Pay and Get Paid in USA with USD
Send and receive USD payments with faster settlement, lower FX costs, and full transparency through XTransfer's USA local account. Built for global businesses managing supplier payments and cross-border trade.
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1 CNY = 0.1495 USD.
Trusted by Financial Institutions Worldwide
Why Global Businesses Choose XTransfer for USD Payments
Localized USD Accounts
Send and receive USD directly with reduced intermediary bank fees and lower FX costs.
Explore Local AccountsMulti-Currency Global Payouts
Pay suppliers and business partners in 200+ countries and regions through a single account.
Explore Global Accounts24/7 Real-Time FX Management
Exchange currencies online 24/7 at competitive rates with full visibility before every transaction.
Explore Currency ExchangeX2X Near-Instant Transfers
Zero transaction fees and near-instant settlement for transfers between XTransfer users.
Explore X2X PaymentsUSA Payment Platform Comparison
| Platform | Fee | Settlement Speed | Best For | Data Source |
|---|---|---|---|---|
XTransfer Recommended | Not publicly fixed; quote based on business conditions | Depends on business profile and rail | Cross-border B2B collection | XTransfer Official Sitextransfer |
International Wire | Depends on bank and correspondent banks (usually higher) | Usually 1–5 business days | B2B, cross-border transfers | Brazil Payments Guidestripe |
Fee and settlement information is based on publicly available sources and may vary. Always verify with the provider.
Real-World Business Use Cases
Collect Payments from American Buyers
Receive USD payments directly from American customers, distributors, and business partners.
Funds settle quickly in your designated account via local payment rails.
Pay Local Suppliers and Vendors in USA
Pay American suppliers, logistics partners, and service providers in USD directly without cross-border wire friction.
Optimize costs and manage global business expenses with ease.
Single Platform for Global Payments
Manage all payments in one place, with full control over multiple currencies and local accounts.
No need to open multiple bank accounts across countries.
Regulatory Compliance & Security Certifications
What Our Customers Say
I have been working in trade with China for more than 10 years. XTransfer helps me pay suppliers in Yiwu, Guangzhou and other cities quickly and reliably.
With XTransfer, funds arrive instantly — between 10 seconds and one minute. I also save valuable time by avoiding the double conversion from euros to dollars and then to RMB. In international trade, time is gold, and XTransfer knows that.
I use XTransfer not only to pay my suppliers in China, but also to make and receive payments globally. With a single account I solve all my needs.
With XTransfer's local currency account in Brazil, buyers can pay in Brazilian reals (BRL) as if it were a domestic transaction, eliminating exchange friction and making payments smoother than ever.
With XTransfer I can send payments to Chinese suppliers anytime and anywhere, and they arrive instantly. XTransfer's customer service managers respond very quickly and help me resolve any issue immediately.
Pay and Get Paid via XTransfer
Send Money to USA Today
Join 1,000,000+ businesses using XTransfer for fast, cost-effective cross-border payments. Enjoy 0 transfer fees, competitive mid-market exchange rates, and local currency settlement.