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80 Ghanaian cedi to Nigerian naira Exchange Rate | GHS to NGN - XTransfer

80Ghanaian cedi to Nigerian naira exchange rate

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GHS to NGN

Amount
Result

1 GHS = 118.114 NGN

04:31 Exchange Rate

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GHS to NGN  AI Predictive Analysis

XTransfer is China’s leading B2B foreign-trade finance platform, offering small, medium, and micro enterprises secure, convenient, and low-cost international payment‑collection solutions—with zero account‑opening fees and zero transaction fees. New users can register to receive up to RMB 200,000 in free foreign‑exchange settlement quota. The current GHS/NGN market shows a volatile trend, focusing on economic policy and market supply and demand changes, AI forecasting can help users grasp the trend.

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As of May 19, 2026

Operating Recommendations:Focus on a wait-and-see approach, with moderate positioning in longs.
Market sentiment:Cautiously optimistic
Analysis of influencing factors:Economic policy and changes in supply and demand
Recent volatility:Moderate
Trend Forecast:Short-term volatile upward movement
Technical Brief Commentary:The moving averages are in a bullish alignment, but key support levels warrant close attention.
Potential resistance level:121.0
AI confidence index:Moderately high
Prediction time range:The next 1–2 weeks
Potential support level:118.5

AI analysis is for reference only. Please judge based on actual conditions.

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1 USD to CNY Historical Exchange Rate Trends

1 USD = -- CNY

00:12 Exchange Rate

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Ghanaian cedi Exchange Rate Conversion Table

GHS
GHS
USD
USD
CNY
CNY
1 GHS0.0801730.54301
10 GHS0.801735.4301
25 GHS2.00432513.57525
50 GHS4.0086527.1505
100 GHS8.017354.301
500 GHS40.0865271.505
1000 GHS80.173543.01
5000 GHS400.8652,715.05
10000 GHS801.735,430.1

GHSGHS - Ghanaian Cedi

The Ghanaian cedi replaced the old cedi in 2007, marking a process of currency modernization. The stability of the cedi has supported Ghana's economic growth, especially in the agricultural and mining sectors, and the cedi plays a key role in the domestic economy.

  • Supporting unit:1 Sedi = 100 Pesewa
  • Denomination of banknotes:₵1, ₵2, ₵5, ₵10, ₵20, ₵50, ₵100, ₵200
  • Reserve currency:No, it is primarily used for domestic circulation.
  • Banknote material:Mixed cotton paper and polymer materials, featuring anti-counterfeiting holographic threads and watermarks.
  • Metal composition:Copper-clad steel, stainless steel, nickel alloy, etc.
  • Currency symbol:₵
  • Paper currency size:₵50 measures 146mm × 70mm, with slight variations in different denominations.
  • language:en
  • Main unit:Cedi
  • ISO code:GHS
  • Currency name:Ghana Sedi
  • Exchange Rate System:Freely floating exchange rate system
  • Central Bank:Bank of Ghana
  • Safe-haven currency:No, the currency value fluctuates significantly and does not have hedging properties.
  • Coin denomination:1, 5, 10, 20, 50 Pesos; ₵1, ₵2
  • Countries of Use:Ghana is the only country that uses a legal tender currency.
  • Cross-border payment:International transfers are conducted through the SWIFT network in conjunction with the domestic banking system; however, due to regional banking relationships, cross-border payments often require the involvement of intermediary banks.

NGNNGN - Nigerian Naira

The naira was introduced in 1973 as a replacement for the Nigerian pound. The NGN plays a central role in Africa's largest economy, supporting a diversified economy, particularly the oil and agriculture industries.

