XTransfer
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XTransfervs. Antom

Cross-border payment collectionSimpler and more transparent

XTransfer is specially built for B2B foreign trade. Open a global account online quickly and on the same day, saying goodbye to cumbersome procedures and hidden charges. The rates are clear and open, and funds arrive quickly. Relying on Sunshine compliance and risk control, cross-border collections are more time-saving and low-cost.

Global Trade Collection

XTransfer

A global collection platform focusing on corporate cross-border trade scenarios. It mainly serves B2B foreign trade corporate users and supports multi-currency collection, local account collection and global fund management.
currently serves more than 800,000+ corporate users, and its payment services cover 200+ countries/regions.

Enterprise-level cross-border financial services
Global payment platform

Antom

Antom is a global payment and digital platform under Ant International, providing enterprises with global payment, fund management and payment optimization capabilities. The platform supports global payment method access, multi-currency processing and global market expansion.

One-stop global payment

XTransfer vs. Antom

XT

XTransfer

Enterprise-level cross-border financial services

A

Antom

One-stop global payment

Multi-currency account

Support global mainstream currencies, one account, global payment

Multi-currency account

Supports multi-currency processing and settlement, covering various collection and fund management scenarios around the world.

antom.com

Coverage scale

It has served more than 800,000+ corporate customers, and its payment services cover 200+ countries and regions.

Coverage scale

Covering 200+ markets, supporting 300+ payment methods and global payment networks.

antom.com

Payment method

Supports local collection accounts and global cross-border collection and payment.

Payment method

Supports multiple global payment methods such as bank cards, e-wallets, online banking transfers and BNPL.

antom.com

Integration capabilities

Supports corporate global payment and fund management scenarios.

Integration capabilities

Supports API, SDK, Hosted Checkout Page and other integration methods.

antom.com

Account type

Mainly targeted at cross-border trade and corporate users.

Account type

Provides fund management capabilities such as merchant accounts, settlement accounts, and Marketplace sub-merchant accounts.

antom.com

This comparison uses publicly available information. Products and availability can change; verify current details with the relevant provider before making a decision.

Why do 800,000+ foreign trade companies around the world choose XTransfer?

Compliance guarantee: With multi-national payment licenses, funds are safe and worry-free

Extremely fast deposit: local clearing network, fastest deposit in seconds

Lower costs: transparent exchange rate, zero account opening fee and zero maintenance fee

Comprehensive service matrix to help you go overseas worry-free

Professional risk control services

Support all transaction methods in the context of physical foreign trade to effectively identify fund source risks and ensure fund security in an all-round way

Based on real trade background, we build a full-link risk control system to check every step from customer access, transaction review to capital flow, effectively reducing transaction risks and compliance risks, making every cross-border payment and receipt safer and more reliable.

Intimate localization service

35+ global office locations, professional and considerate companionship

XTransfer provides localized and professional services. No matter when and where, we will accompany every business attentively to ensure that your cross-border transactions are efficient and secure.

Warm customer service

7*12h manual customer service responds quickly, smart Xiaoqiu, 7*24h answers all questions

Warmly guarding every customer, the 7×12-hour manual customer service responds quickly, and the intelligent assistant Xiaoqiu is online around the clock to answer questions at any time, making the service more considerate and efficient.

Get started with XTransfer

Open global business opportunities in four simple steps

Step 01

Quick business registration

Submit business information online and create a XTransfer business account. Complete the enterprise certification and identity verification process according to platform requirements.

Step 02

Open a global collection account

After the review is completed, you can apply for a global collection account or a local collection account. Supports multi-currency collection and local collection services.

Step 03

Receive payments from overseas customers

Overseas customers can pay via local transfer or cross-border transfer.

Step 04

Foreign exchange settlement and fund management

After receiving payment, you can conduct currency exchange, RMB exchange settlement and global payment operations online. Support enterprise multi-currency fund management.

Trust comes from strength, serving global customers

Help 800,000+ small, medium and micro foreign trade companies to calmly cope with global payment challenges.

