STATE EMPLOYEES CREDIT UNION

State Employees' Credit Union (SECU) is an American state-chartered credit union headquartered in Raleigh, North Carolina regulated under the authority of the Credit Union Division of the North Carolina Department of Commerce. SECU member deposits are insured by National Credit Union Administration (NCUA) of the U.S. federal government. SECU is the second largest natural member credit union in the United States, both in asset size and in membership. As of June 30, 2023, SECU has $49.6 billion in assets, over 2.75 million members, and 275 branches with locations in all of North Carolina's 100 counties.[3] SECU operates the no-fee CashPoints automated teller machine network, which is the largest ATM network in North Carolina.[4] Membership in the credit union is primarily limited to employees of the state of North Carolina and their immediate family or the immediate family of current SECU members.[5]

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STATE EMPLOYEES CREDIT UNION SWIFT Code

ID
Country
City
Bank or Institution
SWIFT Code
1
United States of America
RALEIGH,NC
/
SMCUUS31
2
United States of America
RALEIGH,NC
/
SMCUUS31XXX
  • Total: 2
  • 1

About STATE EMPLOYEES CREDIT UNION

  • Company type
    Credit union
  • Industry
    Financial services
  • Founded
    June 4, 1937 ; 87 years ago ( 1937-06-04 )
  • Headquarters
    Raleigh , North Carolina , U.S.
  • Key people
    Leigh Brady ( CEO )
  • Products
    Savings ; checking ; consumer loans ; mortgages ; credit cards ; investments ; online banking ; insurance
  • Number of employees
    8,000 [ 2 ]
  • Website
    ncsecu.org

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What is a SWIFT code?

A SWIFT code is an 8 or 11 character code used in banking to facilitate transactions and identify the bank.
What is the purpose of a SWIFT code in international transactions?

What is the purpose of a SWIFT code in international transactions?

SWIFT codes are used to route international financial transactions to the correct bank and branch. It facilitates the smooth and accurate transfer of funds between different banks and countries, ensuring that the transactions are processed correctly and securely.

How do I find my bank's SWIFT code?

You can find your bank's SWIFT/BIC code in the statements of your bank account. You can also use our SWIFT/BIC finder to get the right code for your transfer.
How do I find my bank's SWIFT code?

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Frequently Asked Questions

1. Why does STATE EMPLOYEES CREDIT UNION have different SWIFT Codes?

STATE EMPLOYEES CREDIT UNION operates differently across various countries, regions, and branches, with variations in business operations and clearing paths. To accurately identify and process STATE EMPLOYEES CREDIT UNION's cross-border payments and other transactions, different SWIFT Codes are used for distinction. Many large multinational banks have unique SWIFT Codes to their headquarters, regional branches, and overseas subsidiaries to ensure precise and secure fund transactions.

2. How do I know which SWIFT Code of STATE EMPLOYEES CREDIT UNION to use in a transfer?

It depends on the specific business scenario. For cross-border remittance to a branch of STATE EMPLOYEES CREDIT UNION, you can log on to the official website of STATE EMPLOYEES CREDIT UNION, or search the current page of XTransfer, or call STATE EMPLOYEES CREDIT UNION to inquire about the SWIFT Code of the branch. For international business, you should first coordinate with the relevant branch in the target country and confirm the correct SWIFT Code based on the exact information provided by your business partner.

3. Is there any pattern in the composition of different SWIFT Codes for a multinational bank like STATE EMPLOYEES CREDIT UNION?

Usually, SWIFT Code consists of 8 or 11 characters. For STATE EMPLOYEES CREDIT UNION, the first 4 digits represent the bank code, which is the same for STATE EMPLOYEES CREDIT UNION worldwide; the 5th and 6th digits are the country code; and the 7th and 8th digits are the region code, which will be different for branches in various regions. If the code includes 11 digits, the last 3 digits represent the branch code, which is used to distinguish different branches within the same region.

4. Will the SWIFT Code for STATE EMPLOYEES CREDIT UNION be updated or changed?

Yes. When STATE EMPLOYEES CREDIT UNION undergoes an organizational restructuring, such as a branch relocation, merger or split, or when there is a significant change in the financial system of the region where STATE EMPLOYEES CREDIT UNION is located, its SWIFT Code may be updated and changed. STATE EMPLOYEES CREDIT UNION will announce the changes in advance through its official website, mobile banking APP and other channels. Therefore, when handling cross-border business, customers should pay attention to the announcement of STATE EMPLOYEES CREDIT UNION in time to confirm the latest SWIFT Code information, so as to avoid affecting the business.

5. Do different SWIFT Codes of STATE EMPLOYEES CREDIT UNION support the same scope of business?

The scope of business is different. While the same bank can operate with different SWIFT Codes for the same basic types of business, there are differences for some specialized businesses or for businesses in specific regions. For example, the SWIFT Code of some branches may be specialized to support trade finance business, while the SWIFT Code of other branches is more convenient for cross-border e-commerce collection. In addition, for some emerging markets or country-specific business, only the SWIFT Code of a particular branch may have the authority to process it. When conducting international business, it is important to check whether the SWIFT Code of STATE EMPLOYEES CREDIT UNION supports the corresponding business.