BANK OF MONTREAL

The Bank of Montreal (French: Banque de Montréal, pronounced [bɑ̃k də mɔ̃ʁeal]), abbreviated as BMO (pronounced /ˈbiːmoʊ/), is a Canadian multinational investment bank and financial services company.

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BANK OF MONTREAL SWIFT Code

Country

City

Bank or Institution

SWIFT Code

United States of America

CHICAGO,IL

BOFMUS4X

United States of America

CHICAGO,IL

BOFMUS4XXXX

Total: 2
1

About BANK OF MONTREAL

Company type
Public
Industry
Financial services
Founded
23 June 1817 ; 207 years ago ( 1817-06-23 ) in Montreal , Lower Canada (as Montreal Bank)
Headquarters
Bank of Montreal Head Office , Montreal , Quebec , Canada (formal headquarters) First Canadian Place , Toronto , Ontario , Canada (operating headquarters) [ 1 ]
Key people
George Cope ( Chair ) Darryl White ( CEO ) Tayfun Tuzun ( CFO ) [ 2 ]
Revenue
Can$ 32.8 billion (2024) [ 3 ]
Number of employees
53,597 (FTE, 2024) [ 3 ]
Website
bmo .com

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What is a SWIFT code?

A SWIFT code is an 8 or 11 character code used in banking to facilitate transactions and identify the bank.

What is the purpose of a SWIFT code in international transactions?

SWIFT codes are used to route international financial transactions to the correct bank and branch. It facilitates the smooth and accurate transfer of funds between different banks and countries, ensuring that the transactions are processed correctly and securely.

How do I find my bank's SWIFT code?

You can find your bank's SWIFT/BIC code in the statements of your bank account. You can also use our SWIFT/BIC finder to get the right code for your transfer.

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Frequently Asked Questions

1. Why does BANK OF MONTREAL have different SWIFT Codes?

BANK OF MONTREAL operates differently across various countries, regions, and branches, with variations in business operations and clearing paths. To accurately identify and process BANK OF MONTREAL's cross-border payments and other transactions, different SWIFT Codes are used for distinction. Many large multinational banks have unique SWIFT Codes to their headquarters, regional branches, and overseas subsidiaries to ensure precise and secure fund transactions.

2. How do I know which SWIFT Code of BANK OF MONTREAL to use in a transfer?

It depends on the specific business scenario. For cross-border remittance to a branch of BANK OF MONTREAL, you can log on to the official website of BANK OF MONTREAL, or search the current page of XTransfer, or call BANK OF MONTREAL to inquire about the SWIFT Code of the branch. For international business, you should first coordinate with the relevant branch in the target country and confirm the correct SWIFT Code based on the exact information provided by your business partner.

3. Is there any pattern in the composition of different SWIFT Codes for a multinational bank like BANK OF MONTREAL?

Usually, SWIFT Code consists of 8 or 11 characters. For BANK OF MONTREAL, the first 4 digits represent the bank code, which is the same for BANK OF MONTREAL worldwide; the 5th and 6th digits are the country code; and the 7th and 8th digits are the region code, which will be different for branches in various regions. If the code includes 11 digits, the last 3 digits represent the branch code, which is used to distinguish different branches within the same region.

4. Will the SWIFT Code for BANK OF MONTREAL be updated or changed?

Yes. When BANK OF MONTREAL undergoes an organizational restructuring, such as a branch relocation, merger or split, or when there is a significant change in the financial system of the region where BANK OF MONTREAL is located, its SWIFT Code may be updated and changed. BANK OF MONTREAL will announce the changes in advance through its official website, mobile banking APP and other channels. Therefore, when handling cross-border business, customers should pay attention to the announcement of BANK OF MONTREAL in time to confirm the latest SWIFT Code information, so as to avoid affecting the business.

5. Do different SWIFT Codes of BANK OF MONTREAL support the same scope of business?

The scope of business is different. While the same bank can operate with different SWIFT Codes for the same basic types of business, there are differences for some specialized businesses or for businesses in specific regions. For example, the SWIFT Code of some branches may be specialized to support trade finance business, while the SWIFT Code of other branches is more convenient for cross-border e-commerce collection. In addition, for some emerging markets or country-specific business, only the SWIFT Code of a particular branch may have the authority to process it. When conducting international business, it is important to check whether the SWIFT Code of BANK OF MONTREAL supports the corresponding business.