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120 Japanese yen to Philippine peso Exchange Rate | JPY to PHP - XTransfer

120Japanese yen to Philippine peso exchange rate

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JPY to PHP

Amount
Result

1 JPY = 0.386474 PHP

00:30 Exchange Rate

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JPY to PHP  AI Predictive Analysis

XTransfer is the first platform for B2B foreign trade finance in China. It provides safe, convenient and low-cost international collection solutions for small, medium and micro enterprises, with 0 account opening fee and 0 handling fee. New users can receive up to 200000 RMB free foreign exchange settlement quota for registration. The JPY/PHP market is currently slightly volatile, with traders focusing on economic policies and market trends in Japan and the Philippines. AI prediction can help users grasp the trend and make more accurate decisions.

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As of August 15, 2025

analysis of influencing factors:Fed policy, inflation data
potential resistance level:0.3850
Operational recommendations:Stay on the sidelines and buy on dips at the right time
Forecast Time Range:Short to medium term
Market sentiment:Cautiously optimistic
Brief Technical Review:Exchange rates oscillate near key support levels, potentially creating a rebound opportunity
Recent volatility:0.001
AI Confidence Index:Medium
Potential support level:0.3840
trend prediction:The coming week

AI analysis is for reference only. Please judge based on actual conditions.

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1 USD to CNY Historical Exchange Rate Trends

1 USD = -- CNY

23:01 Exchange Rate

USD - CNY+0%
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Japanese yen Exchange Rate Conversion Table

JPY
JPY
USD
USD
CNY
CNY
HKD
HKD
EUR
EUR
1 JPY0.00629170.0428990.0491610.0053613
10 JPY0.0629170.428990.491610.053613
25 JPY0.15729251.0724751.2290250.1340325
50 JPY0.3145852.144952.458050.268065
100 JPY0.629174.28994.91610.53613
500 JPY3.1458521.449524.58052.68065
1000 JPY6.291742.89949.1615.3613
5000 JPY31.4585214.495245.80526.8065
10000 JPY62.917428.99491.6153.613

JPYJPY - Japanese yen

The Japanese yen was officially issued in 1871, replacing the old monetary system. As one of the world's major reserve currencies, the Japanese yen plays an important role in the international financial market and is the backbone of Japan's economy and export-oriented industries.

  • Supporting unit:1 yen = 100 sen (subcurrency has been discontinued)
  • Denomination of banknotes:1000, 2000 (rare), 5000, 10000 yen
  • Reserve currency:Yes, it is one of the world's major reserve currencies.
  • Banknote material:Cotton paper as the main material, featuring anti-counterfeiting designs such as watermarks, security threads, and color-shifting ink.
  • Metal composition:Aluminum, copper-nickel alloy, nickel-copper alloy, etc.
  • Currency symbol:¥
  • Paper currency size:For example, 10,000 yen measures approximately 160mm × 76mm, with slight variations in size depending on the denomination.
  • language:en
  • Main unit:1 Japanese Yen
  • ISO code:JPY
  • Currency name:Japanese Yen
  • Exchange Rate System:Floating exchange rate system
  • Central Bank:Bank of Japan
  • Safe-haven currency:Yes, it is one of the safe-haven currencies in the international financial market.
  • Coin denomination:1, 5, 10, 50, 100, 500 yen
  • Countries of Use:Japan is the only country where it is officially used.
  • Cross-border payment:Supports the global SWIFT network; as the world's third-largest reserve currency, the Japanese yen is widely used in international trade and investment.

PHPPHP - Philippine Peso

The Philippine Peso has been in circulation since 1852 and has undergone several reforms. PHP is an important carrier of the Philippine economy and overseas remittances, promoting domestic consumption and investment.

