VISA INC

Visa Inc. (/ˈviːzə, ˈviːsə/) is an American multinational payment card services corporation headquartered in San Francisco, California.[2][5] It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards.[6]

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VISA INC SWIFT Code

ID
Country
City
Bank or Institution
SWIFT Code
1
United States
FOSTER CITY, CA
/
2
United States of America
FOSTER CITY,CA
/
3
United States of America
FOSTER CITY,CA
/
4
United States of America
FOSTER CITY,CA
/
  • Total: 4
  • 1

About VISA INC

  • Company type
    Public
  • Industry
    Payment cards services
  • Founded
    September 18, 1958 ; 66 years ago ( 1958-09-18 ) (as BankAmericard in Fresno, California , U.S.)
  • Headquarters
    San Francisco, California , U.S. [ 2 ]
  • Key people
    Ryan McInerney ( CEO ) [ 3 ] John F. Lundgren ( chairman ) Oliver Jenkyn ( group president & Global Markets) Kelly Mahon Tullier ( vice chair & CPO ) Chris Suh ( CFO )
  • Products
    Credit cards Debit cards Payment systems
  • Revenue
    US$ 35.93 billion (2024)
  • Number of employees
    31,600 (2024)
  • Website
    visa .com

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What is a SWIFT code?

A SWIFT code is an 8 or 11 character code used in banking to facilitate transactions and identify the bank.
What is the purpose of a SWIFT code in international transactions?

What is the purpose of a SWIFT code in international transactions?

SWIFT codes are used to route international financial transactions to the correct bank and branch. It facilitates the smooth and accurate transfer of funds between different banks and countries, ensuring that the transactions are processed correctly and securely.

How do I find my bank's SWIFT code?

You can find your bank's SWIFT/BIC code in the statements of your bank account. You can also use our SWIFT/BIC finder to get the right code for your transfer.
How do I find my bank's SWIFT code?

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Frequently Asked Questions

1. Why does VISA INC have different SWIFT Codes?

VISA INC operates differently across various countries, regions, and branches, with variations in business operations and clearing paths. To accurately identify and process VISA INC's cross-border payments and other transactions, different SWIFT Codes are used for distinction. Many large multinational banks have unique SWIFT Codes to their headquarters, regional branches, and overseas subsidiaries to ensure precise and secure fund transactions.

2. How do I know which SWIFT Code of VISA INC to use in a transfer?

It depends on the specific business scenario. For cross-border remittance to a branch of VISA INC, you can log on to the official website of VISA INC, or search the current page of XTransfer, or call VISA INC to inquire about the SWIFT Code of the branch. For international business, you should first coordinate with the relevant branch in the target country and confirm the correct SWIFT Code based on the exact information provided by your business partner.

3. Is there any pattern in the composition of different SWIFT Codes for a multinational bank like VISA INC?

Usually, SWIFT Code consists of 8 or 11 characters. For VISA INC, the first 4 digits represent the bank code, which is the same for VISA INC worldwide; the 5th and 6th digits are the country code; and the 7th and 8th digits are the region code, which will be different for branches in various regions. If the code includes 11 digits, the last 3 digits represent the branch code, which is used to distinguish different branches within the same region.

4. Will the SWIFT Code for VISA INC be updated or changed?

Yes. When VISA INC undergoes an organizational restructuring, such as a branch relocation, merger or split, or when there is a significant change in the financial system of the region where VISA INC is located, its SWIFT Code may be updated and changed. VISA INC will announce the changes in advance through its official website, mobile banking APP and other channels. Therefore, when handling cross-border business, customers should pay attention to the announcement of VISA INC in time to confirm the latest SWIFT Code information, so as to avoid affecting the business.

5. Do different SWIFT Codes of VISA INC support the same scope of business?

The scope of business is different. While the same bank can operate with different SWIFT Codes for the same basic types of business, there are differences for some specialized businesses or for businesses in specific regions. For example, the SWIFT Code of some branches may be specialized to support trade finance business, while the SWIFT Code of other branches is more convenient for cross-border e-commerce collection. In addition, for some emerging markets or country-specific business, only the SWIFT Code of a particular branch may have the authority to process it. When conducting international business, it is important to check whether the SWIFT Code of VISA INC supports the corresponding business.