  • Supporting unit:1 Naira = 100 Kobo
  • Denomination of banknotes:5, 10, 20, 50, 100, 200, 500, 1000 Naira
  • Reserve currency:No, the primary reserves consist of foreign currencies such as USD, EUR, and RMB.
  • Banknote material:Most are paper-based, while some small denominations are made of polymer.
  • Metal composition:Nickel-plated steel core, copper alloy, aluminum alloy, etc.
  • Currency symbol:₦
  • Paper currency size:For example, 1000 Naira is approximately 151mm × 78mm.
  • language:en
  • Main unit:Naira
  • ISO code:NGN
  • Currency name:Nigerian Naira
  • Exchange Rate System:Regulated floating exchange rate system
  • Central Bank:Central Bank of Nigeria
  • Safe-haven currency:No, there are significant fluctuations in exchange rates and strong capital controls.
  • Coin denomination:50 Cobos, 1, 2 Naira (seldom used).
  • Countries of Use:Nigeria is the only country where it is used officially.
  • Cross-border payment:Naira is not freely convertible in the international market and is primarily settled through the SWIFT network and banking intermediaries. Cross-border payments often use the US dollar or euro as intermediary currencies, which limits efficiency.
GHSGHS
The Ghanaian Cedi (GHS) serves as Ghana's official currency, symbolizing the nation's economic identity. As we introduce GHS currency dynamics in 2025, understanding its implications becomes essential for managing finances, planning trips, or making investments. For instance, Ghana's GDP is projected to reach $75.76 billion, with government debt expected to account for 79.52% of GDP. These figures highlight the importance of monitoring the currency's performance. Exchange rates, such as the rece...
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NGNNGN
The Nigerian Naira (NGN) stands as the official currency of Nigeria, playing a vital role in the nation’s financial ecosystem. In 2025, the naira’s significance grows as it navigates economic challenges and opportunities. You’ll notice its exchange rate against the US Dollar at ₦1,610.13, reflecting a 13.43% rise over the past year. Despite this improvement, Nigeria’s inflation rate of 24.23% highlights ongoing pressures that impact purchasing power. The NGN currency also influences global trade...
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FAQ

With Ghanaian cedi to Nigerian naira exchange rate fluctuations, will I receive less money?

Yes, the real-time exchange rate fluctuations between Ghanaian cedi and Nigerian naira directly impact your trade profits. Due to the time lag in international payments, if GHS depreciates or NGN strengthens at the time of settlement, the actual amount of NGN you receive will decrease due to exchange losses. Therefore, monitoring the trend of Ghanaian cedi and choosing the right exchange rate window is key to ensuring your trade proceeds do not shrink.

Why is the bank's exchange rate different from the one I found online?

The exchange rates found online are usually mid-market rates, which serve only as a market reference and are not the bank's actual transaction price. When performing currency settlement, banks deduct a "spread" (the difference between buying and selling prices) from the real-time mid-market rate to cover transaction costs. This spread causes the final amount you receive to be lower than the theoretical value calculated at the mid-market rate. Therefore, when calculating the actual profit of trade orders, you should rely on the bank's real-time "buying rate" rather than the reference rate.

Are AI-predicted exchange rates for Ghanaian cedi to Nigerian naira accurate?

AI predictions for GHS to NGN are trend references based on historical big data and market sentiment models. While AI can capture the patterns of GHS through algorithms, it is difficult to 100% foresee sudden international political events or policy adjustments. Therefore, the predicted value of Ghanaian cedi to Nigerian naira should serve as a supplementary suggestion for choosing a settlement window, rather than an absolute guarantee of the transaction price.

Are there any hidden fees when exchanging GHS to NGN?

In cross-border transactions involving Ghanaian cedi to Nigerian naira, intermediary bank deductions are the most common hidden cost. When GHS is sent through non-direct banking routes, correspondent banks will deduct a service fee, resulting in the actual amount of NGN received being less than expected. To ensure your GHS order profits are not eroded, it is recommended to confirm whether the receiving bank supports the "Full Pay" (OUR) mode before initiating the Ghanaian cedi exchange to avoid extra fees during Nigerian naira credit.

Why do different banks offer different exchange rates for Ghanaian cedi to Nigerian naira?

This is because there is no unified fixed exchange rate globally; financial institutions add their own "spread" to the international mid-market rate of GHS to NGN. Different banks have varying position management and operational costs for GHS, which directly determines the fluctuations in their GHS settlement prices. Therefore, when converting Ghanaian cedi to Nigerian naira, businesses will find slight differences in real-time quotes, and choosing a channel with a lower spread can yield more Nigerian naira.

How to conduct international cross-border payments conveniently?

The key to efficient international settlement lies in shortening the intermediate transfer links of global currencies. Through XTransfer, a one-stop foreign trade financial service platform, enterprises can quickly open multi-currency global collection accounts online without queuing at physical branches, enabling real-time payment, collection, and settlement. The compliance declaration consulting and exchange settlement services provided by XTransfer effectively solve the challenges of slow arrivals and opaque fees, making it a more convenient choice for SMEs handling bulk trade settlements.

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Disclaimer: The exchange rate data on this page is collected from public sources for reference only. Due to frequent fluctuations, XTransfer cannot guarantee accuracy or timeliness. Please refer to the real-time quotes from banks, related institutions, or trading systems.