Maldives Rufiyaa to US dollar Exchange Rate | MVR to USD - XTransfer

Maldives Rufiyaa to US dollar exchange rate

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MVR to USD

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1 MVR = 0.0648582 USD

12:30 Exchange Rate

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MVR to USD AI Predictive Analysis

XTransfer is the first platform for B2B foreign trade finance in China. It provides safe, convenient and low-cost international collection solutions for small, medium and micro enterprises, with 0 account opening fee and 0 handling fee. New users can receive up to 200000 RMB free foreign exchange settlement quota for registration. The current MVR/USD market is less volatile, with investors focusing on macroeconomic data and policy trends, and AI forecasts helping users grasp trends.

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As of August 15, 2025

analysis of influencing factors:	Federal Reserve Policy, Global Economic Situation
potential resistance level:	0.0665
Operational recommendations:	Wait and see, wait for the release of key data and then choose the machine to operate.
Forecast Time Range:	Next 1-2 weeks
Market sentiment:	Cautiously optimistic
Brief Technical Review:	Exchange rates remain volatile, short-term lack of clear direction
Recent volatility:	Low
AI Confidence Index:	Medium
Potential support level:	0.0648
trend prediction:	Next 1-2 weeks

AI analysis is for reference only. Please judge based on actual conditions.

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1 USD to CNY Historical Exchange Rate Trends

1 USD = -- CNY

00:15 Exchange Rate

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Maldives Rufiyaa Exchange Rate Conversion Table

MVR

1 MVR
10 MVR
25 MVR
50 MVR
100 MVR
500 MVR
1000 MVR
5000 MVR
10000 MVR

MVR - Maldives Rufiyaa

The Maldivian Rufiyaa has been the official currency of the island nation since 1981. The Rufiyaa supports the tourism and fishing industries and is widely used in local transactions, reflecting the country's unique economic structure.

Supporting unit:1 Laffia = 100 Laari
Denomination of banknotes:10, 20, 50, 100, 500, 1000 Raffia
Reserve currency:No, it mainly relies on the US dollar as its foreign exchange reserve.
Banknote material:Polymer plastic and paper mix (such as the 1000 denomination made of plastic material).
Metal composition:Copper-nickel alloy, steel core nickel plating
Currency symbol:Rf or ރ
Paper currency size:For example, 100 raffia approximately 150mm × 70mm.
language:en
Main unit:Rufiyaa
ISO code:MVR
Currency name:Maldives Lafia
Exchange Rate System:Focus on the stable exchange rate mechanism of the US dollar.
Central Bank:Maldives Monetary Authority
Safe-haven currency:No, exchange rate fluctuations are significantly influenced by the tourism industry.
Coin denomination:1, 2, 5, 10, 25, 50 Lari
Countries of Use:Maldives is the only country with official use.
Cross-border payment:Supports SWIFT international payments, with the US dollar being more commonly used in international transactions, while the LAFIA is primarily used for local transactions and tourism settlements.

USD - Dollar

The US dollar officially became the official currency of the United States in 1792, initially adopting the gold and silver standard. After World War II, the US dollar became the world's main reserve currency in the Bretton Woods system. In 1971, the United States abolished the peg of the US dollar to gold and switched to a floating exchange rate. Today, the US dollar is still the dominant currency in global trade, investment and financial markets, enjoying a high degree of international credit and widespread use.

Supporting unit:1 cent
Denomination of banknotes:$1, $5, $10, $20, $50, $100
Reserve currency:The US dollar is the world's primary reserve currency.
Banknote material:Made primarily of 75% cotton and 25% linen.
Metal composition:Alloys such as copper, nickel, and zinc
Currency symbol:$ or US$
Paper currency size:156mm × 66mm (All denominations have the same size)
language:en
Main unit:1 US dollar
ISO code:USD
Currency name:US dollar
Cents per dollar:100
Exchange Rate System:Floating exchange rate system
Central Bank:Federal Reserve System
Safe-haven currency:The US dollar is usually regarded as a safe-haven currency.
Coin denomination:1¢, 5¢, 10¢, 25¢, 50¢, $1
Countries of Use:The United States (including some overseas territories) and certain countries and regions that use the US dollar as their official or circulating currency.
Cross-border payment:The dollar cross-border payment network covers approximately 200 countries and regions worldwide.

