BANQUE ET CAISSE D'EPARGNE DE L'ETAT

The Banque et Caisse d'Épargne de l'État (French pronunciation: [bɑ̃k e kɛs depaʁɲ də leta], State Bank and Savings Bank), also known by its Luxembourgish name Spuerkeess (lit. 'Savings Bank'), is the leading national financial institution founded in 1856 and governed by the law of 24 March 1989. Spuerkeess is a commercial bank wholly owned by the government of Luxembourg.

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BANQUE ET CAISSE D'EPARGNE DE L'ETAT SWIFT Code

ID
Country
City
Bank or Institution
SWIFT Code
1
Luxembourg
LUXEMBOURG
/
BCEELULL
2
Luxembourg
LUXEMBOURG
/
BCEELULLXXX
  • Total: 2
  • 1

About BANQUE ET CAISSE D'EPARGNE DE L'ETAT

  • Company type
    State-owned enterprise
  • Industry
    Banking
  • Founded
    21 February 1856
  • Headquarters
    Luxembourg City , Luxembourg
  • Key people
    Françoise Thoma (CEO, President of the Executive Committee) and Camille Fohl (Chairman of the Board)
  • Number of employees
    1,840 work units (2019) [ 1 ]
  • Website
    spuerkeess .lu

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什么是SWIFT代码？

SWIFT代码，包含8或11个字符，是银行业中用于促进交易和识别银行的代码。
在国际交易中，为什么要使用SWIFT代码？

在国际交易中，为什么要使用SWIFT代码？

SWIFT 代码用于将国际金融交易转至正确的银行和支行，有助于在不同银行和国家之间资金顺利、准确转移，确保正确、安全地进行交易。

如何找到银行对应的SWIFT代码？

您可以在银行账户对账单中找到相应的 SWIFT/BIC 代码，还可以使用我们的 SWIFT/BIC 查找器，为您的转账提供便利。
如何找到银行对应的SWIFT代码？

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Frequently Asked Questions

1. Why does BANQUE ET CAISSE D'EPARGNE DE L'ETAT have different SWIFT Codes?

BANQUE ET CAISSE D'EPARGNE DE L'ETAT operates differently across various countries, regions, and branches, with variations in business operations and clearing paths. To accurately identify and process BANQUE ET CAISSE D'EPARGNE DE L'ETAT's cross-border payments and other transactions, different SWIFT Codes are used for distinction. Many large multinational banks have unique SWIFT Codes to their headquarters, regional branches, and overseas subsidiaries to ensure precise and secure fund transactions.

2. How do I know which SWIFT Code of BANQUE ET CAISSE D'EPARGNE DE L'ETAT to use in a transfer?

It depends on the specific business scenario. For cross-border remittance to a branch of BANQUE ET CAISSE D'EPARGNE DE L'ETAT, you can log on to the official website of BANQUE ET CAISSE D'EPARGNE DE L'ETAT, or search the current page of XTransfer, or call BANQUE ET CAISSE D'EPARGNE DE L'ETAT to inquire about the SWIFT Code of the branch. For international business, you should first coordinate with the relevant branch in the target country and confirm the correct SWIFT Code based on the exact information provided by your business partner.

3. Is there any pattern in the composition of different SWIFT Codes for a multinational bank like BANQUE ET CAISSE D'EPARGNE DE L'ETAT?

Usually, SWIFT Code consists of 8 or 11 characters. For BANQUE ET CAISSE D'EPARGNE DE L'ETAT, the first 4 digits represent the bank code, which is the same for BANQUE ET CAISSE D'EPARGNE DE L'ETAT worldwide; the 5th and 6th digits are the country code; and the 7th and 8th digits are the region code, which will be different for branches in various regions. If the code includes 11 digits, the last 3 digits represent the branch code, which is used to distinguish different branches within the same region.

4. Will the SWIFT Code for BANQUE ET CAISSE D'EPARGNE DE L'ETAT be updated or changed?

Yes. When BANQUE ET CAISSE D'EPARGNE DE L'ETAT undergoes an organizational restructuring, such as a branch relocation, merger or split, or when there is a significant change in the financial system of the region where BANQUE ET CAISSE D'EPARGNE DE L'ETAT is located, its SWIFT Code may be updated and changed. BANQUE ET CAISSE D'EPARGNE DE L'ETAT will announce the changes in advance through its official website, mobile banking APP and other channels. Therefore, when handling cross-border business, customers should pay attention to the announcement of BANQUE ET CAISSE D'EPARGNE DE L'ETAT in time to confirm the latest SWIFT Code information, so as to avoid affecting the business.

5. Do different SWIFT Codes of BANQUE ET CAISSE D'EPARGNE DE L'ETAT support the same scope of business?

The scope of business is different. While the same bank can operate with different SWIFT Codes for the same basic types of business, there are differences for some specialized businesses or for businesses in specific regions. For example, the SWIFT Code of some branches may be specialized to support trade finance business, while the SWIFT Code of other branches is more convenient for cross-border e-commerce collection. In addition, for some emerging markets or country-specific business, only the SWIFT Code of a particular branch may have the authority to process it. When conducting international business, it is important to check whether the SWIFT Code of BANQUE ET CAISSE D'EPARGNE DE L'ETAT supports the corresponding business.