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CAD to PHP exchange rate

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CAD to PHP

Amount
Result

1 CAD = 44.253 PHP

07:31 Exchange Rate

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CAD to PHP business scenario

After converting CAD to PHP, choose a practical business next step

Use the converted amount and latest reference rate to decide whether to review business account, collection, payment, or contact options.

What to confirm next

  • Use the rate as a reference for payment or collection planning.
  • Check whether the currency pair affects timing, amount, or account needs.
  • Choose the relevant XTransfer service path for the next business action.
Currency pairCAD / PHP
Amount checked1 CAD
Latest reference rate1 CAD = 44.253 PHP

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CAD to PHP  AI Predictive Analysis

XTransfer is China’s leading B2B foreign trade finance platform, offering small and medium-sized enterprises a secure, convenient, and cost-effective solution for international payments. There are no account opening fees or transaction fees, and new users can receive up to RMB 200,000 in free foreign exchange settlement quota upon registration. The current CAD/PHP exchange rate fluctuates around 43.99, the market is concerned about Canadian employment data and Philippine inflation expectations, AI forecasts to help accurately grasp the short-term trend.

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As of October 9, 2026

Analysis of influencing factors:Canadian Employment Data, Philippine Inflation Expectations
Key dates to watch:2026-10-10
Operating recommendations:Lightly short at higher levels.
Recent volatility:Medium
Potential resistance level:44.18
AI confidence index:72%
titleLeft:CAD to PHP
Market sentiment:Cautiously wait and see
Technical Brief Analysis:Moving averages are clustered, RSI is neutral to bearish.
Trend forecasting:Short-term volatility is leaning downward.
Current exchange rate:43.9989
Prediction time range:The next 3 to 5 trading days
Potential support level:43.85

AI analysis is for reference only. Please judge based on actual conditions.

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1 CAD to PHP Historical Exchange Rate Trends

1 CAD = -- PHP

07:31 Exchange Rate

CAD - PHP+0%
History
7D
1M
3M

CADCAD - Canadian Dollar

The Canadian dollar has been issued since 1858 and was originally valued on the gold standard. The CAD is widely used in commodity trading, especially energy and agricultural products trading with the United States. As one of the world's major reserve currencies, the Canadian dollar is often regarded as a representative of commodity currency.

  • Supporting unit:1 yuan = 100 fen
  • Denomination of banknotes:5, 10, 20, 50, 100 CAD
  • Reserve currency:Yes, it is one of the world's important reserve currencies.
  • Banknote material:Polymer banknotes are durable and have strong anti-counterfeiting features.
  • Metal composition:Nickel, copper, and steel alloys
  • Currency symbol:C$ or $
  • Paper currency size:Length approximately 152.4mm, width 69.85mm.
  • language:en
  • Main unit:1 yuan
  • ISO code:CAD
  • Currency name:Canadian Dollar
  • Exchange Rate System:Floating exchange rate system, determined by market supply and demand.
  • Central Bank:Bank of Canada
  • Safe-haven currency:Some currencies are considered safe havens due to their economic stability and resource advantages.
  • Coin denomination:1, 5, 10, 25, 50 cents; 1, 2 yuan coins
  • Countries of Use:The official currency of Canada, also used by some Caribbean countries.
  • Cross-border payment:Supported by SWIFT and other international payment platforms, the Canadian dollar has high liquidity in global trade and investment.

PHPPHP - Philippine Peso

The Philippine Peso has been in circulation since 1852 and has undergone several reforms. PHP is an important carrier of the Philippine economy and overseas remittances, promoting domestic consumption and investment.