NG Auto parts import

Xiao Ma International|Nigeria

Streamline cross-border purchasing and payment processes by making local currency payments to Chinese suppliers through XTransfer.

TR Electronic product trading

Electronics Trader|Turkey

Use XTransfer for global receipts and payments and RMB payment management to support corporate cross-border transaction capital flows.

ES International Trade

Trading Business|Spain

Make cross-border payments to factories in China via XTransfer and handle multi-currency fund settlements.

Partner

Our licenses

China

China

HK MSO License

HK MSO License

Singapore

Singapore

UK API License

UK API License

Netherlands

Netherlands

US MSB

US MSB

CA MSB

CA MSB

AU RSP

AU RSP

our honor

2024 福布斯中国

2024 福布斯中国

出海全球化领军品牌TOP 30

2024 Corporate Treasurer

2024 Corporate Treasurer

最佳支付解决方案服务商

2024 The Asset

2024 The Asset

最佳资金管理解决方案

2023 互联网周刊

2023 互联网周刊

智能风控企业50强

2023 德勤中国

2023 德勤中国

高科技高成长50强

2022《中国企业家》

2022《中国企业家》

年度新锐100

2022 36氪

2022 36氪

跨境服务领域年度企业

2021 易观之星

2021 易观之星

年度卓越数字化企业

2021 亿欧EqualOcean

2021 亿欧EqualOcean

全球科技新领袖企业TOP 30

2020 世界经济论坛

2020 世界经济论坛

Technology Pioneers

2020 Fintech榜单

2020 Fintech榜单

CB Insights China

2019 Venture 50

2019 Venture 50

中国最具投资价值企业50强

media reports

People's Daily's "China Economic Weekly" reported that XTransfer, as a cross-border financial platform focusing on B2B foreign trade scenarios, has become a powerful supplement to traditional banks with convenient, efficient and safe cross-border payment services, helping small, medium and micro enterprises to reduce the threshold and cost of global expansion.

The content is excerpted from public reports on the official website of XTransfer. For specific expressions, the original text shall prevail.

FAQ

For B2B physical trading enterprises (individual account opening is not supported). It is usually necessary to prepare a business license, legal person identity certificate, and identity information of shareholders holding more than 25% of the shares. Depending on the business situation, the platform may require additional trade materials such as PI, contracts, invoices or logistics documents to verify the true trade background. The entire process is submitted online, and there is no need to go to the counter for processing; when the information is complete, enterprise certification is usually completed in 1-2 working days, and is opened based on the principle of one enterprise, one account.

XTransfer has served 800,000+ enterprises, covering 200+ countries/regions, and holds corresponding payment licenses in China, Hong Kong, the United Kingdom, the United States, Canada, Australia, Singapore, the Netherlands and other places. Collection services are provided by overseas licensed entities, and clearing accounts are opened in cooperation with internationally renowned banks such as JPMorgan Chase, Deutsche Bank, and DBS. The platform implements full-link risk control based on real trade background and implements dedicated account management of customer funds. The specific coverage and rules are subject to the user agreement and the latest product description.

XTransfer provides global collection accounts, supports international wire transfers such as T/T, and covers mainstream currencies such as US dollars, euros, pounds, and renminbi. It also provides local collection accounts in the United States, Europe, Southeast Asia, Latin America, the Middle East, etc. Overseas buyers can pay in local currency, shortening the payment cycle and reducing exchange costs. The official website publicly promises 0 account opening fees, 0 account management fees and 0 entry fees (subject to actual product rules). After depositing into the account, you can exchange foreign exchange, settle foreign exchange, withdraw cash, or make payments to global suppliers within the platform. Please check the specific available currencies and account types in the console after opening an account.

Yes. It is recommended to switch to XTransfer for payment from newly signed orders, and then gradually migrate existing customers after becoming familiar with the process to reduce switching risks. The process is: register online → submit company certification information (about 1–2 working days) → open a global or local collection account. Some accounts support instant opening. When switching, please be sure to update the payment account information on the contract, proforma invoice (PI) and quotation, and inform the buyer in advance to avoid delays caused by the money still being remitted to the Antom account.