BANQUE ET CAISSE D'EPARGNE DE L'ETAT

The Banque et Caisse d'Épargne de l'État (French pronunciation: [bɑ̃k e kɛs depaʁɲ də leta], State Bank and Savings Bank), also known by its Luxembourgish name Spuerkeess (lit. 'Savings Bank'), is the leading national financial institution founded in 1856 and governed by the law of 24 March 1989. Spuerkeess is a commercial bank wholly owned by the government of Luxembourg.

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BANQUE ET CAISSE D'EPARGNE DE L'ETAT SWIFT Code

Country

City

Bank or Institution

SWIFT Code

Luxembourg

LUXEMBOURG

BCEELULL

Luxembourg

LUXEMBOURG

BCEELULLXXX

Total: 2
1

About BANQUE ET CAISSE D'EPARGNE DE L'ETAT

Company type
State-owned enterprise
Industry
Banking
Founded
21 February 1856
Headquarters
Luxembourg City , Luxembourg
Key people
Françoise Thoma (CEO, President of the Executive Committee) and Camille Fohl (Chairman of the Board)
Number of employees
1,840 work units (2019) [ 1 ]
Website
spuerkeess .lu

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What is a SWIFT code?

A SWIFT code is an 8 or 11 character code used in banking to facilitate transactions and identify the bank.

What is the purpose of a SWIFT code in international transactions?

SWIFT codes are used to route international financial transactions to the correct bank and branch. It facilitates the smooth and accurate transfer of funds between different banks and countries, ensuring that the transactions are processed correctly and securely.

How do I find my bank's SWIFT code?

You can find your bank's SWIFT/BIC code in the statements of your bank account. You can also use our SWIFT/BIC finder to get the right code for your transfer.

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Frequently Asked Questions

1. Why does BANQUE ET CAISSE D'EPARGNE DE L'ETAT have different SWIFT Codes?

BANQUE ET CAISSE D'EPARGNE DE L'ETAT operates differently across various countries, regions, and branches, with variations in business operations and clearing paths. To accurately identify and process BANQUE ET CAISSE D'EPARGNE DE L'ETAT's cross-border payments and other transactions, different SWIFT Codes are used for distinction. Many large multinational banks have unique SWIFT Codes to their headquarters, regional branches, and overseas subsidiaries to ensure precise and secure fund transactions.

2. How do I know which SWIFT Code of BANQUE ET CAISSE D'EPARGNE DE L'ETAT to use in a transfer?

It depends on the specific business scenario. For cross-border remittance to a branch of BANQUE ET CAISSE D'EPARGNE DE L'ETAT, you can log on to the official website of BANQUE ET CAISSE D'EPARGNE DE L'ETAT, or search the current page of XTransfer, or call BANQUE ET CAISSE D'EPARGNE DE L'ETAT to inquire about the SWIFT Code of the branch. For international business, you should first coordinate with the relevant branch in the target country and confirm the correct SWIFT Code based on the exact information provided by your business partner.

3. Is there any pattern in the composition of different SWIFT Codes for a multinational bank like BANQUE ET CAISSE D'EPARGNE DE L'ETAT?

Usually, SWIFT Code consists of 8 or 11 characters. For BANQUE ET CAISSE D'EPARGNE DE L'ETAT, the first 4 digits represent the bank code, which is the same for BANQUE ET CAISSE D'EPARGNE DE L'ETAT worldwide; the 5th and 6th digits are the country code; and the 7th and 8th digits are the region code, which will be different for branches in various regions. If the code includes 11 digits, the last 3 digits represent the branch code, which is used to distinguish different branches within the same region.

4. Will the SWIFT Code for BANQUE ET CAISSE D'EPARGNE DE L'ETAT be updated or changed?

Yes. When BANQUE ET CAISSE D'EPARGNE DE L'ETAT undergoes an organizational restructuring, such as a branch relocation, merger or split, or when there is a significant change in the financial system of the region where BANQUE ET CAISSE D'EPARGNE DE L'ETAT is located, its SWIFT Code may be updated and changed. BANQUE ET CAISSE D'EPARGNE DE L'ETAT will announce the changes in advance through its official website, mobile banking APP and other channels. Therefore, when handling cross-border business, customers should pay attention to the announcement of BANQUE ET CAISSE D'EPARGNE DE L'ETAT in time to confirm the latest SWIFT Code information, so as to avoid affecting the business.

5. Do different SWIFT Codes of BANQUE ET CAISSE D'EPARGNE DE L'ETAT support the same scope of business?

The scope of business is different. While the same bank can operate with different SWIFT Codes for the same basic types of business, there are differences for some specialized businesses or for businesses in specific regions. For example, the SWIFT Code of some branches may be specialized to support trade finance business, while the SWIFT Code of other branches is more convenient for cross-border e-commerce collection. In addition, for some emerging markets or country-specific business, only the SWIFT Code of a particular branch may have the authority to process it. When conducting international business, it is important to check whether the SWIFT Code of BANQUE ET CAISSE D'EPARGNE DE L'ETAT supports the corresponding business.