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DE14360501050002706620

Bank Name: SPARKASSE ESSEN

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IBAN
DE14360501050002706620Copy
Country CodeDE
Check Digits14
Bank Code3605
Branch Code010500
Account number0002706620
Bank Name
SPARKASSE ESSEN
Branch Code
XXX
Bank Address
DRITTER HAGEN 43
City
ESSEN
Province/State
NORDRHEIN-WESTFALEN
Postal Code/Zip
45127
CountryGERMANY
SWIFT CodeSPESDE3EXXX

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FAQ

Which bank does the IBAN DE14360501050002706620 correspond to?

The IBAN DE14360501050002706620 belongs to the bank SPARKASSE ESSEN, and the bank identity can be further confirmed via the SWIFT/BIC code SPESDE3EXXX, ensuring accurate fund transfer during international remittances.

What should you pay attention to when making a transfer using the IBAN DE14360501050002706620?

When using IBAN DE14360501050002706620 for a transfer, it is recommended to also provide the recipient's SWIFT/BIC code SPESDE3EXXX, bank name SPARKASSE ESSEN, and the complete bank address. Ensuring that all details are correct can effectively avoid the risk of transfer failure, delays, or funds being sent to the wrong account. It is best to use an IBAN validation tool to check the number's validity before making the transfer, reducing unnecessary issues.

How is the check digit in the IBAN DE14360501050002706620 derived? What is its purpose?

The check digits are the second and third positions in DE14360501050002706620, and they are used to prevent human input errors. By converting the IBAN into numbers and performing a modulo 97 operation, if the result is 1, the IBAN is valid. This ensures that when making international transfers (such as sending money to SPARKASSE ESSEN), the funds are not mistakenly sent to the wrong institution.

Can one IBAN be shared by multiple accounts?

An IBAN number uniquely corresponds to a specific account and cannot be shared by different accounts. Each IBAN encodes unique account information, and if two accounts use the same IBAN, the banking system will be unable to correctly identify the specific receiving account. Therefore, when opening accounts at different banks or branches, even if they belong to the same account holder, different IBANs will be generated.

If I enter the wrong IBAN DE14360501050002706620, will the transfer still succeed?

If you make a mistake while entering the IBAN DE14360501050002706620, such as leaving out parts or entering incorrect characters, the bank system typically performs an initial verification based on the check digits. If an error is detected, the transaction will be rejected and the funds returned. However, if the check digits pass and only the account information is incorrect, the funds may be sent to the wrong account. In such a case, you should contact the sending bank SPARKASSE ESSEN as soon as possible and provide the correct IBAN along with the corresponding SWIFT/BIC code SPESDE3EXXX, in an attempt to intercept or recover the funds.
Disclaimer: The data provided on this page is sourced from the Internet and bank official websites and is for reference only. We do not guarantee the accuracy, completeness or timeliness of the data. Users should verify the relevant information and bear the risks of use.