2026
Key Milestones: Hit 1000k+ customers and 170+ global FI partners.
Financing: Series E financing
Licenses: MTL⁹ coverage expanded to 33 US states; Obtained in-principle approval for payment licenses in Malaysia
Making SME Financial Services Simple and Accessible
XTransfer is a global leader in B2B cross‑border trade payments. The company connect top-tier financial institutions directly to SMEs, the backbone of global trade, giving businesses of every size access to the same secure, compliant, and seamless payment infrastructure once reserved for multinationals, and more.
~60
Countries & Regions with Local Accounts
1M
Business Customers
No.1
World's No.1 B2B Cross-Border Trade Payment Platform *
～10yrs.
B2B Trade Payment Expertise
200+
Markets Covered
* Source: CIC Consulting, based on the total B2B cross-border payment transaction volume from January to December 2025; research completed in March 2026. Measured by TPV: Total Payment Volume
Global Presence, Local Expertise
35+Offices Worldwide
4500+Employees
Shanghai9th, 12th, 15th, 19th & 26th Floors, Wanshuo Building, No. 198 Jingzhou Road, Yangpu District
Shanghai23rd & 25th Floors, Anlian Building, Intersection of Huoshan Road and Jingzhou Road, Yangpu District
Hong KongRoom 704, 7th Floor, Champion Tower, 3 Garden Road, Central, Hong Kong
Hong KongRoom 1921, Standard Chartered Bank Building, 4-4A Des Voeux Road Central, Central, Hong Kong
Anhui ProvinceRoom 3911, 39th Floor, Block D, Greenland Center, Baohe District, Hefei
Guangdong Province25th & 48th Floors, Building 9, Universal Metropolis Center, No. 428 South Section of Dongguan Avenue, Nancheng Subdistrict, Dongguan
Guangdong ProvinceRooms 1801-02 & 1808-10, Building 1, Longyu Commercial Center, No. 23 Haiba East Road, Guicheng Subdistrict, Foshan, Guangdong Province
Guangdong ProvinceRooms 623-628, 6th Floor, North Tower, Buynow Life Plaza, No. 98 Changping Road, Longhu District
Guangdong ProvinceRooms 902 & 903, No. 251 Haoxiangyuan International, Zhongkai Avenue, Huicheng District, Huizhou
Guangdong Province20th & 21st Floors, Galuminium International Center, No. 78 Pazhou Avenue, Haizhu District, Guangzhou
Guangdong ProvinceRooms 623-628, 6th Floor, North Tower, Buynow Life Plaza, No. 98 Changping Road, Longhu District, Shantou
Fujian ProvinceRoom 2411, Fusheng International Center, No. 3 Changle Middle Road, Jin'an District, Fuzhou
Fujian ProvinceRooms 503-505, Shenghua Lianhe, Lingxiu Cultural & Tourism Group, Dongdai Road, Fengze District, Quanzhou, Fujian Province
Fujian ProvinceUnits 601-1, 2 & 3, Powerlong International Center, No. 1599 Lvling Road, Siming District, Xiamen, Fujian Province
Henan ProvinceRoom 1706, 17th Floor, MixC Tower, Erqi District, Zhengzhou
Hubei ProvinceRoom 1005, 10th Floor, Heren Building, Wuchang District, Wuhan
Jiangsu ProvinceRoom B203, 2nd Floor, Unit 2, Building 41, CEC Eastern Smart Valley, No. 123 Shilun Road, Chongchuan District, Nantong
Jiangsu ProvinceYuanhe Chuangcheng Makerspace Center, Xiangcheng District, Suzhou
Jiangsu ProvinceRoom 1205, 2nd Floor, No. 228 Xihu West Road, Liangxi District, Wuxi
Zhejiang ProvinceRoom 1501, 15th Floor, Tiangao Building, No. 396 Tiangao Lane, Phase 3, Southern Business District, Yinzhou District, Ningbo
Zhejiang ProvinceRoom 1603, Guoshang Building, Ouhai District, Wenzhou
Zhejiang ProvinceRoom 1901, 19th Floor, Zhejiang Agricultural Means of Production Building, No. 199 Tai'an Road, Binjiang District, Hangzhou
Zhejiang ProvinceUnits 2402-06, Xinjiyuan Building, No. 101 Jinrong 6th Street, Futian Subdistrict, Yiwu
Shandong ProvinceUnits 2001-02, 03 & 04, 20th Floor, Jinan China Taiping Finance Tower, Building C, Aoti Financial Center, Lixia District, Jinan
Shandong ProvinceRoom 1801A, China Overseas Plaza, Shibei District, Qingdao
Shenzhen19th & 20th Floors, West Tower, Qianhai Hengchang Building, Bao'an District, Shenzhen
TianjinBlock D, 26th Floor, International Shipping Building, Jiefang South Road, Hexi District
Guangdong ProvinceRoom 2903, Huafa Innovation Park for Cross-Border E-Commerce, No. 981 Qinhai Road, Hengqin New Area, Xiangzhou District, Zhuhai
Our Milestone
2025
Key Milestones: Global growth accelerated, marked by industry awards and global recognition.
Licenses: Obtained PBP⁶ (License) in China, MPI⁷ License in Singapore and EMI⁸ License in the Netherlands
2024
Key Milestones: Launched TradePilot, the world's first vertical AI model for B2B cross-border payment.
⁷ MPI: Major Payment Institution; ⁸ EMI: Electronic Money Institution; ⁹ MTL: Money Transmitter License.
Our Investors
Endorsed by Leading Global Institutions & Media
Our top-tier leadership and benchmark strength are universally recognized by international authorities, earning continuous coverage from premier media worldwide and showcasing global brand influence
Top-Tier Industry Leadership
Recognized by FXC Intelligence and Forbes
2025 FXC Intelligence
Top 100 Cross-Border Payments Companies
2024 Forbes China
Top 30 Global Expansion Brands
Benchmarking Payment Solutions
Recognized by The Asset, WAIC, and People's Daily
2024 The Asset
Best Cash Management Solution
2025 World AI Conference
AI Solution for SMEs
2025 People's Daily
Financial Powerhouse Innovation Practice Award
World-Leading Tech Capabilities
Recognized by Regulation Asia, Shanghai Municipal Commission of Commerce, and Deloitte
2025 Regulation Asia
Best AI Application in Risk Management
2025 Shanghai Commerce
Excellence Award for "AI+" Application
2023 Deloitte China
Technology Fast 50
Leading National Media
Featured by CCTV, Xinhua News, and People's Daily as an industry benchmark empowering foreign trade enterprises
CCTV-13
CCTV Video
Xinhua News Agency
Top Global Media
Endorsed by Bloomberg, SCMP, and CNBC for leading the global evolution of cross-border financial services
Bloomberg
SCMP
CNBC
Global Licenses
Licensed in major hubs: Chinese Mainland, Hong Kong China, the UK, the USA, Canada, Australia, Singapore, and the Netherlands.
Payment Business Permit (China)
HKSAR MSO
UK API
Singapore MPI
Netherlands EMI
USA MSB
*MTL Licenses across 33 States
Canada MSB
Australia RSP