  • Supporting unit:1 peso = 100 centavos
  • Denomination of banknotes:20, 50, 100, 200, 500, 1000 pesos
  • Reserve currency:No, the reserve currencies are primarily the US dollar and the euro.
  • Banknote material:Combination of paper and polymer, equipped with advanced anti-counterfeiting technology.
  • Metal composition:Copper-nickel alloy, stainless steel
  • Currency symbol:₱
  • Paper currency size:For example, 1000 pesos is approximately 160mm × 66mm.
  • language:en
  • Main unit:1 peso
  • ISO code:PHP
  • Currency name:Philippine Peso
  • Exchange Rate System:Freely floating exchange rate system
  • Central Bank:Bangko Sentral ng Pilipinas
  • Safe-haven currency:No, the fluctuations are significant and primarily depend on foreign exchange reserves and capital flow management.
  • Coin denomination:1, 5, and 10 pesos (smaller denominations gradually phased out)
  • Countries of Use:Philippines
  • Cross-border payment:The Philippine peso supports international remittances through the SWIFT network, mainly using the US dollar as an intermediary currency in trade with Southeast Asia and North America, resulting in high efficiency in cross-border settlements.
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FAQ

With Japanese yen to Philippine peso exchange rate fluctuations, will I receive less money?

Yes, the real-time exchange rate fluctuations between Japanese yen and Philippine peso directly impact your trade profits. Due to the time lag in international payments, if JPY depreciates or PHP strengthens at the time of settlement, the actual amount of PHP you receive will decrease due to exchange losses. Therefore, monitoring the trend of Japanese yen and choosing the right exchange rate window is key to ensuring your trade proceeds do not shrink.

Why is the bank's exchange rate different from the one I found online?

The exchange rates found online are usually mid-market rates, which serve only as a market reference and are not the bank's actual transaction price. When performing currency settlement, banks deduct a "spread" (the difference between buying and selling prices) from the real-time mid-market rate to cover transaction costs. This spread causes the final amount you receive to be lower than the theoretical value calculated at the mid-market rate. Therefore, when calculating the actual profit of trade orders, you should rely on the bank's real-time "buying rate" rather than the reference rate.

Are AI-predicted exchange rates for Japanese yen to Philippine peso accurate?

AI predictions for JPY to PHP are trend references based on historical big data and market sentiment models. While AI can capture the patterns of JPY through algorithms, it is difficult to 100% foresee sudden international political events or policy adjustments. Therefore, the predicted value of Japanese yen to Philippine peso should serve as a supplementary suggestion for choosing a settlement window, rather than an absolute guarantee of the transaction price.

Are there any hidden fees when exchanging JPY to PHP?

In cross-border transactions involving Japanese yen to Philippine peso, intermediary bank deductions are the most common hidden cost. When JPY is sent through non-direct banking routes, correspondent banks will deduct a service fee, resulting in the actual amount of PHP received being less than expected. To ensure your JPY order profits are not eroded, it is recommended to confirm whether the receiving bank supports the "Full Pay" (OUR) mode before initiating the Japanese yen exchange to avoid extra fees during Philippine peso credit.

Why do different banks offer different exchange rates for Japanese yen to Philippine peso?

This is because there is no unified fixed exchange rate globally; financial institutions add their own "spread" to the international mid-market rate of JPY to PHP. Different banks have varying position management and operational costs for JPY, which directly determines the fluctuations in their JPY settlement prices. Therefore, when converting Japanese yen to Philippine peso, businesses will find slight differences in real-time quotes, and choosing a channel with a lower spread can yield more Philippine peso.

How to conduct international cross-border payments conveniently?

The key to efficient international settlement lies in shortening the intermediate transfer links of global currencies. Through XTransfer, a one-stop foreign trade financial service platform, enterprises can quickly open multi-currency global collection accounts online without queuing at physical branches, enabling real-time payment, collection, and settlement. The compliance declaration consulting and exchange settlement services provided by XTransfer effectively solve the challenges of slow arrivals and opaque fees, making it a more convenient choice for SMEs handling bulk trade settlements.

Is it really safe to send money online via XTransfer?

XTransfer is absolutely secure. Your funds are protected by our top-level security measures to ensure every transaction is safeguarded. If there is a delay, we will refund the service fee to compensate your loss.
Disclaimer: The exchange rate data on this page is collected from public sources for reference only. Due to frequent fluctuations, XTransfer cannot guarantee accuracy or timeliness. Please refer to the real-time quotes from banks, related institutions, or trading systems.