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    It all started with a wish to help
    • XTransfer was established to address the challenges faced by SMEs in accessing cross-border payment solutions. Due to the compliance concerns and system constraints of traditional bank, SMEs faced significant hurdles in accessing international financial services, struggling with hefty fees for international money transfers and currency exchanges, often coupled with poor service.
    • Our founder was frustrated by the fact that SMEs, a crucial part of China's economy, had limited access to tailored financial services from traditional institutions.
    • Motivated by a strong desire to help these businesses, he decided to leave his previous role and venture into uncharted territory. After countless hours of brainstorming and passionate discussions, he assembled a dream team of industry veterans. This marked the start of XTransfer’s story, which has since grown to become a unicorn with over 2,000 staff members.
    Our mission
    Making SME financial services simple and accessible

    XTransfer today

    XTransfer has developed a comprehensive global payment platform, underpinned by data-driven, automated, and intelligent risk management and anti-money laundering infrastructure.
    Our extensive network of local teams now serve over 550,000 cross-border traders around the world.
    As the world’s leading and China’s No.1 B2B Cross-Border Trade Payment Platform, we have earned the trust and support of visionary investors and world-renowned partners.
    550K+
    Global users
    200+
    Markets served
    30+
    Receiving accounts
    No. 1
    World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform**
    $10Bn/Month
    Total USD processed
    550K+
    Global users
    200+
    Markets served
    30+
    Receiving accounts
    No. 1
    World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform**
    $10Bn/Month
    Total USD processed
    Our investors

    Our licenses

    UK

    USA

    HK

    Canada

    Australia

    Florida, USA

    Delaware, USA

    Colorado, USA

    UK

    USA

    HK

    Canada

    Australia

    Florida, USA

    Delaware, USA

    Colorado, USA

    Our milestones

    2024
    NOV
    : 
    XTransfer participates the Singapore FinTech Festival; obtains 8 payment licenses in the U.S.
    OCT
    : 
    XTransfer joins in the Hong Kong FinTech Week.
    MAR
    : 
    Global version of the XTransfer mobile App for Android and iOS is officially launched.
    JAN
    : 
    XTransfer CEO attends Davos Meeting 2024.
    2023
    OCT
    : 
    XTransfer joins the China Chamber of Commerce to the EU.
    MAY
    : 
    XTransfer sets up its Hong Kong office.
    MAR
    : 
    XTransfer goes global.
    2022
    MAR
    : 
    Number of employees surpasses 2,000.
    2021
    SEP
    : 
    Completion of Series D financing.
    JAN
    : 
    Completion of Series C2 financing.
    2020
    OCT
    : 
    Completion of Series C1 financing.
    2019
    OCT
    : 
    Completion of Series B financing.
    SEP
    : 
    XTransfer registers as an RSP in Australia.
    2018
    DEC
    : 
    Multi-currency business account is launched.
    OCT
    : 
    XTransfer completes Series A financing; secures API license in the UK.
    AUG
    : 
    XTransfer registers as an MSB in the U.S. and Canada.
    2017
    OCT
    : 
    XTransfer secures MSO license in Hong Kong.
    JUL
    : 
    XTransfer is founded in Shanghai, China.
    2023
    OCT
    : 
    XTransfer joins the China Chamber of Commerce to the EU.
    MAY
    : 
    XTransfer sets up its Hong Kong office.
    MAR
    : 
    XTransfer goes global.
    2022
    MAR
    : 
    Number of employees surpasses 2,000.
    2021
    SEP
    : 
    Completion of Series D financing.
    JAN
    : 
    Completion of Series C2 financing.
    2020
    OCT
    : 
    Completion of Series C1 financing.
    2019
    OCT
    : 
    Completion of Series B financing.
    SEP
    : 
    XTransfer registers as an RSP in Australia.
    2018
    DEC
    : 
    Multi-currency business account is launched.
    OCT
    : 
    XTransfer completes Series A financing; secures API license in the UK.
    AUG
    : 
    XTransfer registers as an MSB in the U.S. and Canada.
    2017
    OCT
    : 
    XTransfer secures MSO license in Hong Kong.
    JUL
    : 
    XTransfer is founded in Shanghai, China.
    Interested in making a difference with us?
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