Hong Kong dollar to US dollar Exchange Rate | HKD to USD - XTransfer

Hong Kong dollar to US dollar exchange rate

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HKD to USD

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1 HKD = 0.127561 USD

05:31 Exchange Rate

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HKD to USD AI Predictive Analysis

XTransfer is the first platform for B2B foreign trade finance in China. It provides safe, convenient and low-cost international collection solutions for small, medium and micro enterprises, with 0 account opening fee and 0 handling fee. New users can receive up to 200000 RMB free foreign exchange settlement quota for registration. The current HKD/USD market is slightly volatile, mainly influenced by the global economic situation and policies, and AI forecasts can help users grasp the trend.

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As of August 14, 2025

analysis of influencing factors:	Fed policy, inflation data
potential resistance level:	0.12750
Operational recommendations:	Stay on the sidelines and focus on key data releases
Forecast Time Range:	Next week
Market sentiment:	Cautiously optimistic
Brief Technical Review:	Prices remain volatile in a narrow range
Recent volatility:	0.00005
AI Confidence Index:	Medium
Potential support level:	0.12735
trend prediction:	The coming week

AI analysis is for reference only. Please judge based on actual conditions.

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1 USD to CNY Historical Exchange Rate Trends

1 USD = -- CNY

00:19 Exchange Rate

USD - CNY+0%

History

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Hong Kong dollar Exchange Rate Conversion Table

HKD	USD	CNY	EUR	AUD	CAD	GBP	JPY	SGD	CHF	DKK	SEK	NOK	RON	HUF	PLN	CZK

1 HKD	0.1262	0.8744	0.10886	0.18204	0.17537	0.09487	20.038	0.16218	0.10034	0.8126	1.1879	1.2291	0.55561	41.684	0.46663	2.6724
10 HKD	1.262	8.744	1.0886	1.8204	1.7537	0.9487	200.38	1.6218	1.0034	8.126	11.879	12.291	5.5561	416.84	4.6663	26.724
25 HKD	3.155	21.86	2.7215	4.551	4.38425	2.37175	500.95	4.0545	2.5085	20.315	29.6975	30.7275	13.89025	1,042.1	11.66575	66.81
50 HKD	6.31	43.72	5.443	9.102	8.7685	4.7435	1,001.9	8.109	5.017	40.63	59.395	61.455	27.7805	2,084.2	23.3315	133.62
100 HKD	12.62	87.44	10.886	18.204	17.537	9.487	2,003.8	16.218	10.034	81.26	118.79	122.91	55.561	4,168.4	46.663	267.24
500 HKD	63.1	437.2	54.43	91.02	87.685	47.435	10,019	81.09	50.17	406.3	593.95	614.55	277.805	20,842	233.315	1,336.2
1000 HKD	126.2	874.4	108.86	182.04	175.37	94.87	20,038	162.18	100.34	812.6	1,187.9	1,229.1	555.61	41,684	466.63	2,672.4
5000 HKD	631	4,372	544.3	910.2	876.85	474.35	100,190	810.9	501.7	4,063	5,939.5	6,145.5	2,778.05	208,420	2,333.15	13,362
10000 HKD	1,262	8,744	1,088.6	1,820.4	1,753.7	948.7	200,380	1,621.8	1,003.4	8,126	11,879	12,291	5,556.1	416,840	4,666.3	26,724

HKD - Hong Kong Dollar

The Hong Kong dollar has been issued since 1935 as the official currency of the Hong Kong Special Administrative Region. The Hong Kong dollar is linked to the US dollar to ensure currency stability. It is an important part of the international financial center and is widely involved in global trade and investment.

Supporting unit:1 Hong Kong dollar = 100 cents
Denomination of banknotes:$10, $20, $50, $100, $500, $1,000
Reserve currency:Yes, it holds a certain reserve position in the Asian financial market.
Banknote material:The $10 bill is made of polymer, while other denominations are primarily made of cotton paper; it includes security features such as color-shifting ink and metallic threads.
Metal composition:Nickel-clad steel, copper-nickel alloy, aluminum bronze, etc.
Currency symbol:HK$
Paper currency size:$1000 is approximately 163mm × 81.5mm; different denominations may vary slightly in size.
language:en
Main unit:1 Hong Kong Dollar
ISO code:HKD
Currency name:Hong Kong Dollar
Exchange Rate System:Linked exchange rate system (pegged to the US dollar, 1 USD ≈ 7.8 HKD)
Central Bank:Hong Kong Monetary Authority (HKMA); banknotes are issued by three authorized note-issuing banks.
Safe-haven currency:Some investors view it as a regional safe-haven currency.
Coin denomination:10 cents, 20 cents, 50 cents, $1, $2, $5, $10
Countries of Use:The Hong Kong Special Administrative Region is the only legally designated area for use; Macau and certain areas of Guangdong accept circulation.
Cross-border payment:Wide access to the SWIFT network supports settlement with major currencies such as the US dollar and the Chinese yuan, and enables efficient cross-border settlement between mainland China and international markets.

USD - Dollar

The US dollar officially became the official currency of the United States in 1792, initially adopting the gold and silver standard. After World War II, the US dollar became the world's main reserve currency in the Bretton Woods system. In 1971, the United States abolished the peg of the US dollar to gold and switched to a floating exchange rate. Today, the US dollar is still the dominant currency in global trade, investment and financial markets, enjoying a high degree of international credit and widespread use.

