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Ghanaian cedi to South African rand Exchange Rate | GHS to ZAR - XTransfer

Ghanaian cedi to South African rand exchange rate

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GHS to ZAR

Amount
Result

1 GHS = 1.53841 ZAR

10:29 Exchange Rate

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GHS to ZAR  AI Predictive Analysis

XTransfer is the first platform for B2B foreign trade finance in China. It provides safe, convenient and low-cost international collection solutions for small, medium and micro enterprises, with 0 account opening fee and 0 handling fee. New users can receive up to 200000 RMB free foreign exchange settlement quota for registration. The GHS/ZAR market is currently on a volatile trend, with traders focusing on economic data and policy changes, and AI forecasts helping users grasp trends.

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As of August 14, 2025

analysis of influencing factors:Economic data, policy changes
potential resistance level:1.70
Operational recommendations:Stay on the sidelines and wait for a clear signal
Forecast Time Range:Next 1-2 weeks
Market sentiment:Cautiously optimistic
Brief Technical Review:Prices oscillate near key levels
Recent volatility:Medium
AI Confidence Index:Medium
Potential support level:1.65
trend prediction:Short-term shocks to the upside

AI analysis is for reference only. Please judge based on actual conditions.

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1 USD to CNY Historical Exchange Rate Trends

1 USD = -- CNY

00:14 Exchange Rate

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History
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GHSGHS - Ghanaian Cedi

The Ghanaian cedi replaced the old cedi in 2007, marking a process of currency modernization. The stability of the cedi has supported Ghana's economic growth, especially in the agricultural and mining sectors, and the cedi plays a key role in the domestic economy.

  • Supporting unit:1 Sedi = 100 Pesewa
  • Denomination of banknotes:₵1, ₵2, ₵5, ₵10, ₵20, ₵50, ₵100, ₵200
  • Reserve currency:No, it is primarily used for domestic circulation.
  • Banknote material:Mixed cotton paper and polymer materials, featuring anti-counterfeiting holographic threads and watermarks.
  • Metal composition:Copper-clad steel, stainless steel, nickel alloy, etc.
  • Currency symbol:
  • Paper currency size:₵50 measures 146mm × 70mm, with slight variations in different denominations.
  • language:en
  • Main unit:Cedi
  • ISO code:GHS
  • Currency name:Ghana Sedi
  • Exchange Rate System:Freely floating exchange rate system
  • Central Bank:Bank of Ghana
  • Safe-haven currency:No, the currency value fluctuates significantly and does not have hedging properties.
  • Coin denomination:1, 5, 10, 20, 50 Pesos; ₵1, ₵2
  • Countries of Use:Ghana is the only country that uses a legal tender currency.
  • Cross-border payment:International transfers are conducted through the SWIFT network in conjunction with the domestic banking system; however, due to regional banking relationships, cross-border payments often require the involvement of intermediary banks.

ZARZAR - South African Rand

The rand was issued in 1961 with the establishment of the Republic of South Africa, replacing the South African pound. ZAR is the mainstay currency of the South African economy and is widely used in mining, manufacturing and financial services. As one of the most important currencies in Africa, the rand has a high liquidity in the international market.

  • Supporting unit:1 cent (1 rand = 100 cents)
  • Denomination of banknotes:10, 20, 50, 100, 200 Rand
  • Reserve currency:No, but it has a significant influence in the African region.
  • Banknote material:Paper-based, featuring various anti-counterfeiting designs.
  • Metal composition:Copper-nickel alloy, nickel-plated steel core alloy
  • Currency symbol:R
  • Paper currency size:Approximately 140mm × 70mm
  • language:en
  • Main unit:Rand
  • ISO code:ZAR
  • Currency name:South African Rand
  • Exchange Rate System:Floating exchange rate system
  • Central Bank:South African Reserve Bank
  • Safe-haven currency:No, mainly emerging market currencies.
  • Coin denomination:5, 10, 20, 50 cents; 1, 2, 5 rand.
  • Countries of Use:South Africa, Namibia, Lesotho, Eswatini, and Zimbabwe (partially used)
  • Cross-border payment:The rand is widely circulated in southern Africa, international payments are mostly conducted through the SWIFT network, and cross-border trade often settles in US dollars or euros.
GHSGHS
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ZARZAR
The South African Rand, widely known as ZAR, is the official currency of South Africa. Introduce ZAR currency into your daily life, whether through routine transactions like grocery shopping or more significant financial activities such as investments. The South African Reserve Bank oversees the ZAR, ensuring its stability and accessibility.The ZAR was introduced in February 1961, replacing the South African pound at an exchange rate of 2 rand for every British pound.By Q3 2023, consumer spendin...
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FAQ

