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October product launch companion
App language upgraded again: Seamless experience starts with your native tongue.
To make you feel at home while using the APP, four new languages have been added: French, Indonesian, Vietnamese, and Portuguese. You can switch languages via More > Language.

🔥One World, One APP: Cross-border payments made faster. Scan the QR code below and experience it now!

Searching your CNY settlement history just got easier!
🤔Looking for the previous records for a recipient after a CNY settlement, but you can't remember their account or name?
👍No worries. Your CNY settlement history page now allows you to search directly using aliases. Whether you search for “Zhang/Fabric” or “Li/Paper,” you’ll find your recipients effortlessly.

September product launch companion
The XTransfer app now supports simultaneous currency conversion within the CNY settlement process!
Pre-Update: You had to first convert your received funds to CNY before proceeding to the settlement process when using the app.
Post-Update: The app now supports direct currency conversion within the settlement process, which is just like direct US dollar settlement. This makes the process seamless and lag-free.
** Rest assured, the original Market order feature is still here whenever you need it!

Request money and XT QR code now support estimated payment amounts!
Simply enter one value, either the amount billed or the amount to be paid, and the system will instantly calculate the other. It intelligently deducts transaction fees, local taxes, and exchange rates, ensuring the final amount is clear and accurate.
1️⃣Enter the amount billed and select the currency
* We'll automatically calculate the estimated amount to be paid using the current exchange rate. The estimated amount to be paid by the buyer = the amount billed plus a fee and any local taxes.
2️⃣Enter the estimated amount the buyer pays and select the buyer’s local currency
* We'll automatically calculate the estimated amount billed using the current exchange rate. The estimated amount billed = the estimated amount to be paid by the buyer minus a fee and minus any local taxes.
Please note: The estimated amount the buyer pays may vary due to exchange rate fluctuations and other factors, and is provided for reference only.

August product launch companion
Malaysian Local Receiving Account Now Live
Our new Malaysian Local Receiving Account has been a major success since its launch, receiving positive feedback from many business owners in the cross-border trade industry!
If you need local payment receiving services in Malaysia, you can now open an account in just one click by navigating to Money receivables > XTransfer accounts.
1️⃣Secure and compliant. No risk of account freezes
2️⃣ Free for life, instant activation
3️⃣ Funds credited same day, with no correspondent bank fees
4️⃣ Pay and get paid in local currency
5️⃣ Paying directly to local banks gives buyers greater peace of mind
More reverse-calculated FX rates now viewable on the Market order page!
To save you time calculating exchange rates and make converting currency faster and easier, we've rolled out a new feature for a better experience.
In addition to NGN and VND, which already display the inverted exchange rate directly on the Market order page, you can now quickly view the flipped rate for all other currencies.
Simply toggle the “Flipped FX Rate” switch on the exchange rate chart on the Homepage or Market order page on both the app and webpage versions.

Major Upgrade! Get Higher Password-Free Currency Conversion Limits.
You spoke, and we listened!
The previous limits of 500, 1000, and 2000 just weren't high enough for many users. Now it's done! We’ve added new 4000 and 8000 tiers, giving you a faster, more convenient way to convert currency.
To set up your password-free transactions, go to Settings > Account & security.

July product launch companion
Uganda Local Receiving Account Now Live
Our new Uganda Local Receiving Account has been a major success since its launch, receiving positive feedback from many business owners in the cross-border trade industry!
If you need local payment receiving services in Uganda, you can now open an account in just one click by navigating to Money receivables > XTransfer accounts.
1️⃣Secure and compliant. No risk of account freezes
2️⃣ Free for life, instant activation
3️⃣ Funds credited same day, with no correspondent bank fees
4️⃣ Pay and get paid in local currency
5️⃣ Paying directly to local banks gives buyers greater peace of mind
The XT QR Code App Has Arrived!
Get the full XT QR code experience on the go. All XT QR code features previously available only in the desktop version are now perfectly synced with the app, for a smoother, more convenient user experience!