Supporting unit:1 cent
Denomination of banknotes:$1, $5, $10, $20, $50, $100
Reserve currency:The US dollar is the world's primary reserve currency.
Banknote material:Made primarily of 75% cotton and 25% linen.
Metal composition:Alloys such as copper, nickel, and zinc
Currency symbol:$ or US$
Paper currency size:156mm × 66mm (All denominations have the same size)
language:en
Main unit:1 US dollar
ISO code:USD
Currency name:US dollar
Cents per dollar:100
Exchange Rate System:Floating exchange rate system
Central Bank:Federal Reserve System
Safe-haven currency:The US dollar is usually regarded as a safe-haven currency.
Coin denomination:1¢, 5¢, 10¢, 25¢, 50¢, $1
Countries of Use:The United States (including some overseas territories) and certain countries and regions that use the US dollar as their official or circulating currency.
Cross-border payment:The dollar cross-border payment network covers approximately 200 countries and regions worldwide.

HKD

You use the HKD currency every day in Hong Kong for shopping, dining, and business. As Hong Kong’s official currency, it holds a strong position in the world. The HKD currency ranks as the ninth most traded currency globally. This high ranking comes from Hong Kong’s role as a major financial center. Even though trading volume dropped slightly from 8% to 7% after COVID-19, the HKD remains important in global markets.HighlightsThe Hong Kong Dollar (HKD) is the official currency of Hong Kong, manag...

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USD

The United States Dollar, commonly referred to as the USD, is the official currency of the United States and plays a pivotal role in the global economy. Introduce USD currency as a key player in international trade and finance, where it accounted for nearly 48% of all SWIFT payments by mid-2024. Furthermore, the USD serves as a crucial global reserve currency, comprising 58.36% of official foreign exchange reserves by late 2022. Its dominance is further highlighted by its involvement in nearly 9...

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FAQ

With Hong Kong dollar to US dollar exchange rate fluctuations, will I receive less money?

Yes, the real-time exchange rate fluctuations between Hong Kong dollar and US dollar directly impact your trade profits. Due to the time lag in international payments, if HKD depreciates or USD strengthens at the time of settlement, the actual amount of USD you receive will decrease due to exchange losses. Therefore, monitoring the trend of Hong Kong dollar and choosing the right exchange rate window is key to ensuring your trade proceeds do not shrink.

Why is the bank's exchange rate different from the one I found online?

The exchange rates found online are usually mid-market rates, which serve only as a market reference and are not the bank's actual transaction price. When performing currency settlement, banks deduct a "spread" (the difference between buying and selling prices) from the real-time mid-market rate to cover transaction costs. This spread causes the final amount you receive to be lower than the theoretical value calculated at the mid-market rate. Therefore, when calculating the actual profit of trade orders, you should rely on the bank's real-time "buying rate" rather than the reference rate.

Are AI-predicted exchange rates for Hong Kong dollar to US dollar accurate?

AI predictions for HKD to USD are trend references based on historical big data and market sentiment models. While AI can capture the patterns of HKD through algorithms, it is difficult to 100% foresee sudden international political events or policy adjustments. Therefore, the predicted value of Hong Kong dollar to US dollar should serve as a supplementary suggestion for choosing a settlement window, rather than an absolute guarantee of the transaction price.

Are there any hidden fees when exchanging HKD to USD?

In cross-border transactions involving Hong Kong dollar to US dollar, intermediary bank deductions are the most common hidden cost. When HKD is sent through non-direct banking routes, correspondent banks will deduct a service fee, resulting in the actual amount of USD received being less than expected. To ensure your HKD order profits are not eroded, it is recommended to confirm whether the receiving bank supports the "Full Pay" (OUR) mode before initiating the Hong Kong dollar exchange to avoid extra fees during US dollar credit.

Why do different banks offer different exchange rates for Hong Kong dollar to US dollar?

This is because there is no unified fixed exchange rate globally; financial institutions add their own "spread" to the international mid-market rate of HKD to USD. Different banks have varying position management and operational costs for HKD, which directly determines the fluctuations in their HKD settlement prices. Therefore, when converting Hong Kong dollar to US dollar, businesses will find slight differences in real-time quotes, and choosing a channel with a lower spread can yield more US dollar.

How to conduct international cross-border payments conveniently?

The key to efficient international settlement lies in shortening the intermediate transfer links of global currencies. Through XTransfer, a one-stop foreign trade financial service platform, enterprises can quickly open multi-currency global collection accounts online without queuing at physical branches, enabling real-time payment, collection, and settlement. The compliance declaration consulting and exchange settlement services provided by XTransfer effectively solve the challenges of slow arrivals and opaque fees, making it a more convenient choice for SMEs handling bulk trade settlements.

Is it really safe to send money online via XTransfer?

XTransfer is absolutely secure. Your funds are protected by our top-level security measures to ensure every transaction is safeguarded. If there is a delay, we will refund the service fee to compensate your loss.

Disclaimer: The exchange rate data on this page is collected from public sources for reference only. Due to frequent fluctuations, XTransfer cannot guarantee accuracy or timeliness. Please refer to the real-time quotes from banks, related institutions, or trading systems.