With Ghanaian cedi to South African rand exchange rate fluctuations, will I receive less money?

Yes, the real-time exchange rate fluctuations between Ghanaian cedi and South African rand directly impact your trade profits. Due to the time lag in international payments, if GHS depreciates or ZAR strengthens at the time of settlement, the actual amount of ZAR you receive will decrease due to exchange losses. Therefore, monitoring the trend of Ghanaian cedi and choosing the right exchange rate window is key to ensuring your trade proceeds do not shrink.

Why is the bank's exchange rate different from the one I found online?

The exchange rates found online are usually mid-market rates, which serve only as a market reference and are not the bank's actual transaction price. When performing currency settlement, banks deduct a "spread" (the difference between buying and selling prices) from the real-time mid-market rate to cover transaction costs. This spread causes the final amount you receive to be lower than the theoretical value calculated at the mid-market rate. Therefore, when calculating the actual profit of trade orders, you should rely on the bank's real-time "buying rate" rather than the reference rate.

Are AI-predicted exchange rates for Ghanaian cedi to South African rand accurate?

AI predictions for GHS to ZAR are trend references based on historical big data and market sentiment models. While AI can capture the patterns of GHS through algorithms, it is difficult to 100% foresee sudden international political events or policy adjustments. Therefore, the predicted value of Ghanaian cedi to South African rand should serve as a supplementary suggestion for choosing a settlement window, rather than an absolute guarantee of the transaction price.

Are there any hidden fees when exchanging GHS to ZAR?

In cross-border transactions involving Ghanaian cedi to South African rand, intermediary bank deductions are the most common hidden cost. When GHS is sent through non-direct banking routes, correspondent banks will deduct a service fee, resulting in the actual amount of ZAR received being less than expected. To ensure your GHS order profits are not eroded, it is recommended to confirm whether the receiving bank supports the "Full Pay" (OUR) mode before initiating the Ghanaian cedi exchange to avoid extra fees during South African rand credit.

Why do different banks offer different exchange rates for Ghanaian cedi to South African rand?

This is because there is no unified fixed exchange rate globally; financial institutions add their own "spread" to the international mid-market rate of GHS to ZAR. Different banks have varying position management and operational costs for GHS, which directly determines the fluctuations in their GHS settlement prices. Therefore, when converting Ghanaian cedi to South African rand, businesses will find slight differences in real-time quotes, and choosing a channel with a lower spread can yield more South African rand.

How to conduct international cross-border payments conveniently?

The key to efficient international settlement lies in shortening the intermediate transfer links of global currencies. Through XTransfer, a one-stop foreign trade financial service platform, enterprises can quickly open multi-currency global collection accounts online without queuing at physical branches, enabling real-time payment, collection, and settlement. The compliance declaration consulting and exchange settlement services provided by XTransfer effectively solve the challenges of slow arrivals and opaque fees, making it a more convenient choice for SMEs handling bulk trade settlements.

Is it really safe to send money online via XTransfer?

XTransfer is absolutely secure. Your funds are protected by our top-level security measures to ensure every transaction is safeguarded. If there is a delay, we will refund the service fee to compensate your loss.
Disclaimer: The exchange rate data on this page is collected from public sources for reference only. Due to frequent fluctuations, XTransfer cannot guarantee accuracy or timeliness. Please refer to the real-time quotes from banks, related institutions, or trading systems.