LCL (LE CREDIT LYONNAIS)

LCL S.A. is a major French banking network that is part of the Crédit Agricole group, with registered office in Lyon and administrative head office in Paris, France.[2] It was established in 2005 from its predecessor the Crédit Lyonnais, and its name LCL refers to "Le Crédit Lyonnais". As of 2005, it served about 6 million customers in 2000 branches in France.

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LCL (LE CREDIT LYONNAIS) SWIFT Code

ID
Country
City
Bank or Institution
SWIFT Code
1
France
PARIS
/
CRLYFRPP
2
France
PARIS
/
CRLYFRPP049
3
China
\N
/
CRLYFRPP428
4
France
PARIS
/
CRLYFRPP726
5
France
PARIS
/
CRLYFRPPDCM
6
France
PARIS
/
CRLYFRPPDOC
7
France
VILLEJUIF
/
CRLYFRPPFID
8
France
PARIS
/
CRLYFRPPIGA
9
France
NANTERRE
/
CRLYFRPPRMA
10
France
VILLEJUIF
/
CRLYFRPPXXX
  • Total: 10
  • 1

About LCL (LE CREDIT LYONNAIS)

  • Company type
    Subsidiary
  • Industry
    Financial services
  • Founded
    2005
  • Products
    Retail , corporate and investment banking ; asset management
  • Revenue
    € 3.43 billion (2018)
  • Number of employees
    20,900 (2013) [ 1 ]
  • Website
    www.lcl.com

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Kod SWIFT adalah kod 8 atau 11 aksara yang digunakan dalam perbankan untuk memudahkan transaksi dan mengenal pasti bank.
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Apakah tujuan kod SWIFT dalam transaksi antarabangsa?

Kod SWIFT digunakan untuk menghantar transaksi kewangan antarabangsa kepada bank dan cawangan yang betul. Ia memudahkan pemindahan dana yang lancar dan tepat di antara bank dan negara yang berbeza, memastikan transaksi diproses dengan betul dan selamat.

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Frequently Asked Questions

1. Why does LCL (LE CREDIT LYONNAIS) have different SWIFT Codes?

LCL (LE CREDIT LYONNAIS) operates differently across various countries, regions, and branches, with variations in business operations and clearing paths. To accurately identify and process LCL (LE CREDIT LYONNAIS)'s cross-border payments and other transactions, different SWIFT Codes are used for distinction. Many large multinational banks have unique SWIFT Codes to their headquarters, regional branches, and overseas subsidiaries to ensure precise and secure fund transactions.

2. How do I know which SWIFT Code of LCL (LE CREDIT LYONNAIS) to use in a transfer?

It depends on the specific business scenario. For cross-border remittance to a branch of LCL (LE CREDIT LYONNAIS), you can log on to the official website of LCL (LE CREDIT LYONNAIS), or search the current page of XTransfer, or call LCL (LE CREDIT LYONNAIS) to inquire about the SWIFT Code of the branch. For international business, you should first coordinate with the relevant branch in the target country and confirm the correct SWIFT Code based on the exact information provided by your business partner.

3. Is there any pattern in the composition of different SWIFT Codes for a multinational bank like LCL (LE CREDIT LYONNAIS)?

Usually, SWIFT Code consists of 8 or 11 characters. For LCL (LE CREDIT LYONNAIS), the first 4 digits represent the bank code, which is the same for LCL (LE CREDIT LYONNAIS) worldwide; the 5th and 6th digits are the country code; and the 7th and 8th digits are the region code, which will be different for branches in various regions. If the code includes 11 digits, the last 3 digits represent the branch code, which is used to distinguish different branches within the same region.

4. Will the SWIFT Code for LCL (LE CREDIT LYONNAIS) be updated or changed?

Yes. When LCL (LE CREDIT LYONNAIS) undergoes an organizational restructuring, such as a branch relocation, merger or split, or when there is a significant change in the financial system of the region where LCL (LE CREDIT LYONNAIS) is located, its SWIFT Code may be updated and changed. LCL (LE CREDIT LYONNAIS) will announce the changes in advance through its official website, mobile banking APP and other channels. Therefore, when handling cross-border business, customers should pay attention to the announcement of LCL (LE CREDIT LYONNAIS) in time to confirm the latest SWIFT Code information, so as to avoid affecting the business.

5. Do different SWIFT Codes of LCL (LE CREDIT LYONNAIS) support the same scope of business?

The scope of business is different. While the same bank can operate with different SWIFT Codes for the same basic types of business, there are differences for some specialized businesses or for businesses in specific regions. For example, the SWIFT Code of some branches may be specialized to support trade finance business, while the SWIFT Code of other branches is more convenient for cross-border e-commerce collection. In addition, for some emerging markets or country-specific business, only the SWIFT Code of a particular branch may have the authority to process it. When conducting international business, it is important to check whether the SWIFT Code of LCL (LE CREDIT LYONNAIS) supports the corresponding business.