MVR

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USD

The United States Dollar, commonly referred to as the USD, is the official currency of the United States and plays a pivotal role in the global economy. Introduce USD currency as a key player in international trade and finance, where it accounted for nearly 48% of all SWIFT payments by mid-2024. Furthermore, the USD serves as a crucial global reserve currency, comprising 58.36% of official foreign exchange reserves by late 2022. Its dominance is further highlighted by its involvement in nearly 9...

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FAQ

With Maldives Rufiyaa to US dollar exchange rate fluctuations, will I receive less money?

Yes, the real-time exchange rate fluctuations between Maldives Rufiyaa and US dollar directly impact your trade profits. Due to the time lag in international payments, if MVR depreciates or USD strengthens at the time of settlement, the actual amount of USD you receive will decrease due to exchange losses. Therefore, monitoring the trend of Maldives Rufiyaa and choosing the right exchange rate window is key to ensuring your trade proceeds do not shrink.

Why is the bank's exchange rate different from the one I found online?

The exchange rates found online are usually mid-market rates, which serve only as a market reference and are not the bank's actual transaction price. When performing currency settlement, banks deduct a "spread" (the difference between buying and selling prices) from the real-time mid-market rate to cover transaction costs. This spread causes the final amount you receive to be lower than the theoretical value calculated at the mid-market rate. Therefore, when calculating the actual profit of trade orders, you should rely on the bank's real-time "buying rate" rather than the reference rate.

Are AI-predicted exchange rates for Maldives Rufiyaa to US dollar accurate?

AI predictions for MVR to USD are trend references based on historical big data and market sentiment models. While AI can capture the patterns of MVR through algorithms, it is difficult to 100% foresee sudden international political events or policy adjustments. Therefore, the predicted value of Maldives Rufiyaa to US dollar should serve as a supplementary suggestion for choosing a settlement window, rather than an absolute guarantee of the transaction price.

Are there any hidden fees when exchanging MVR to USD?

In cross-border transactions involving Maldives Rufiyaa to US dollar, intermediary bank deductions are the most common hidden cost. When MVR is sent through non-direct banking routes, correspondent banks will deduct a service fee, resulting in the actual amount of USD received being less than expected. To ensure your MVR order profits are not eroded, it is recommended to confirm whether the receiving bank supports the "Full Pay" (OUR) mode before initiating the Maldives Rufiyaa exchange to avoid extra fees during US dollar credit.

Why do different banks offer different exchange rates for Maldives Rufiyaa to US dollar?

This is because there is no unified fixed exchange rate globally; financial institutions add their own "spread" to the international mid-market rate of MVR to USD. Different banks have varying position management and operational costs for MVR, which directly determines the fluctuations in their MVR settlement prices. Therefore, when converting Maldives Rufiyaa to US dollar, businesses will find slight differences in real-time quotes, and choosing a channel with a lower spread can yield more US dollar.

How to conduct international cross-border payments conveniently?

The key to efficient international settlement lies in shortening the intermediate transfer links of global currencies. Through XTransfer, a one-stop foreign trade financial service platform, enterprises can quickly open multi-currency global collection accounts online without queuing at physical branches, enabling real-time payment, collection, and settlement. The compliance declaration consulting and exchange settlement services provided by XTransfer effectively solve the challenges of slow arrivals and opaque fees, making it a more convenient choice for SMEs handling bulk trade settlements.

Is it really safe to send money online via XTransfer?

XTransfer is absolutely secure. Your funds are protected by our top-level security measures to ensure every transaction is safeguarded. If there is a delay, we will refund the service fee to compensate your loss.

Disclaimer: The exchange rate data on this page is collected from public sources for reference only. Due to frequent fluctuations, XTransfer cannot guarantee accuracy or timeliness. Please refer to the real-time quotes from banks, related institutions, or trading systems.