - Dollar

The US dollar officially became the official currency of the United States in 1792, initially adopting the gold and silver standard. After World War II, the US dollar became the world's main reserve currency in the Bretton Woods system. In 1971, the United States abolished the peg of the US dollar to gold and switched to a floating exchange rate. Today, the US dollar is still the dominant currency in global trade, investment and financial markets, enjoying a high degree of international credit and widespread use.

  • Supporting unit:1 cent
  • Denomination of banknotes:$1, $5, $10, $20, $50, $100
  • Reserve currency:The US dollar is the world's primary reserve currency.
  • Banknote material:Made primarily of 75% cotton and 25% linen.
  • Metal composition:Alloys such as copper, nickel, and zinc
  • Currency symbol:$ or US$
  • Paper currency size:156mm × 66mm (All denominations have the same size)
  • language:en
  • Main unit:1 US dollar
  • ISO code:USD
  • Currency name:US dollar
  • Cents per dollar:100
  • Exchange Rate System:Floating exchange rate system
  • Central Bank:Federal Reserve System
  • Safe-haven currency:The US dollar is usually regarded as a safe-haven currency.
  • Coin denomination:1¢, 5¢, 10¢, 25¢, 50¢, $1
  • Countries of Use:The United States (including some overseas territories) and certain countries and regions that use the US dollar as their official or circulating currency.
  • Cross-border payment:The dollar cross-border payment network covers approximately 200 countries and regions worldwide.
PHPPHP
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FAQ

With PHP to USD exchange rate fluctuations, will I receive less money?

Yes, the real-time exchange rate fluctuations between PHP and USD directly impact your trade profits. Due to the time lag in international payments, if PHP depreciates or USD strengthens at the time of settlement, the actual amount of USD you receive will decrease due to exchange losses. Therefore, monitoring the trend of PHP and choosing the right exchange rate window is key to ensuring your trade proceeds do not shrink.

Why is the bank's exchange rate different from the one I found online?

The exchange rates found online are usually mid-market rates, which serve only as a market reference and are not the bank's actual transaction price. When performing currency settlement, banks deduct a "spread" (the difference between buying and selling prices) from the real-time mid-market rate to cover transaction costs. This spread causes the final amount you receive to be lower than the theoretical value calculated at the mid-market rate. Therefore, when calculating the actual profit of trade orders, you should rely on the bank's real-time "buying rate" rather than the reference rate.

Are AI-predicted exchange rates for PHP to USD accurate?

AI predictions for PHP to USD are trend references based on historical big data and market sentiment models. While AI can capture the patterns of PHP through algorithms, it is difficult to 100% foresee sudden international political events or policy adjustments. Therefore, the predicted value of PHP to USD should serve as a supplementary suggestion for choosing a settlement window, rather than an absolute guarantee of the transaction price.

Are there any hidden fees when exchanging PHP to USD?

In cross-border transactions involving PHP to USD, intermediary bank deductions are the most common hidden cost. When PHP is sent through non-direct banking routes, correspondent banks will deduct a service fee, resulting in the actual amount of USD received being less than expected. To ensure your PHP order profits are not eroded, it is recommended to confirm whether the receiving bank supports the "Full Pay" (OUR) mode before initiating the PHP exchange to avoid extra fees during USD credit.

Why do different banks offer different exchange rates for PHP to USD?

This is because there is no unified fixed exchange rate globally; financial institutions add their own "spread" to the international mid-market rate of PHP to USD. Different banks have varying position management and operational costs for PHP, which directly determines the fluctuations in their PHP settlement prices. Therefore, when converting PHP to USD, businesses will find slight differences in real-time quotes, and choosing a channel with a lower spread can yield more USD.

How to conduct international cross-border payments conveniently?

The key to efficient international settlement lies in shortening the intermediate transfer links of global currencies. Through XTransfer, a one-stop foreign trade financial service platform, enterprises can quickly open multi-currency global collection accounts online without queuing at physical branches, enabling real-time payment, collection, and settlement. The compliance declaration consulting and exchange settlement services provided by XTransfer effectively solve the challenges of slow arrivals and opaque fees, making it a more convenient choice for SMEs handling bulk trade settlements.

Is it really safe to send money online via XTransfer?

XTransfer is absolutely secure. Your funds are protected by our top-level security measures to ensure every transaction is safeguarded. If there is a delay, we will refund the service fee to compensate your loss.
Disclaimer: The exchange rate data on this page is collected from public sources for reference only. Due to frequent fluctuations, XTransfer cannot guarantee accuracy or timeliness. Please refer to the real-time quotes from banks, related institutions, or trading systems.