  • Supporting unit:1 peso = 100 centavos
  • Denomination of banknotes:20, 50, 100, 200, 500, 1000 pesos
  • Reserve currency:No, the reserve currencies are primarily the US dollar and the euro.
  • Banknote material:Combination of paper and polymer, equipped with advanced anti-counterfeiting technology.
  • Metal composition:Copper-nickel alloy, stainless steel
  • Currency symbol:₱
  • Paper currency size:For example, 1000 pesos is approximately 160mm × 66mm.
  • language:en
  • Main unit:1 peso
  • ISO code:PHP
  • Currency name:Philippine Peso
  • Exchange Rate System:Freely floating exchange rate system
  • Central Bank:Bangko Sentral ng Pilipinas
  • Safe-haven currency:No, the fluctuations are significant and primarily depend on foreign exchange reserves and capital flow management.
  • Coin denomination:1, 5, and 10 pesos (smaller denominations gradually phased out)
  • Countries of Use:Philippines
  • Cross-border payment:The Philippine peso supports international remittances through the SWIFT network, mainly using the US dollar as an intermediary currency in trade with Southeast Asia and North America, resulting in high efficiency in cross-border settlements.
CADCAD
One-Sentence DefinitionCAD (Canadian Dollar) is the official currency of Canada, widely used in international trade and cross-border payments, with the ISO code "CAD" and commonly represented as C$ or Can$.Detailed ExplanationThe Canadian Dollar (CAD) is issued by the Bank of Canada and serves as the country’s legal tender. It is a major global reserve currency, ranking among the top five most held by central banks worldwide. CAD operates under a floating exchange rate system, meaning its value ...
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PHPPHP
When you’re working with money in PHP, you’ll quickly realize it’s not as simple as handling regular numbers. PHP currency basics revolve around representing, calculating, and comparing monetary values accurately. This is crucial because even tiny errors can snowball into big problems, especially in financial applications.Currencies come with their quirks. Some use no decimals, while others, like the peso, may use up to four. If you’re not careful, rounding errors from floating-point numbers can...
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FAQ

With CAD to PHP exchange rate fluctuations, will I receive less money?

Yes, the real-time exchange rate fluctuations between CAD and PHP directly impact your trade profits. Due to the time lag in international payments, if CAD depreciates or PHP strengthens at the time of settlement, the actual amount of PHP you receive will decrease due to exchange losses. Therefore, monitoring the trend of CAD and choosing the right exchange rate window is key to ensuring your trade proceeds do not shrink.

Why is the bank's exchange rate different from the one I found online?

The exchange rates found online are usually mid-market rates, which serve only as a market reference and are not the bank's actual transaction price. When performing currency settlement, banks deduct a "spread" (the difference between buying and selling prices) from the real-time mid-market rate to cover transaction costs. This spread causes the final amount you receive to be lower than the theoretical value calculated at the mid-market rate. Therefore, when calculating the actual profit of trade orders, you should rely on the bank's real-time "buying rate" rather than the reference rate.

Are AI-predicted exchange rates for CAD to PHP accurate?

AI predictions for CAD to PHP are trend references based on historical big data and market sentiment models. While AI can capture the patterns of CAD through algorithms, it is difficult to 100% foresee sudden international political events or policy adjustments. Therefore, the predicted value of CAD to PHP should serve as a supplementary suggestion for choosing a settlement window, rather than an absolute guarantee of the transaction price.

Are there any hidden fees when exchanging CAD to PHP?

In cross-border transactions involving CAD to PHP, intermediary bank deductions are the most common hidden cost. When CAD is sent through non-direct banking routes, correspondent banks will deduct a service fee, resulting in the actual amount of PHP received being less than expected. To ensure your CAD order profits are not eroded, it is recommended to confirm whether the receiving bank supports the "Full Pay" (OUR) mode before initiating the CAD exchange to avoid extra fees during PHP credit.

Why do different banks offer different exchange rates for CAD to PHP?

This is because there is no unified fixed exchange rate globally; financial institutions add their own "spread" to the international mid-market rate of CAD to PHP. Different banks have varying position management and operational costs for CAD, which directly determines the fluctuations in their CAD settlement prices. Therefore, when converting CAD to PHP, businesses will find slight differences in real-time quotes, and choosing a channel with a lower spread can yield more PHP.

How to conduct international cross-border payments conveniently?

The key to efficient international settlement lies in shortening the intermediate transfer links of global currencies. Through XTransfer, a one-stop foreign trade financial service platform, enterprises can quickly open multi-currency global collection accounts online without queuing at physical branches, enabling real-time payment, collection, and settlement. The compliance declaration consulting and exchange settlement services provided by XTransfer effectively solve the challenges of slow arrivals and opaque fees, making it a more convenient choice for SMEs handling bulk trade settlements.

Is it really safe to send money online via XTransfer?

XTransfer is absolutely secure. Your funds are protected by our top-level security measures to ensure every transaction is safeguarded. If there is a delay, we will refund the service fee to compensate your loss.
Disclaimer: The exchange rate data on this page is collected from public sources for reference only. Due to frequent fluctuations, XTransfer cannot guarantee accuracy or timeliness. Please refer to the real-time quotes from banks, related institutions, or trading systems.