DE07320500000002582062
Bank Name: SPARKASSE KREFELD – ZWECKVERBANDSSPARKASSE DER STADT KREFELD UND DES K
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IBANDE07320500000002582062Copy
Country CodeDE
Check Digits07
Bank Code3205
Branch Code000000
Account number0002582062
Bank NameSPARKASSE KREFELD – ZWECKVERBANDSSPARKASSE DER STADT KREFELD UND DES K
Province/StateNORDRHEIN-WESTFALEN
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FAQ
The IBAN DE07320500000002582062 belongs to the bank SPARKASSE KREFELD – ZWECKVERBANDSSPARKASSE DER STADT KREFELD UND DES K, and the bank identity can be further confirmed via the SWIFT/BIC code SPKRDE33XXX, ensuring accurate fund transfer during international remittances.
When using IBAN DE07320500000002582062 for a transfer, it is recommended to also provide the recipient's SWIFT/BIC code SPKRDE33XXX, bank name SPARKASSE KREFELD – ZWECKVERBANDSSPARKASSE DER STADT KREFELD UND DES K, and the complete bank address. Ensuring that all details are correct can effectively avoid the risk of transfer failure, delays, or funds being sent to the wrong account. It is best to use an IBAN validation tool to check the number's validity before making the transfer, reducing unnecessary issues.
The check digits are the second and third positions in DE07320500000002582062, and they are used to prevent human input errors. By converting the IBAN into numbers and performing a modulo 97 operation, if the result is 1, the IBAN is valid. This ensures that when making international transfers (such as sending money to SPARKASSE KREFELD – ZWECKVERBANDSSPARKASSE DER STADT KREFELD UND DES K), the funds are not mistakenly sent to the wrong institution.
An IBAN number uniquely corresponds to a specific account and cannot be shared by different accounts. Each IBAN encodes unique account information, and if two accounts use the same IBAN, the banking system will be unable to correctly identify the specific receiving account. Therefore, when opening accounts at different banks or branches, even if they belong to the same account holder, different IBANs will be generated.
If you make a mistake while entering the IBAN DE07320500000002582062, such as leaving out parts or entering incorrect characters, the bank system typically performs an initial verification based on the check digits. If an error is detected, the transaction will be rejected and the funds returned. However, if the check digits pass and only the account information is incorrect, the funds may be sent to the wrong account. In such a case, you should contact the sending bank SPARKASSE KREFELD – ZWECKVERBANDSSPARKASSE DER STADT KREFELD UND DES K as soon as possible and provide the correct IBAN along with the corresponding SWIFT/BIC code SPKRDE33XXX, in an attempt to intercept or recover the funds.
Disclaimer: The data provided on this page is sourced from the Internet and bank official websites and is for reference only. We do not guarantee the accuracy, completeness or timeliness of the data. Users should verify the relevant information and bear the risks of use.
